Those with student loans how do you feel about federal student loans potentially being paused again? Probably until after the midterms...

Have you been paying even though you don't have to? Why or why not?

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This is a financial question. Take it to the personal finance bowl. In general, no don’t pay if you don’t have to. It’s helped many build a financial foundation finally.

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Personally I have been paying bc some of my fed loans were 7% so I knocked those out... I've been paying the minimum and have knocked out about half of what I owed in 2 years.

I did consider not paying them and reinvesting that money but the stock market has been nuts and largely all of my account are in the red. I've been investing a little bit more during the lows though

I think the gov should get out of loans bc the deeper in bed they've gotten the more college cost has gone up. If they want to continue they should maybe do 1-3% interest

Or keep the interest to 0 while in school. Then do 1-3% after graduation.

Fed loans to me have been the bottom priority bc the dollar amount is lower. Most people that are being screwed over are the private loans which never seem to be a talking point from the politicians or media

“I’m not representing myself per the terms, but whatever.” Might be worth requesting a correction in your profile so you don’t get deactivated.

There was a study on this not too long ago where ~65-70% of those with student loans have made zero payments since the start of the freeze.

I stopped paying. Why pay if they are going to be potentially cancelled?

Not gonna happen. Unless they continue to subsidize Obamacare. Student loan interest helps pay for that... Along with the fact the gov makes money off student loans... That'll leave trillions of revenue that they'd have to come up with

They are not going to fix this issue because of votes. I remember in 2008 many of my classmates thought they were gonna get their loans wiped out. If they truly wanted to do something they would have. Instead they made it easier for people to get more in debt and play the victim card every election cycle while making you more dependent on gov programs

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Biden pledged 10k per borrower, democrats are under a lot of pressure from their own party to deliver something

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