Time to buy SQQQ / TTT / TZA?

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

A car accident a couple years ago resulted in shoulder surgery. I found out this week my settlement amount would be $80K+ (take home). I’m mid 20s + debt free already with a 50% savings rate. Having an internal struggle because part of me wants to enjoy some of it because of the pain that this chapter of my life caused me but then I realize how far ahead this can get me on me FIRE journey. Thoughts?
Disclaimer:Getting into a car accident is not *lucky* and my body will never be the same.

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

Been using the Delta Platinum Amex for a years. I travel for work, but not often enough to justify the Delta Reserve. Right now, my wife has the same card, but it’s on my account. Almost every purchase we make is on the card, so we take a few flights with miles and the companion pass each year. Thinking about splitting our accounts just to get another Delta Platinum, get a big mile bonus, and then we’ll have two companion passes between the two of us each year. Anyone done this? Alternatives?

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

So spruce point capital, focuses on short selling, decides to downgrade MGNI and it tanks -15% intra day? Someone get these fkers off their high horse

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

How much rent should I spend in NYC?

I try to save so I can FIRE but I'm tempted to splurge a bit on luxury housing in NYC. I have 2 options:

Option 1:
2 bed flex: 1650$ includes all amenities like gym pool etc and I get the main room
But I have to share the common area, bath, kitchen, no Washer dryer in unit

Option 2:
Studio: 450 sq feet, $1995 includes Washer/dryer, gym and amenities $75 extra
Get to live by myself, more modern building built in 2000s

Is it worth the extra 350? TC:160k

Hi
What would be the price of single sharing pg in Marathahalli /Bellandur side. Working in cessna park.

Living in Chicago with SO. We both love our apt. a ton and has been a great experience. We both just started our first full time jobs. But I’ve been thinking a lot about the cost/benefit to finding a duplex/triplex and house hacking. I am paying $1050/mo. if you total rent, utilities and parking. To me it seems like house hacking I could cut my living expense very close to 0 if I do it right. To me it seems like a great move if I can handle the extra effort that comes with it? Crazy to do this?

How does it work to sync your corporate card if you have expenses till the very last day of your job? Anyone with experience?

The amount of interest I’m gonna pay over the life of my home mortgage is disgusting.

Thoughts on Airbnb stock?

Does anyone know of any resources to learn more about wills and trusts, bankruptcy (consumer and business) as well as tax? (IRS or EDD). I’m in California if that helps. Thanks!

Thoughts on American Airlines credit cards?

Is it good to invest in Fixed Income ETFs?

CTRM. Curious on others takes. Like the terms of recent debt financing and shipping seems like a solid play on economic normalization. Plus there’s a potential short squeeze angle. Going in combo of calls and commons.

Go big or go home. Mega funds only.

Went to the bank (BofA) to withdraw just 6 grand. Was told the max allowed was 2k. Not tryna say doomsday is approaching but that’s def a first

What do y'all do for self-care? I have been trying to find easy, mostly inexpensive, mellow ways to occupy my free time in a positive way, and I'm not the most creative individual in town. Anyone want to share what's been working for them, especially during these increasingly crazy times? Thanks and Happy Thursday everyone. :)

Hi Fishes... I have around 13 YOE in SAP... What should be the Package and Deisgnation/Band I could request for in HR discussion?... What will be the variable%?

Best bars to drink alone at in Seattle? Still trying to make friends here, but in the meantime what’s a friendly place to pull up a stool when you’re alone?

Would you work for DealHub?

Hello Fishes,

One of my friends is looking out for opportunities in SAP MM area. Currently he is working in PwC and have overall experience of around 4.5 years.

His location preference is Pune or Remote.

Please let me know if there are any referrals for him.

Has Anyone moved to KPMG UK as an IT Audit Analyst (E Grade Role)? How is the work life balance ?

@kpmglondon @kpmguk

I’m over a month sober from alcohol. I’m not in a program or anything and I’m just keeping myself busy. It’s been hard some days especially being young and single. But I’m doing what I can and improving myself slowly

Feeling very unloved by my family, my friends, in life in general, my SO. Please comment with something funny or cute 💚❤️

When I started in this industry, it was all about radio and direct mail. Now, most are doing video content and influencer marketing. What do you think our children will be influenced by?

Hi All,
Onkar here.I have recently been laid off from FIS Global and I am actively looking for opportunities for java backend developer role.Preferences are payments,financial,banking domain.
Please let me know if there are any availability in your organization.
Contact :-9834952674
Experience:-2.2 years
My Techstack:-Spring Boot,Spring Webflux,Reactive Kafka,Ansible, Kubernetes (OCP),Jenkins, Cassandra,Docker.

Looking to go camping (tent) the week of the 4th. Based in western PA but willing to drive. Want something that won’t be crowded so I can relax and do some reading & meditation in quiet. Any recommendations?

Renting a private bedroom/private bathroom in a 2 bed/2 bath condo in NE DC (right by the Costco). Short term leases accepted. $1,000 utilities included. DM if you are interested or need more info.

I suspect that my dad is cheating on my mum again, he has history of a long affair when I was still a kid. I want to confront him to be sure, but my mum lacks financial security. What should I do?

As a student researching advertising technology , what AdTech programs are organizations currently using and what features of these products are essential to your everyday life?

What the hell do litigators do after biglaw

Applying to another firm online, the application asks for my current employers name, address, and phone number. I don’t want my current firm to know I am trying to leave. Will the new company call my current firm?

What’s the difference between BA and consulting?

If you have ever experienced burn out or just recurring job dissatisfaction, what are the main factors that created that situation?

Documentation requirements, productivity quotas, administrative initiatives, lack of support, and hospital politics are often cited for contributing to burnout among physicians.

What has been your experience?

Any advice on getting into an SDR role? I have applied for over 2 months and have not been able to get into an entry level role.

Interested in others opinions.

Early 40s. No debt. Currently have ~50yrs worth of [annual expenses+15%] between savings, investments and 401k (not including future social security). Current savings ~1.5yrs [expenses+15%], 401k ~12yrs [expenses+15%], and investments ~37yrs [expenses+15%]

At what point would early retirement be a serious consideration for you, given no interest in increasing expenses (other than inflation) or any other substantial changes, with satisfaction in life outside work?

What are some of the best home mortgage refinancing tips you became aware of or knew about when you refinanced your property? We have a $450,000 mortgage and our house value right now is $590,000 which equals to >20% equity. Lenders mentioned that we can cut our $2,806 payment to as low as $1,700-$1,800. Would I be crazy if I didn’t chase that?

So I’ve been sitting on $40k in cash for last 2 months given my certainty of the economy (stupid move in retrospect). This is a small portion of my overall savings / investments but interested to see what folks think I do with the $40k based on where the market is today. Feels nuts to throw it in at an all time high, but I said that last month and look what happened haha.

What’s going on with NAKD?

Context: First time home buyer, trying to decide whether to buy a house in NJ or NY. Budget ~500-600K

Background: 29years Male, hopefully getting married in 2021, and planning to have kids in the next 3-5years

Questions:
1. What would be a better state (NY or NJ) to buy a house, considering property tax, hoa, and cost of living?
2. What state has the better school districts and what are those?
3. How do I go about my research for narrowing down the neighborhood/county to search listings?

How to overcome the fear of putting a large amount of cash in index funds? I know historically speaking you'll have positive returns. However, I'm 40 and my horizon is 20-25 years. Will I have the long enough time to stop worrying about the market crash?

26 no debt, working in a bridge role and planning on leaving ASAP due to instability. Mom has cancer.
Considering grad school but I want no debt.
Would it be a bad idea to take out a mortgage loan and buy a quad pled in the event of a loss of income I can at least still take care of the family?

9/11 - where were you when you heard the news? I was at a horse farm in Sandusky OH listening to the radio. Still work for the sake company I do now. Was a first line supervisor and we all were huddled around the television when I got to work later that day.

Has anyone moved to Florida recently? If so, any tips on renting an apt for 1-3 months

Thoughts on $DNMR? Seems like a pretty decent long term growth play

Those of you had massive MBA/Law school debt, 200k+ what's your plan? It feels like my net worth, even working in consulting will be negative for a long time -- how have people dealt with the massive debt, and the golden handcuffs of having to stay in a job that lets you stay afloat?

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Has anyone received their tax refunds yet? How long did it take from filing to deposit?

Any tips for someone that is new to investing? Books? Podcasts? Articles? I’d like to focus on the basics to ensure I have a good understanding of the stock market. In the meantime, I just opened an account with Robinhood and Chase You Invest. Tips and recommendations of what to look for, what mistakes to avoid, and or resources are appreciated!

Looking at getting a 2019 camry se. Anyone have a good experience with Camrys??

Any books or articles on macro economics?

Financial advice: 26, 120k, NYC. Although I'm saving, feel like my money isnt growing. advice? 12% to Roth 401k, some $ in index funds/mutual, $1,500+/month to high growth savings. TIA!

Has anyone signed up for The Points Guy (TPG) App? I don’t like how much data I would be giving the app access to

Would you rather spend your savings on a graduate degree or a down payment for a home?