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Do you wear your heels to happy hour?
helloooo from the other side!!!
This is a great idea.
What’s everyone reading this weekend?

Do you wear your heels to happy hour?
helloooo from the other side!!!
This is a great idea.
What’s everyone reading this weekend?
I would max it out every year. Not sure what you mean by able to cap the contribution. There is no balance that would be so high that I would not contribute to it
Inheriting it is not ideal to anyone other than a spouse since the HSA would close and the entire amount would be taxable that year.
Medical care gets realllllly expensive in old age and when you don’t have employer sponsored insurance. It’s only $3.5k a year, no reason not to keep contributing. Worst case you save all your medical receipts now when you’re working and can pay out of pocket and then you start reimbursing yourself in retirement
Echoing the others....
Keep the receipts. Pay for medical stuff out of pocket now, collect on it years and decades later. No balance is too high since it can cover family medical expenses too.
I use a google sheet with a folder of receipt PDFs :)
Once you reach age 65 you can withdraw for non medical related expenses like a traditional 401k. So I'd keep contributing indefinitely