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Front loading is best (as an investing principle). But does our plan even allow that?
I believe it does allow it because we manually set our contribution amount per pay period
Bowl Leader
Most employers have you take fixed amount per paycheck and if you contribute directly to HSA out of pocket you miss out on payroll tax savings. If your employer doesn't allow HSA frontloading I'd just stick to to normal schedule and frontload elsewhere.
Front load if you can without impacting employer match.