This housing market is insane and I’m struggling to justify paying $100k-150k over what people paid less than a year ago (SoCal). To anyone who bought during the last bubble, did it turn out OK or did you have serious regrets?

I just found out that I am no longer eligible for any of the income driven repayment plans and my monthly federal loan payment is increasing to $1400 a month and will increase on a yearly basis up to $2400. That is my cheapest option. However, if I refinance with a private lender to a lower interest rate, it will be $2k a month for 15 years and I’ll save like $120k in interest over the life of the loan. Has anyone refinanced their fed loans with a private lender? Should I do it?

Have been working for 5 years and have always contributed to Roth 401K and have a Roth IRA as well. Currently in the 22% bracket and am thinking about contributing full to pre tax and still have Roth ira. Confused when it’s best to invest in Roth vs post tax for 401K. Thoughts?

Thoughts on ESPP plans 🐠? Recently joined a tech firm and that’s one of the benefits. Any tax considerations or contribution limits i should know about?

25 sittin on 25 mil.
Fo real though, thank you crypto

26 / M / $57k / LA

From what I've found online, $60k is about where AEs top out, can any account people confirm?

Anyone have recommendations for non-interest bearing investments for their 401k? I moved my 401k to a self directed brokerage account, but it’s still limited in what it can invest in.

Hey folks, what do you do with your take home after expenses? Do you put it in HYSA or invest? Robinhood? ETFs? Specific stocks? Is there a good resource on investing as H1B out there?

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

How to transfer PF after joining new organization.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

25L rs (product based company) in India VS 22k pln in Poland. Which is good option?

The best advice I ever got coming from a 5+ years realtor is: Have a rainy day fund! The real estate industry is a roller coaster. Thoughts?

Self 25F and spouse 31M - no kid yet but planning to in the near term. Just got quoted for life insurance $70 and $100/ month for each 2M coverage. Is the quote reasonable?

Are stocks not taxed per regular income, this should be valued at 30% higher in terms of total comp?

Those living in 1 bedrooms, in West LA, how much are you paying?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Hi fishes, my ibegin status changed from Evaluated to Candidate registered against job.... All my documents are verified and hr discussion is also over

Anyone know the hierarchical breakdown / different roles at Accenture Federal Management Consulting?

Looking for SM or GM job. Have 17 years in sales & service. 14 in leadership. 6fig base +. Who has info and direction to it?

Saw a friend today who is an IVF veteran and asked her advice going into my first retrieval: “the goal is to stay married.” It hit hard. This has already been so difficult on our marriage and I’m not even on stims yet. I came home and immediately searched therapists. Any other truth bombs this weekend?

Been interviewing and feel like an offer is imminent. During the course of interviewing our already slammed team lost 3 team members. I feel terrible for leaving them but I'm miserable here. Sorry!

... (hired) now their HR are saying they don't know when open enrollment will be until November 1st. Is this a run around or what? Wouldn't an HR depth know exactly when the window of open enrollment will be? It's already the end of Sept.

Thoughts on MAXR? Looked into it and liked what I saw, just wanting some others thoughts on the name

Hi everyone. Just found this group today (new to the app as of yesterday). Just saying hi and I can’t wait for the pandemic to be over!

Any labor and employment attorneys here? If so, what firms?

I am so confused how advertising is still so “cool” when we all, myself included, avoid commercials like the plague.

Is it silly to pay 3k in rent in nyc for a studio? I found a place and it’s lovely, exactly what I want but I was hoping to buy a place if I have to pay 3k a month.

Average salary for EM physician in Columbus, OH area?

Can anyone pls refer me to s&p global. I'm a .Net full stack developer with 7 years of experience. Thankyou

Is anyone aware if my lwd was 28th nov , when my fnf settlement can be received.

Hello Everyone, Anyone from Power Programmer bridge wave 12 recieved role change letter or any info on that?

Wednesday post Wordle 235 5/6

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I'm having serious FOMO with LEND, but it's tough to stomach buying during such a spike. Any idea on when we'll see some red?

Hey everyone. Can anyone please tell me what are the chances of getting international travel opportunities in Post ISB careers? Which industries/ companies offer roles that come with more opportunities for foreign travel?

Looking for a broker to sell a small retail business in the Chicago suburbs. Where does one start? Any referrals?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Anyone invested in Portugal and took advantage of the golden visa?? Please share your thoughts around the process of finding and buying property there, and if you did the golden visa process share that experience as well if applicable. Thank you 🙏

Anyone actively invest in tax liens? Do you ever get to redeem the lien for the property?

Does anyone know how long after a loan is denied it takes to get the down payment back? ( loan was denied due to the bank not accepting the condo and no fault of my own)

Any real estate agent in the Connecticut area on here?

Is it worthwhile to put in new wood floors into a newly bought condo? Will it increase home value? The unit has really old floors, so updating would definitely be a plus, but my long term plan for the property is to rent it out, so not sure if it’s worth spending the $$ to replace the flooring

Has anyone experience with buying houses at auctions to flip? Any advice is appreciated!

Anyone have a good information for appraisals? What do they look for in renovations? eg hardwood vs vinyl, modern trends like black hardware? What are the biggest value drivers?

I mentioned to a few people around town that I’d be willing to sell my condo portfolio. Didn’t think it would go anywhere. And now I have an offer for 3.9m can’t believe it. But also not sure if ..

Anyone know how LIHTC works for properties that are past their initial 15 year period?

I am missing 300k in sales to get to better tier in my brokerage (lifetime benefit) - If anyone is looking to buy or sell a home in Northern Virginia this year DM me - I am happy to help you basically for free to reach that goal :-)

Thinking of a career change from law to real estate. Very beginning stages of this idea. Any advice or warnings?

Curios to know if the RE bowl think there will be a crash in RE prices since it was at a peak for the past couple years, a lot of realtors are saying no it won't but a fisherman won't say his fish is stink so I don't put much weight on their opinion. Also I am thinking these ppl that are paying way above the asking price for some properties will lose once the value in some of these properties drop. That's just my 2 cents, curious to know yours.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

Purchased a new home. Keeping my current for a rental property Long term rental vs Short term rental, thoughts?

I already have a cash flow positive condo in my name and now planning on buying a townhouse with SO. How should I go ahead with it as qualifying limit from my end in the purchase is only half of rent receivable from condo and the fact that condo is investment and cash flow wise, expected rent is covering 130-140% of my monthly cost of ownership of property?