{ "media_type": "text", "post_content": "Those who get investment properties what does your financial health look like? \n\nI am interested but I def want to get thru my student loans (40k) &small credit card debt before doin or do I have to?", "post_id": "5ea078f557b3e9001aa65479", "reply_count": 3, "vote_count": 2, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }

Those who get investment properties what does your financial health look like? I am interested but I def want to get thru my student loans (40k) &small credit card debt before doin or do I have to?

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RE is on a pause - I say pause and not decline for a reason Rent freeze, mortgage reliefs and bailout funds for lenders has pretty much frozen the RE market in time Only question is whether the safety net will break first or this pandemic

Idk my market locally has had houses on the market for longer w fewer offers and 10-25k drops here and there. W the rate drops we think it might be a good time to buy. I do think you should work through your cc debt first and save at least a bit for a down payment. But you prob could jump in sooner than you expect. I have $38k student debt and about $25k for a down payment but we are about to jump into a property (we are going to live there in short term but work towards buying a second and turning it into an investment property - this is very easy in our city and t feels like veryone does this w their first property)

Get CC and loans done first. Then build up savings as you’ll have to typically layout more capital for investment properties (assuming you are buying as investment and under llc/llp)

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