Trying to find an investment property to rent out for about $300k - what are your recs for location ?

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

What is a reasonable monthly budget for single folks living in Manhattan? I eat out rarely - maybe 2x / week and have the usual high 1BR rent + Wi-Fi + electricity and am netting monthly expenses at around 4K. Any other ideas on managing your money better?

Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

Does having student loans impact your ability to get a mortgage?

Investing since last 1 year.

My portfolio looks like this-

Stocks:(Total 28 stocks)
Investment: 2.82 lakhs
Currently at 39K loss.

Mutual Funds: (9 SIPs worth 23k monthly)
Investment: 3.04 lakhs
Currently at 12k loss.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Is now a good time to buy VTI?

What is considered a grey area related to insider trading?

What percentage of your income do you save, invest and spend?

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Does anyone have any experience with B2B buy now pay later? While I understand number of SMEs and volume of online transactions are important drivers, keen to hear different perspectives incase I’ve missed anything vital.

Fellow Bytedancers, will you be keeping your cash bonus or convert to RSU?

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Is it smart to get multiple credit cards as a traveling consultant?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

How is the SAP practice at Bosch limited ?

Anyone working in Searce Cosourcing. How in the work culture and overall company as whole?
@searce

Hi All,

I heard that wellsfargo , Hyderabad is Hiring now for many candidates for A specific project . Any one from Wellsfargo, please provide me reference to me to join the company for KYC process.

Guys pls reply…
How is Impetus Leaplogic project for a data engineer ? In terms of technology used and WLB?

Looking for connects at Accenture, Deloitte, EY and KPMG, anyone willing to help out?

🤝 Pay it Forward:

Drop a piece of advice or wisdom that has seriously helped you as a copywriter! Help another user and pay it forward. 👇

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Just degenned into TIME at an avg price of $335. Praying to Satoshi for no more rugs.

Is the only way to find out your case tracking number through the physical receipt notice?

Just taking the opportunity to get current. Sober 3 years and 10 months. This past couple weeks have been stressful and my mind slipped into fantasizing about my drug of choice. Last week I flipped out at some of my wife's family. I did an amends and I think time will heal this one. It's all up to HP. Although I have neglected my morning practice this week, I'm practicing self compassion with positive self talk.

Joining in lti is virtual or we have to go office on that day and how is first week planned. Like some kind of full day induction or what?

When I moved in-house a year ago as a BigLaw mid-level, I took a 45% pay cut, far more than I was comfortable with (although I was fine with a 20-30% cut). I took the job because it was a great role and I was focused on making the jump in house and developing the skills I wanted, which required me moving away from my firm practice area. Now that my year-end review is coming up, how do I ask my company for a significant pay raise (not just a 2-5% inflation-matching raise)?

How's IBM for Oracle Cloud SCM ?

Which are the best companies to work as Mulesoft developer?

New York folks:
Are you aware of the CPA exam credit extension to 2021 for NY CPA candidates impacted by COVID19? It’s on a person-by-person basis and you need to request the extension. Has anyone tried doing this yet? Can anyone shine more light on this? The extension would really help me, but I’m not sure what more to tell them in my email than the fact that I couldn’t sit for the exams this Spring/Summer due to test centers closing in NYC.

Has anyone in NY requested NTS extension beyond the 12/31/2020 extension?

Really weird question. I sometimes pull out my beard hair when it gets long. It’s always in one location. I just noticed today that my hair has NOT grown back in that area (on my chin) and it’s visibly obvious. Will it ever grow back…?

Has anyone been told they need 25% down for a vacation home?

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

Is it totally batshit to buy land in upstate NY and build on it “someday”? Would probably be financing the purchase.

Y’all I am struggling on these “light” home improvement projects we decided to take on with a recent house purchase. Plan was just to replace carpets, paint some walls, and replace kitchen appliances. Now added on new faucets, other bathroom hardware / mirrors / toilets / medicine cabinets / exhaust fans, baseboard recaulking and cleanup, kitchen sliding door, ceiling fan rewiring and install, window replacements… how do I rein it in?? So stressed out and we keep delaying move in. 🤯😱😭

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.

Anyone want to aspire and get their real estate licenses together for a side hustle?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

What gift do you give an exceptional agent who did an awesome job for you selling your house?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there