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Tips for consolidating credit cards ? I use at least 4 cards, it's hard to stay on top of the deadlines for payments and utilization. I use Mint and Mint Bills currently.

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Set up autopay. With 4 cards you probably have plenty of available credit, so unless you are maxing multiple cards, util is probably low.

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You can set up autopay on the website for most of the major issuers. For me auto pay in full on the due date is the only way to go.

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Chase Freedom for 5% quarterly bonuses, Amazon Visa for 3% back on Amazon purchase, Capital One Quicksilver for Uber bonuses and foreign transactions, Citi Double Cash for everything else. plus I typically care one or two premium cards a year for the signup bonus (along with waived annual fee).

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Set up autopay. Call the credit card companies and ask to make the due date the same. For example, I've made mine the 10th of each month for easy remembering. If you want to have less accounts, call and ask if you can consolidate "lines of credit" and close "one credit card product". That'll basically take your two credit limits, make it one big credit limit and make one of your cards useless

Chase sapphire preferred reserve.

Okay, I generally keep pay it off in between to make sure that total balance doesn't accumulate beyond what I can manage

Why do you need 4 cards? I can see having two in order to divvy work from personal.

I also follow something similar

You can do a balance transfer for all four cards to have the balances all in one place and then not pay interest for one year. Chase Slate is the way to go if you are interested in this option.

Are all those cards free of annual fee?

All I listed are fee.

Slate is free

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