Thoughts on life insurance for myself to ensure my family is protected if God forbid anything were to happen to me? I'm the sole earner and want to make sure my family doesn't struggle if I went around.

My friends all tell me this is haram. Can anyone confirm? Are there halal alternatives?

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I don’t think God is going to punish us for trying to provide for our family - we get too lost in minor technicalities and miss the bigger picture.

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Lol I’ve heard that scholars say insurance is Haram. Man we’re in a world a million times different and more complex than these so called scholars know. Everything is Haram in the modern world in their view, we better all go commit massive suicide and not live. Do what gives you peace of mind and what you think will protect your family, God is not a 10 year old kid who is eagerly waiting to punish you, God is merciful and will understand.

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Speaking as a desi/Pakistani-origin Muslim:

At least in the Indian subcontinent, the general understanding of our faith and its teachings are deeply, deeply misconstrued and twisted (both intentionally and otherwise) which paints a very myopic, backward picture. Some of the things I hear and see are blatantly absurd.

And it seems as if most people are Muslim to please their parents, uncle aunties and elders vs. to actually please Allah.

What a mess.

Short answer: life insurance is not permissible. Check AMJA.

I’m in the same boat and don’t do life insurance.

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It was not directed to you personally, so no need to get so triggered.

Are you serious?

Why in the world would life insurance be haraam?

I had the same reaction when I heard about this. I vaguely remember the answer having something to do with gharaar or some types of insurance that are interest based.

OP - Please sign up for life insurance and don’t get yourself caught up on the backward mindsets and opinions being spewed on this thread.

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