This may be an obvious question but I recently started a new job and I’m now setting up my 401k Fidelity account and I’m trying to figure which option is better a pre-tax or Roth account

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No way to know for sure. You should try to estimate whether your tax bracket now is higher or lower than your tax rate when you are withdrawing in retirement. For most, but certainly not everyone, traditional is better. Many people just split between the 2. What is your tax bracket now?

Thank you EY 1

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