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Go at least 50%Roth if not 100%. Capitalize on the tax breaks while you have them. Unless this “phase 2” happens tax cuts for individuals go back to what they previously were in 2025
Roth you pay taxes upfront but don’t have to pay capital gains tax as I understand. That’s pretty huge
Moelis you’re thinking right. Unless you plan to retire in a high tax area like nyc you’re probably paying higher taxes than you will in retirement so defer those taxes to then and switch to traditional. Its not always as simple to say just pay taxes up front no matter what