{ "media_type": "text", "post_content": "Thoughts on having both the Amex platinum and the Amex gold?", "post_id": "5feb572e154721002825d528", "reply_count": 30, "vote_count": 1, "bowl_id": "5e6fe1c31f5e51001d267e46", "bowl_name": "Coronavirus Work-life" }

Thoughts on having both the Amex platinum and the Amex gold?

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Get both. It’s worth it. Leverage sign on bonuses for both. Platinum can pay for itself even if you don’t travel (200 Uber credit, 100 Saks credit, 200 Airline incidentals + lounges and Amex offers). Gold is great for groceries and dining (4x at both offsets annual fee annually excluding the food/Uber credits on that as well). Amex also has better redemption IMO vs Chase

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You could also book a flight and then cancel flight for future flight credits. Would take care of airline incidental benefit to use at a future date.

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I have plat for perks and it def pays for itself especially now with the $40 streaming credit and $5 small biz credit I have American Airlines card for gas and grocery purchases + merchants who don’t take Amex. For miles obv

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Why both?

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You realize the Platinum gives you a free Gold card, right? If not, I just solved your issue. That'll be one annual fee, thanks.

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Gold card on a platinum account does nothing special. I have both and it is 1000% worth it. Use gold just for dining and groceries and platinum for bit purchases and travel. Cant recommend it enough. Seriously, do it.

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If I can jump on this thread as long as we’re talking about Amex Platinum perks, I just realized I never used my $200 airline credit this year. Anyone have any ideas?

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Book a flight and then cancel for airline credit to use at future date. Pretty sure all airlines are still flexible with this policy.

Have gold now. Great points on dining, grocery, etc but not great for travel. Platinum would fill that gap. Also have a big ticket purchase coming up and would be able to grab the 60k points

I upgraded and got the upgrade bonus. Sometimes it’s slightly different, but competitive. I would google what offers they have out right now for upgrades vs new card holders.

I have both. Prefer the platinum for perks but no real difference otherwise.

Why

Bc they have different benefits that are complimentary

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