This might sound dumb but am I missing out by not living in NYC? I feel like I’m getting FOMO from friends who have moved out there. Thoughts?

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My friends in NY are FOMO from not being able to afford to buy instead of rent. Also FOMO from not being able to save nearly as much of their take home. There are pros and cons to both sides

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Do you want to live in a box for double what you're paying now, pay 5-11% more in taxes based on where you live, walk crowded streets and sidewalks 24/7, and date self appreciating aholes to no end? All to be able to order Chinese at 3 am once a year and see a Broadway show (which you can also do visiting!). If so welcome in!

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Nah, you can live a perpetual adolescence full of unrealized dreams and unfulfilling romantic flings in any metropolis in the US!

likefunnyupliftinghelpful

NYC is overrated.
And you can feel FOMO anywhere/everywhere.

likehelpful

Greatest city on earth ... IF you can afford it. *currently relocating to NY and having sticker shock 🤯

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If you can afford it, do it. You don’t want the regret of “what if” 10-15 years from now. You can always go back to where you came from if it isn’t what you want.

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I took the plunge and moved to NYC 2 years ago and have NO regrets. Yes it is expensive and crowded, and it smells in the summer but there is no other place like it. Do it for a year or two - so what if you have to save less money and put off buying property for a couple of years? You only live once and have the rest of your life to die of boredom in your giant suburban home, with your full suburban lifestyle!

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Do you understand how high the COL is there?! Just go visit to get your NYC fix. I almost moved there due to FOMO and I’m so glad I didn’t… may mean sacrificing your current lifestyle and financial goals

likesmart

If youre young and got money, no better place to be. At the same if youre the type to stay at home weekends, it aint worth it.

likehelpful

I don’t know, I spent some time in NYC and found it generally either waaay too extra or very underwhelming. I live in Chicago now and get all the perks of nyc for a fraction of the cost and nicer people

likesmart

@OP I have a roommate (sounds like that’s not your thing; I’m good friends with them but we have plenty of living space and require basically 0 interaction if we want it) but could’ve gotten an okay studio/1BR for ~1000 while shopping around. Nightlife has 80% of everything NYC has to offer and I pay 60% here to go out what I did there. I’m maxing my 401K and having extra savings on the side while experiencing pretty much no quality of life decrease from being there, and personally prefer chi more in overall ambiance

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New York is great. I wouldn’t move here without money to spend though.

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Nope. You can go to brunch and do rooftop yoga in lots of cities, and you can also make friends there too. Great city though, so go visit your friends when the urge strikes

likehelpful

Not to say I don’t like NYC – I do, and I’ll alt travel there occasionally to visit friends and go out. However I don’t believe it’s hyped up to be and you can get a way better life experience while still saving for the future elsewhere

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NYC is the greatest city in the world and I cannot imagine living anywhere else especially in my 20s. Sure, it’s not for everyone. But to me, the cost is worth it for getting to spend my young adulthood here. I’m also a huge city person so take this how you will — I have literally no jealousy whatsoever towards people who pay half of what I pay in rent, tbh. You’re living in basically a suburb....like congrats that you’re saving money by living in a boring place I guess? Idk I just love New York

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Nope

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EY, I’m already feeling existential on a Sunday night

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It’s great for a while and big bucks. When it came time to buy a place I moved to the burbs and commuted. I miss it sometimes and go back for a few days every now then.

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Nope. But if you’re really getting FOMO you can easily alt travel to NYC?

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You don't actually HAVE to choose between saving and NYC if you are open to living in Jersey and Queens. Both are easy access to all the wonderful food / nightlife / quick commute to work etc and you save as much as peers in suburban areas (if not more, thanks to higher salary). And you don't need a car bc public transit reaches these places 24hrs. Plus co-op units are cheaper to buy than condos most times, and they are prevalent in the NYC area vs the rest of the country.

(I say all this as someone who saved for 2.5 years to buy a co-op unit, and get the best of all worlds now.) No more landlord, plenty of savings, and no compromise on night life.

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