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Throwing between $500 - $1000 a month into VTI/VXUS (aside from $1k monthly in regular savings), good or bad idea? I have 6 months+ of expenses saved as well

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Do you put money in tax advantaged accounts? (401k, IRA) If so, then yes, investing leftover money makes sense. I do VTI, too.

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Do you max out your IRA too? ( you can do a backdoor Roth if you make too much). And does your company offer an after-tax 401(k)?

If you’ve got the rainy day fund squared away, what are you saving the additional 1k for? Is there a large short term (<3 years) expense you’re expecting? If not, I would put that 1k into an index fund as well. No point in having a big chuck of money just sit there for no reason.

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I totally get the fear aspect. I’ve had to get my SO on board to heavily throw in our money into the market. We’ve only got 10k + annual vacation fund in our savings account. That extra 1k is not insignificant. If you’re really nervous about it maybe even try a bond fund or high quality dividend stock to start out with so that you’re at least getting some respectable amount of growth.

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Definitely VTI, that's what we do or the VFIAX. We did 80/20 as we built up our cash reserves and now that we hit our 6 month emergency fund, I see no reason to keep putting that amount of money into a savings account, so now it's 20/80 or really more like 10/90 between savings and investing.

I've been throwing $500 into VTI and VFIAX since January in my IRA. It's a good move.

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