Tips for frugal living?

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1. Take a look at your biggest expenses - housing, car, auto insurance
2. Do not buy in bulk. Counterintuitive, but buying in bulk leads to waste as no one can really predict their consumption accurately.
3. Find a hobby that you enjoy that doesn't involve spending a lot of money.
4. Cook your own meals

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Marriage is great for building wealth.. just don’t have kids 😅

That said I have 3 and they are damn cute... money isn’t everything 😁

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Live with your parents

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Cancel Netflix, Hulu, and Disney+. Read books in your free time instead. Win-win

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I invested in the top line kindle a few months ago, and I’m never going back. Seriously impacts my ability to do my day job, but hey, books!!!

Want less. Minimalism

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Divert a % of your income to savings and or investing. You’ll figure out how to adjust your spending accordingly

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Not living.

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Big 4 salary

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Cook more at home and avoid eating out.

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Public transport or tiny fuel efficient commuter car.
Meal planning.
Borrow/share/swap.
Garden.
Capsule wardrobe.

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Stick to younger champagne.

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Bundle and cut subscriptions

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Hide the amazon app from yourself

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Don’t date and don’t get married.....unless you’re a woman

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I would change that to say don’t go on a bunch of first dates and not subsequent dates! As feminist as I am, I expected a guy to pay for a first date but my fiancé and I split costs.

I would also add, consider your social circle. If all your friends are going out a lot and spending on unnecessary items, you’re going to do the same. Not saying to ditch them; just temper your interactions. It’s easy to be frugal when you are fulfilled.

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Second this. It does make a huge difference. Especially seen the stark contrast during a shorter period of time when traveling with friends.

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Coupons when eating out- ubereats,grubhub etc. offer so many discounts that can save 5-10 bucks. Every penny saved is a penny earned.

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Cook at home instead of eating out

Cut down on alcohol, make your own coffee at home instead of Starbucks. These can help.

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The ritual of making my own coffee just gets me to a good start for the day

Make and drink your coffee and meals at home. It adds up!

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If I wanted to live frugally, I would simply spend less money.

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Stop eating out completely

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