Thoughts on investing in growth index funds (eg VOOG, IUSG, SPYG) vs. their regular counterparts (eg VOO, SPY)? Seems like the returns over time are better with growth. Is it just more risk on the growth funds?
Thanks - I’m still figuring this out.

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I'm looking for a part-time job in HR, preferably remote and if possible at my own time... I know it may be too much to ask but I'm currently working full time and in need of additional income.
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I’m 32 yo and have been doing an annual rebalancing of retirement portfolio in December. Last year I increased bond allocation from 10% to 20%. Turned out bonds were the least bad part of my portfolio (still lost 14%).

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Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

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Slalom folks does your company have profit sharing? If so does it go into regular paycheck or 401k?

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How do folks effectively save for a house down payment and max retirement?

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Let’s say you have $200K in cash, $100K in student loans at 6%, $10K in auto loans at 4%. What would you do? Pay off all debt asap with cash, invest remaining cash? Refinance all debt to lower interest rate and invest all cash? Any other ideas?

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Heard a lot of people saying the rental market was going to get better/ keep going up, but now it's cooling down. What is causing it to cool down so much?

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Tata Consultancy

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So what’s up with TSLA? Are y’all buying the dip or what’s the deal?

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With all of the market changes to rent, how far in advance do you recommend looking for a new place? I usually looked 4 weeks in advance of my target move date. Has that changed in the last year? (I haven't moved in 3 years so I'm out of the loop).

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Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

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How do folks feel about I bonds right now? They’re earning 9+% at the moment.

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im faking it till i make it right now at work and i feel like i am absolutely clueless with a lot of things but just treading along 😧

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I m earning 40lpa in India. I have an offer to go canada for my current company. I m yet to negotiate the compensation part.

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Note:
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@canada @Ontario

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Additional Posts in Personal Investment Chatter

I’m 32 yo and have been doing an annual rebalancing of retirement portfolio in December. Last year I increased bond allocation from 10% to 20%. Turned out bonds were the least bad part of my portfolio (still lost 14%).

Hearing a lot that the setup for bonds looks better in 2023 given 1) slowing Fed rate hikes and 2) likelihood of recession. Thoughts on increasing bond allocation? Part of me realizes I’m probably over complicating this and better off just buying equities and holding.

like

How do folks effectively save for a house down payment and max retirement?

like

Let’s say you have $200K in cash, $100K in student loans at 6%, $10K in auto loans at 4%. What would you do? Pay off all debt asap with cash, invest remaining cash? Refinance all debt to lower interest rate and invest all cash? Any other ideas?

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Is it too late for me to start investing? Feel like with current market, I probably will end up 📉

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How do folks feel about I bonds right now? They’re earning 9+% at the moment.

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Amex just dripped it’s HYSA rate to 1.5%.....

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