Thoughts on this offer? $145K base + 10% bonus + $5K signing => TC year 1: $165K. No stock. No RRSP matching. Role is SM BizOps (IC role). Industry is Insurance. Is it too low?

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I would say depends on your YOE. If you’re sub 5/6 years (Full time) and no advanced degree with no other information feels great.

If you’re 2/3 years post an MBA (or alternative or something more suited to the role) with 10+ YOE and/or you’ve done this role before in a significant way. Could push.

Congrats on the offer.

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I’m somewhere in between. 8 YOE + a non-MBA master’s degree + some (consulting) experience in the kind of projects they want. How much TC is “good”?

OP: congrats on the offer. I have almost similar YOE and background. Earlier this year I got into a fintech as an IC at180k base and low 200’s as TC including RRSP, bonus and others perks. I think there is no 1:1 comparison given the difference in our industry. Honestly most base over 150k is eaten up by taxes so I think you have a good one.

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You’re welcome. I am at SM level. If you think you are over qualified then take this now and keep seeking for the one that fits your level.

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By IC do you mean independent contractor or internal consultant?

Independent contributor, meaning i dont manage anyone. It is a full time permanent role, not a contractor role.

Kinda surprised by the no RRSP matching. Worst comes to worst, try negotiating the sign on bonus and your bonus percentage. Work / life balance isn't great at a startup (guess it's a startup because you mentioned options?), so it doesn't hurt to get more money.

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