Chief
First two are active blue chip growth funds. CPOAX is an active growth fund across caps (benchmarked to R3000). VBIAX is Vanguard’s Balanced Index Fund, which is a 60/40 US stock/bond fund.
I need your advice and assistance to choose between 2 options. I have two job offers one from India and another from Amsterdam. I am confused about choosing among them. 1. In India my gross would be 69 LPA along with my spouse out of which we save up to 20 LPA per year.2. In Amsterdam, my gross is 86K including holidays allowances and stock options. My spouse is searching for a job. she might get 65K in the coming day.Considering the 5yr horizon. Need your help to decide on the options.
Is deferred rent a working capital add back? The way I see it if they get like 4 months free in the beginning and then we straight line the rent the rent expense will look lower per month. Should we treat that non-cash portion of rent some way?
Founder of a digital fashion styling platform (U.K. based) here 👋 Best crowdfunding platform to raise investment? Tips welcome! Kickstarter Gofundme
Nyc big law associates - do you do your own taxes? If not, recs for tax preparers or should I just pay for TurboTax to do it? First year I have investment income etc so not sure I am competent to do it on my own
Hey is anyone up for a quick 2/3 hours of assistance to help list some vacant properties for rent on the rental sites like Zillow Avail. Turbotenant for just 3 hours and get paid $50 for this . Pls send a message if you can help with this Asap thanks
We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫
Making a lot of money relative to the average but feeling poor? Median after-tax income was ~$55,000 in 1981 and was ~$73,000 in 2020. Using a Bank of Canada inflation calculator $55,000 in 1981 is equivalent to ~$165,000 today, which would put someone in the top 10% of earners today. But in 1981 the median family had that extra money. Who can I blame?
Can I survive on £26,300/yr in Belfast?
Buying and owning real estate is an investment strategy that can be both satisfying and lucrative. Unlike stock and bond investors, prospective real estate owners can use leverage to buy a property by paying a portion of the total cost upfront, then paying off the balance, plus interest, over time.
At what salary did you start maxing out your 401k?
Any advice on How can I better prep partnership and Corp tax returns / fully grasping content of different work papers and adding it to returns?
25 L per annum in india vs 16k polish currency per month in Poland. Which one is good to go?
How to transfer PF fund from hcl to epfo if i was a non pension member???
thinking of paying of student loans with patriots moneyline this weekend...
Can showing signs of wealth limit your chances at a promotion ?
If anyone wants TSLA to go up, just tell me and I’ll sell some of my shares.
The only ones who get hurt riding a roller coaster are the ones who jump off. Don't panic and sell, everyone! Time in the market > timing the market.
Is that possible to select different regime while filing ITR?Example: For FY Apr 2021- Mar 22, I selected new regime in the company portal and hence more tax deducted. I have submitted the rent receipts to the company for tax exemption. Hence during filing ITR, can I select old regime and get tax return?
German folks, what are your recommended credit cards?
What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash
I have now worked about 8 months in a PI firm and haven’t been able to bring in any of my own cases. My firm gives an incentive for it, any advice on how to get clients?
Dear colleagues,I need help with a referral at Accenture.Can someone please help quick?Really thankful
Have you seen women wear ties and "masculine"-looking suits to work? Was it accepted by client and team? I've never worn a tie to work, but when I've worn clothing that had a more "masculine" fit either in grad school or some work environments, I've gotten comments and looks, or sometimes asked (or people gossiped) about my orientation. When I wear more "feminine"-looking clothing, I feel more more uncomfortable and awkward. 🤷🏼♀️
I have half a gallon jug of hand sanitizer I’m will to trade for a 30 pack of TP. Any takers?
I am learning Big Data at the moment, and have knowledge of Python and ML, AI, SQL, Tableau. Have no knowledge of DSA though. YOE 5 years. What are the next skills that I can aim for to get a much higher CTC, or is this enough and more practice and projects are enough? Thanks in advance.
Hi Everyone,I have downloaded the boarding pass as my DOJ is 4th April Monday. I am yet to receive the virtual onboarding webex link. How long it will take and when should I expect the email from them.Cognizant
Bowl Leader
Seeking a PM referral, let me know if anyone is willing to help out!Spotify, Stripe, Slack, Reddit, Inc., Discord, Twitter, Twitch Interactive, Inc., Square, Airtable, Plaid Inc, Zillow Inc
Rising Star
Hello People if God! How is everyone doing? I hope and pray you continue to seek the Lord during this time. He is with us at all times and will supply our needs. I think this is a huge season of pruning. Old things falling off, making room for the new. It’s been a challenge for sure, but the outcome is Growth! Anyone else feeling like this is a season of Growth?
SOS I’m a first year teacher. I’m at a VERY challenging school district & a different culture than I’ve ever been around before. I cant get through a full day’s lesson! I spend more time disciplining!
Headhunters/Recruiters…I was contacted out of the blue by a headhunter last week promising to do their best to place me in an AMLAW200 firm as a lateral. (4 years practicing, all litigation; looking to move to transactional).I’ve never dealt with a headhunter before, and I’m taking everything they say with a grain of salt, so insight as to their effectiveness, reliability, and overall successful placements in or equivalent to the type of firms they have connections with is greatly appreciated.
What is the salary range for a Data Engineer III at walmart?
Simpson Thacher - Funds — Senior Associate - Class Year 2014 — Any insights on culture, staffing, career, partnership structure?
If one Organization HR told me we will blacklist you. So I want to know exactly they can do blacklist or just showing fear of Blacklist ? Actually I had one offer of 13 lacs my company retained me with 14 lacs, I didn't want to Re negotiate with that Organization because of Loyalty issue with current organization. So That Company HR scold on me and told me we will blacklist you. Please Guide, is it true, I will be blacklisted? Organization is World largest petrochemical refinery.
Does PwC reimburse us for phone accessories?
Enthusiast
When are we going to be done?
Hello fellow PMs - Any recommendations on how to get a client who is borderline obsessed with sending emails with ‘high priority’ red explanation point to stop this behavior? It’s counterproductive and had set the wrong expectation with my team on what the focus should be. I’ve managed expectations with my team, but still having a hard time getting the point across to the client.
I’m 6 feet tall when I wear basketball shoes 😏 and I feel swoledaddy af knowing that
Pro
I am starting a "Salary transparency thread". Please post your level e.g. L4/L5 and salary. Let's make sure everyone is fairly paid and can take a stand in the upcoming appraisal cycle !
Does it still make sense to purchase rental properties in HCOL markets like LA? I was passively looking before the pandemic, but it seems like things have gotten pretty insane. Lot of properties just won’t cash flow.
Accenture new joiners can change auto generated enterprise id/email id ?
Thoughts on TD Ameritrade?
Any recommendations for fidelity brokerage account for etfs, index funds anything?
Best option for old pension? Cant roll it into current 401k, and don’t want to roll it into a TIRA because it will cause pro-rata issues when doing backdoor roth for the year. Any other options?
Do you set limits to close out your position? If so, what % gain do you set it at? Is there a general rule of thumb?
Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity
Where would you put 25k right now?(Have 8-month emergency fund and no consumer debt)
How to make your savings grow? I’ll have certain amount that would go to savings every month range btw 2k-3k. I still have to get married and buy a house etc. what’s your advice? If I am planning to get married in 3 years?
I see a lot of people post about HSAs. I have no medical expenses and don’t plan to have children anytime soon. Is there a non-medical reason to max out HSAs? Is everyone just playing it really safe?
How/Why is compounded interest “magical”? Is there a calculator of if I invest X amount each year what my portfolio could look like in 20 years? Right now, I am contributing $80,000 annually in my liquid investments and maximizing my 401k contribution.
My grandmother opened a mutual fund account for me with Putnam investments. She started it with $500 and its at $2000 now but I never touched it and have no clue how to use it or make it grow. Can anyone point me in the right direction?
Question on fees - I just checked my 401(k) and paid $5k in fees over the past year. Am I an idiot, or is that pretty damn high? ~$55k total balance
QUICK! Can someone tell me their thoughts on FBGRX va FSPTX??? Also should I wait five days until after election? I know time in market > timing market but it’s four days worth it?
Conversation Starter
Currently have $600k in the stock market (growth stocks mostly), $20k in Roth IRA, $50k in cash, and $25k in crypto. Where else should I be investing my money? (I’m 27).
My fiancé and I want to open our first joint savings account. Any recommendations, and why? Thank you!
Looking to buy a car around NYC/NJ area? Anyone been in the market for cars recently and can suggest good car deals or sites? Also looking for EV or hybrid cars so please recommend any brands (besides exorbitant Tesla) - thanks!
Would you refinance mortgage in this situation? Current rate 3.25% 30 yr. New rate 2.625% 15 yr. Interest savings of $257/month. Closing cost of $4300, so 17 months to break even. Long term home.
Today might be the last day where you can buy PUTs at relatively cheap price
500k liquid for housing purchase in the next 9-12 months, currently only in HYSA making 3.7-3.8% APY, anything else I could be doing to maximize? Some 3-month CD on Fidelity market is at 4%+ but not sure if it’s worth the hassle
Maybe tell us what they are? I don’t plan to look them up but would be happy to help if you do that for me
Chief
First two are active blue chip growth funds. CPOAX is an active growth fund across caps (benchmarked to R3000). VBIAX is Vanguard’s Balanced Index Fund, which is a 60/40 US stock/bond fund.
That is correct COS1.