{ "media_type": "text", "post_content": "Traditional 401k or Roth 401k. I currently have a Roth IRA as well.", "post_id": "606c82e748755f00210f8230", "reply_count": 8, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Traditional 401k or Roth 401k. I currently have a Roth IRA as well.

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Definitely Roth 401k

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Traditional and mega back door a roth if you're trying to save as aggressive as possible

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Do you believe tax rates will be higher for you in the future than now? Then Roth. (Personally, I do — tax and spend, here we come!!!!)

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50-50

Y

I’m 23 btw

Typically Roth is going to be your answer, but I'll give my perspective. My employer doesn't have a limit on contribution matching, so I max out traditional to get guaranteed 25% return. It would be too high of a percentage of my income to max out a roth 401k, so traditional it is.

Max out 401K to the company match, then put money in a Roth. Caveat is a Roth has annual income limits to be able contribute. I've made over the Roth cap for over 10 years now, so I focus on making my own investments.

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