Thinking of purchasing my first investment property. Anyone have any tips? I’m nervous.

Hello Sharks ,

I need one Assistance in investment declaration for NPS employer contribution . My NPS account current POP is not ICICI .

While contacted the ICICI POP , he told me to declare the amount though the POP is not ICICI then only they will get request to transfer to ICICI POP .

I am looking for suggestions who have already gone through this POP transfer process .

PwC folks, does the firm have a defined benefit pension plan? Trying to compare with Deloitte’s too.

Anyone used Savebetter as their investing platform? Any thoughts on the risk involved?

Hi! I have an extra $50K sitting in my savings account that I'm not totally sure what to do with. I'm split between just keeping it in there or investing it. I'd love to buy a property in the next year or two and would use that money as part of a down payment. Should I let it sit in savings for that purpose?

Can you precharge your car rental to one car and then change it after returning? Want to use the CSR in case I need primary car insurance, but would get more points on another card. Heard this was

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

If I move my coins to a hardware wallet, is there any way (app, website, etc) to track all of their values without manually doing the math?

Anyone know of any new construction listings or can recommend builders in the greater Boston area? Looking to get into the market for my first house - thanks

Rip anyone with a variable rate mortgage

My son’s first birthday is coming up and my parents want to gift him $1k in a separate account under his name for him to use in the future. My husband and I make about $250 combined but paying off student loans and a mortgage so don’t have much in assets. My parents only make $50-70k a year. We’re all pretty clueless about money. What would be the best way to invest in his future?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Game time: what was you best stock today in percentage terms. Answer in the comments.

I know I took out the loans and I should repay them and I’m normally fiscally conservative and against giving out free money. But I am hoping student loans get completely cancelled. It would greatly boost the economy if people do not have them hanging over their heads. However, forgiving what is currently there won’t help long term if the predatory practices around student loans aren’t fixed along with soaring tuition prices and salaries for administrators.

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio.

I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m.

Thanks!

What is your most conviction stock? Mine is $SOFI

Any active NFT bowls?

Any L1A/L1Bs running out of time?

I discovered I was gifted about two years ago. It made me realize that the reason why I was ‘weird’ was because I was different. It took me almost 2 years to understand that I shouldn’t hide my difference. I love the way I think but it’s not typical. And I get very frustrated when I’m asked to do things the same way another ‘typical’ person would’ve done them (no judgement!). Anyone in the same situation? Would love to hear your experience, especially in account management :)

How are you folks from US Big4s invest in India, with the independence requirements? Can the firms audit to find undeclared accounts in India, since I don’t find any BDIP enabled for Indian providers?

Hello all,

I have joined IBM on 9th March but still on bench.
Yesterday I received one call from project (based on bangalore) but I accept IBM offer because there are providing Pune location.
What to do is there anything that they are forcing to join from project location only.
Is there any option to choose project from our own.

Thanks

Hi,

Where to find the last PF no with epfo for cognizant pre-joining abnormalities.

I have pf no. it is of 17 digits but required one is with 22 digits

Can someone from CTS refer me for angular developer job role.
YOE: 5+

Has anyone, after leaving PA, made their CPA license inactive to avoid fees/CPE requirements? Any advice/nice to knows before doing so?

Curious as to how many people have heard of Chosewood Park. I’ve seen/heard 3 people mention it in the past two weeks and wondering thoughts on the area.

When joining a startup, would you consider the title Design Lead, with no other creatives on the team (at the moment), dealing directly with the COO and CEO, a C-level position?

Hello burnout, my old friend. I’ve come to drink with you again...

I'm pitch hitting in a court set, med mal, discovery status conference. I've not appeared in court since I was sworn in and I'm barely familiar with the case. The partner on the case was no help when I asked him what I should expect.

How should I prepare for this?

Case is in NC.

do sell-sides always feel like a sh*t show?

I quit my previous job approximately 5-6 months ago due to toxic culture and being pressured to commit fraud… I fear hiring managers see that I’ve been out of work for this time and may assume I was fired or laid off. Additionally I’ve had a couple interviews where company “X” interviewers have commented on this and in an effort to not bad mouth my previous employer I’m stuck with a generic answer like I want to take my career to the next level with Company “X.” Any thoughts/advice?

Asked this in main bowl but didn’t get much traction: for current students, if your start date was delayed and/or you are still concerned about your offer being rescinded, what does your search for backup or interim jobs look like?
I keep seeing people say they are going to look for backup options, but not sure what that really means in this case.

What's that thing your first boss said that stayed with you forever?

Hi folks,

I have got a offer letter from pwc, where the company is mentioned as "PWC services LLP". Can anyone please confirm whether this is pwc india or pwc Ac?

Anyone had success with a low ball offer in this market? If so, what was it like presenting it to the seller and how much/percentage was it compared to listing?

My dislike for realtors has never been stronger. While purchasing a property a few months ago we found somewhere that had dropped their price so I wanted to go in a little under or at ask. It’s not that he wouldn’t allow it but wanted us to go in at the original list price and I later found out he knew the listing agent. The industry as a whole needs a shake up in my opinion.

Make 98k. Under contract for a house at 450,000. Have 0 debt. Should I have any issues getting approved for a loan?

Already have 2 renters lined up as well. It’s a 3 Bedroom home.

Recommendations for good CPAs for rental property? Currently have 1 in PA but trying to grow and buy more in other states . I also have an unrelated business I'm trying to start (LLC). I'm located in NYC but open to a non-local CPA.

Hope you can help… looking for some feedback on a new job opportunity in Commercial Real Estate. I started off my career working in CRE brokerage for 2 years, then made the jump to leasing and have worked with a regional landlord for the past 5 years. I at leased all vacancies and there is no room for growth. I have an opportunity to partner with an established broker - that said I’m curious if anyone has advice on structuring the team and how to split commissions?

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?

Have been looking for houses right now. Single residence 3bed 3 bath. So far have out 3 offers on diff houses and got rejected. Placed offers 10k more than what it was listed at still no luck. I can’t seem to find good houses due to low inventory and high prices. Any tips to find a good house before my fha loan expires?

Convince me with logical reasoning that putting down 20% is better than 3% with PMI

New to this and as I search listings on Zillow and other sites for my first investment property, I see some that I can get a great deal on and are already rented out through mid-2023, so it would mean immediate cash flow. What’s the catch or am I just coming across some good listings and being paranoid?

Anyone have experience or perspective on whether or not real estate investments are a good hedge vs inflation?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

I have 40k saved up for a home. My wife and I make 146,500k a year. We recently looked at a home for 385k. How much should I put down as a first time home buyer? Is now the right time? Or should I keep saving 4-6 months and wait for better times? I don’t want to touch any of our investment accounts.

Hello! Any Illinois realtors here? I am planning on becoming licensed sometime in May or June (if all goes well). I don’t plan on doing this full time and would love a honest opinion about a good brokerage to apply to. Any recommendations?

Anyone have CPA recommendations that can do out of state rental properties (looking for next year)? I'm based in NYC

Any real estate agent in the Connecticut area on here?

I signed a contract when rates were around 4% .. looking at latest rates and my closing in July 2022 or later, seems like I’ll get rates around ~5%… should I stick and keep the house or is there an option to sell off my contract.. it’s reaching the max 36% of my net salary

Thoughts about ereits platforms like fundrise?