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Tips for shopping for life insurance? Whether your employer provides it or you bought it personally, what do you look for in an insurance policy?

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Price, coverage and length. I'd rather pay a little more to have good coverage for a longer period, than save now and end up having to re-up in the near future. Who knows if I'll be as healthy then as I am now.

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Agree. Totally worth it to get good coverage.

I wish more people would think about this - even the younger ones! Life insurance is so important. You just never know what will happen and when. That said, I'd recommend purchasing and holding a separate policy outside of what you get through work. That way there's never a lapse if you are in between employers.

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Ugh, I need to figure this out too. I just don’t even know where to start..

I buy my own policy, cause once you're out of the company the policy is invalid and more expensive the older you get

Find a 30 year term and lock in a low rate

I've never even thought about this, I just always go with whatever my employer offers. I don't see much of a need though--I'm young.

Following out of curiosity, probably don't think about life insurance as much as I should...

Is there an insurance company or policy that any of you are particularly happy with? I’m taking recommendations.

Go to an aggregator like policy genius who will give you quotes from multiple companies. Term lif over whole. Stay away from Northwestern Mutual who’ll try to sell you on whole life or other products you don’t need.

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