Took my minor rear ended Mercedes to dealership that will be paid by insurance of the guy who hit my car. The Mercedes body shop guy seems like a sleazy guy trying to get me a totally new bumper for a minor paint fix. The insurance agent said there is up to 5k coverage only and rest I will have to pay out of pocket. Can I run into a situation where I might have to pay the difference being at “no fault” in the collision?

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If it’s really a minor paint fix take it to 3rd party body shop and they should be able to paint match it

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If he’s not at fault no reason to cheap out! Find the most expensive body shop and let them handle that

Lol no you only pay your deductible! This is how it works they’ll find every little shot wrong with the car when in shop. Ask them to run everything by the insurance and fix whatever is “approved”. I was in an accident lately and audi body shop took a 1600 estimate from Geico and ended up doing a 7k work. I only paid my deductible.

Agree with the above, but also ask them to inspect the bumper to make sure there are no stress cracks. Also, you might want to see if your insurance would cover it and have them subrogate the claim to the guy who hit you. I’ve done that before, especially when the other insurance company was unreasonable and unreliable. It helped that I also knew my agent.

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