{ "media_type": "text", "post_content": "Time to buy DAL with a 15yr horizon?", "post_id": "5e9906a73c9d3b00242664b1", "reply_count": 13, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }
null

Time to buy DAL with a 15yr horizon?

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Posting as :
works at
You are currently posting as works at

LUV

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I purchased both DAL and UAL about a week ago. Seems like good buys for the time.

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I got it at $22.20, I guess I was impatient lol.

Can’t buy at EY

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I’m at IBM but good to know.

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Dal and southwest, United and American might need to file Bk and reorganize their balance sheets are absolute dumpster fires

The grammar in this post... try again!

JETS

I posted this on a previous thread about airlines, but I just don’t think the convenience is worth the 0.60% expense ratio. Just spread across the four major domestics if you want broader exposure in the industry

Additional Posts in Personal Investment Chatter

Any Muslim woman here?
🖐🏻

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For IBM Had my PDM on 20 th followed by BGV on 21st still waiting for offer . HR says pending with offers team. Not sure whats happening. Can anyone please help if there is any hope or I’m just being pushed with fake assurances?

Hello guys,
I want to know how much is the variable pay for 19lac CTC in cognizant?

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What will be inhand post tax.

Post Photo
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Can someone refer me for Associate product manager at Meesho?

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How is work life balance in Larsen & Toubro Infotech for Specialist - Cloud Software & Services grade ??? I know it depends on project to project and client but in general way the policies Which is mandatory to follow and pressure ???

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funny

Is getting a aquanaut 5167A anywhere near retail even remotely possible? Not in a place to spend that much right now but just curious

Recent grad looking to refi ~60k in private student loans. I’ve qualified for a decent rate - currently paying around 5% but through refi I can get between 3% to just under 4%. I can’t decide on the sliding scale amount (interest vs monthly payment trade off) to go with. If I keep my current monthly payment that puts me at 3.46% - which is great - but wondering if I should be more/less aggressive. I have another 40k in federal loans that I’m not currently touching due to current relief. TIA!

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Hi Guys, I'm a Data Scientist with 5 years of Work Experience. Have worked on deploying ML Projects as a web service.

My skills are:
Proficient in:
Python Programming
Pandas
Numpy
Machine Learning
NLP
TimeSeries Analysis
Flask
Nginx/Apache Server configurations
Tableau
Microservices
Mongodb
SQL

Not proficient/Learning:
AWS
Azure Devops
Django
Data Structures

My salary is around 10L including bonus. Am I underpaid? If yes, if I switch how much should I ask for?
Can y'all please guide me...

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Has anyone here leave their day job to get a PhD?

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Anyone's infant has GERD? Weight gain issues and how did you manage it? did y'all try rice cereal and if so prescription or OTC? and lastly how did you manage the constant vomits...TIA - sincerely, an exhausted mama

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10 man dynasty league with super flex. Trading deandre Hopkins for first rounder in rookie draft and hockenson. I am terrible and need to rebuild. Can I get more for him?

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What’s the best financial decision / investment you’ve made?

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Given how bad Trump is polling, if elections were held fair and square, should we say that Trump would be lucky to get 100 and change ECs ?

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Guys pls advise
How much should I ask in HR discussion for EY
8.5 Yrs , Azure Data Engineer, Python , Spark

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Hi, Deloitte Digital is hiring for the following roles. If you are interested, please DM me.
Deloitte

Post Photo
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How can a TCS BPO employee get converted to an IT employee? How much time does it take? What is the process? How does TCS extend its support as an employer to have done that for employees?

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Hi guys
In SAP which domain is demand and Much paid???

Tax situation:
In Nov/Dec 2020, I sold some positions for $10K short term capital gains, performed a $6K backdoor Roth, and converted $15K of pre-tax employer match 401k money into Roth IRA funds when I switched jobs. Combined, and my 2020 Tax Return tells me I owe Uncle Sam $6K in taxes. (*insert sarcastic "yayyyyy"* here) 😑

(continued)

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Additional Posts (overall)

Currently making $110k in NY. Considering a job (and move) to Orlando, Florida, where I’d be getting the same salary (+ relo)

I’ve tried to find some COL calculators but feel overwhelmed. Can anyone help me figure out what 110k in Orlando = in New York?

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Advise: Joint income lil north of 200K, 80 K in cash savings, 100k invested in property. NO 401K, NO STOCKS/MUTUAL FUNDS. Have a car loan and property Mortgage as usual. Am I too risk averse?thoughts?

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Thoughts on income annuities? Best ones?

I'm 57 (medical leave of absence) been working for 40 years) spouse 62 (retired)
His pension is $6500 monthly - my income is on hold

Almost $2 million savings held within 401ks, iras, Roth IRA, deferred comp, a few stocks, deferred annuity. Mostly invested in targeted mutual funds. Trying to shelter some risk using an income annuity for $300k
We have no debt

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IPOC got deal with Kroger, Walmart, Walgreens and CVS
Reasons to Invest
• Google backed Fin Tech
• Huge Walmart, Walgreens & CVS partnership
• Joe Biden plans to lower the Medicare Age to 60
• Clover's Telehealth
• Clovers expansion plans
• AI-Machine Learning applied to Health Data
Clover health is growing 2.3x faster than their competitors
• 2023 revenue is expected to be $1.723B!
• Healthcare is expected to grow $320B in the next 5 years
• This market is growing $1B EACH W

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Interested to buy rental property. Currently live in Seattle but open to buying in other states too. Any suggestions (especially from people who own rental property)? Where do I start my research?

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How is the Inflation Reduction Act supposed to decrease inflation? It just looks like a other spending bill to me. Sure, tax increase for corporations but it’s mostly printing money for other stuff.

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What is a diversified retirement portfolio for someone in mid 30s now?

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I have around 40k in savings. Plan to set aside 15k for emergency (covers ~8 months of normal expenses) and invest 25k.

Any thoughts on the split? Is it reasonable?

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Can anyone tell me why HELOC is almost like a taboo? From what I've been reading about, if we are strict and diligent, that might help us in paying off our home loans much faster. What am I missing? This seems too good to be true.

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Curious - when do people start looking into life insurance, and which companies have people gone for with good coverage and premiums? Thanks in advance!

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What was the best investment you made outside of the public markets (aside from crypto)? Interesting to hear some unusual ideas

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More a budgeting question.....

I'll be making around $250k cash all in + some stock options. I'll be living in sf.

How much should I budget for rent? I know rents are dropping in sf but how much should I be ok spending? I have some savings in RE and a bit of school loans left but how much should I spend on rent???

Is $3500 too much?

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Highkey I feel like I’m over complicating stocks and investing. Would I not be good if I invest like 20% in a conservative mutual fund like VTI, 20% in ARK ETFS and then the rest in strong company’s like Coke, MSFT, AAPL, WMT etc? I could obviously change the percentages but is that really not just the most reasonable game plan?

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What does the book says if you are up 120% on a stock in one day 😳

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I want to save money to put a down payment on a house in the next 3-4 years. Are there certain accounts I should continue maxing out to get optimal savings? I make 70k and am currently trying to max my HSA, have money going towards my emergency savings, and putting money towards 401k.

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Where’s the ACN guy that took all of his money out of the market 3 months ago and everyone roasted him? Hope you didn’t buy back in bro

likefunny

Investment Noob made rookie mistake.
Instead of buying more, I ended up hitting the wrong button and selling all my LUV stocks on Robinhood. I tried to cancel it but it sold within seconds. I had 100 shares and it sold at $10 loss each... I wanna cry!! Is there anything I can do about it?!

funny

Looking to learn the basics about setting up an LLC for my Boston rental condo. How can I get started? Total newbie - know nothing.

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I have a bunch of Accenture stock through my ESPP contributions... Would you sell and diversify or keep?

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