Thinking of moving to a bigger city and a much bigger firm. This would mean a much larger mortgage as well. Is this a terrible idea right now given interest rates and market volatility? Am I at risk for downsizing? I’m terrified to make this move but I’ve reached my potential at my current firm and I miss living in a big city.

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What city.

Also, the firm opportunity should be the driver. If you need to rent for a year or two before a mortgage makes sense, then do that.


I just bought my first house after lateraling to a better firm in a HCOL area and know how you feel. Regarding mortgage rates, I wouldn’t worry too much about it. Although it’s hard to not be envious of 2021 rates in the 3s, keep in mind those were extremely unusual and may not be back for a very long time. Hovering around 5%, we’re still quite a bit below long term averages which are more like ~7%.
I was in a similar situation as you and would do it all over again.

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