Those in NYC who max their 401(K)s and Roth IRAs... do you save money beyond that? If so how?

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Having a roommate for the apartment you are never in. Not having cable...high yield savings account 1.5% interest, allocating a few hundred dollars to a schwab brokerage account each month and taking the warren buffet approach in buying stocks you believe in, only drink in the lounge, on the plane when upgraded, not getting gauc on chipotle, investing in wrinkle free shirts to never go to the drycleaner, expensing everything on your personal card to accumulate points, breaking up with your casual girlfriend who looks at you as fancy restaurants welfare, changing tinder dinner dates to coffee dates, not joining equinox but using the crappy gym in your building, taking thr subway to go home instead of a June and dealing with the crazy homeless on the nqr at 2am

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Spending + Savings > Income

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Make more

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Sage advice from M2. The girlfriend welfare is very true. Wish I would have had more discipline in my 20’s!!!

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Same investments just after tax accounts

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Goes both ways! My ex boyfriend saw me as the proverbial lifestyle ticket he was after. Note: "ex". Find someone to be with who doesn't get fucking weird when you make double, triple, what they do so they don't bleed you dry bit by bit.

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Sorry TC - agree! Deadbeats not gender specific!

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No apologies necessary :)

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Namukku oru cheriya consultancy todangan ulla aalayee 😇
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