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Thoughts on getting a Vanguard IRA vs Betterment?
BMNT pros - I already have a general investing account so will be easy to add on. It might also make tax loss harvesting more efficient (contd.)

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Vanguard pros - lower fees. I’m not sure if anyone has done the math but do you think the value of the tax loss harvesting would be better over time than lower fees?

Perhaps I'm misreading but if your investments are in an IRA there is no benefit to tax loss harvesting.

Technically, but the way betterment frames their advantage here is that since they have visibility into both Roth IRA and taxable accounts is that they move your high dividend earning holdings in here so you continue to earn tax free vs keeping other holdings in your taxable account

Take a look at the comparison chart betterment has on its site. It’s underperforming the S&P and has higher fees.

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