Trying to fund Kraken account. Can an Ally account be used? There are instructions given for funding from Citi, BofA, Chase, and WF. Also, is there a fee for the transfer?

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I feel like this is a dumb question, but I work at a small local firm, and my salary is good (52k) for my area seeing a lot only make 30-40k. It’s a LCOL/MCOL area, but I am attempting to get into the housing market at 25 yrs old with no real debt other then my car (8k). Currently I am saving 12% of my salary into my SIMPLE, and another 5% into my savings account. Should I use my SIMPLE to help cover a down payment? Or just wait and save for another year or so?

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Senior dev working alone in an office, everybody is remote. Thinking of moving to PHX to be fully remote myself, currently in LA. Lower COL. Change to buy house. I like heat. Thoughts? Why? Why not?

Which offer to choose among Amex and Arcesium?
In terms of Job security, work life balance and growth.
Difference in base salary - 2 lakh, bonus- 4 lakh and incentives - 5 lakhs

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Tata Consultancy
HCL Technologies
Cognizant

I am in a confusion,
I work for tcs and for retention, tcs is offering Canada onsite and they need 4 to 5 months to process the visa
I have 2 offers in hand one is CTS (16.3+ 70000) and HCL (19+3)
Hcl is pakka support project (operations) no chance of development. I am having 10 YOE and completely in development.
CTS not sure about project.

Fishes, can you please help me understand which is a better option that I have.

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Does Bank of America do a Mega Back door 401K?

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I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

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Hi fellow 🐠,
I have a valid I797 till September 2022 but my I-94 is about to expire in Sep 2021 and i have travelled internationally last year and i see the I-94 printed on my old passport in line with my VISA stamp as Sep 2021. Would i be out of status in September 2021 and how can i avoid it? I have reached out to the local CBP office and they mentioned it is in line with my VISA/Passport Expiry.

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I recently joined Deloitte, with an approved 140 from my previous firm. I don’t expect my date to be current any time soon. Can I just keep extending my visa at Deloitte based on my approved 140 until my priority date becomes current?

My total experience is around 7+ years and am currently working in a MNC from the past 4 years. I was planning to make a switch to some other company but recently my manager has mentioned to me in person and as well as on my appraisal feedback (in writing) that I will be nominated for the H1B visa in the coming cycle. This was in July 2022. Should I be worried that it won't happen or should I start looking for the switch.?

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Anyone in the NYC or Jersey area looking for a succession plan for their book? CFP, ChFC and MBA with 10 years experience as an Advisor within the banking channel. Currently managing roughly $100 Million. Most of it is not portable and a lot of it is dead money inherited from other advisors.

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My wife is using my credit card too much.
Monthly around 13K.

Everytime I confronted her the ending is always the same, I loose the argument and end up paying everything.

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Sorry, a visa question: Do you know if the H4 EAD process is confirmed to shut down? My lawyer at PwC said that it’s 100% confirmed by USCIS that it will be shut down soon.

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Anyone used a usage based auto insurance in California? Shopping for car insurance but use my car very sparingly now, so looking for options.

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Expecting the 6th Jan SEC meet to rock crypto markets - liquidating and holding on GDAX in USD with Limit Orders - cash is also a position. #HODLifSTUPID

One item borrowers shopping for mortgages get too caught up in is rate. Most borrowers don’t know how to read a loan estimate and get taken advantage all the time. Just because a lender/bank offers you a low rate doesn’t mean it’s best deal. Most cases, especially now since rates have gone up, you are being charged points for some of these lower rates in the 4s. If you don’t know or understand discount points feel free to shoot me a message and I can help you review estimate and see if can beat

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How do you calculate what tax bracket you will be at when you retire? Keep reading choose the option based of what tax bracket you will be at retirement but I literally have no clue

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Hey all - couple question for anyone working at PwC who has been successful in filing their green card under the EB1-C category. How long did you have to wait to get the process started and did you need to get any approvals? I am currently on an L-1A visa and was told by the immigration team that they wouldn’t start the process until I have been with the US firm for 12 months and typically they would start the process 3.5 years prior to the max visa date. Any help would be greatly appreciated.

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Hi all, I am looking for feedback/advice on if I am approaching investing right? I know it may seem like I have an idea but I am self-doubting and would appreciate any pivots/advice.

Savings: $14k

Emergency Fund Saved: $12k (on top of 14k in savings)

Stock Portfolio Worth: $70k (Only $5k in ETF, rest in various Stocks)

401k: $12k (I have only been working for 1.5 years out of college

Debt: Thankfully none

Majority of my portfolio is Apple, Microsoft, and about 15 other stocks...continued

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Can you use EY connect portal to book personal travel? Then pay Amex directly for cost? I know u need to allocate it to a code, maybe an internal code and call in internal travel? Found a good deal

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Came back from us visa interview for my H1 renewal, got approved and now separation anxiety kicks in.. Hate this feeling everytime I go home and vacation's over ✌ time to get back to work again

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What is a good introduction book on investing?

Desi Consultants!! - who all are thinking of hiring Sima Taparia (after watching Indian matchmaking on Netflix) for finding your future significant other?

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Any other ladies sometimes struggle with being more assertive or decisive at work, especially in meetings with more experienced co-workers? Looking for tips that you have found effective.

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I can’t stand most women in manager roles and I’m a woman myself. I’d much rather work for a man. There’s no petty bs. Everything is direct and no one gets hurt feelings.

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Does anyone know various third party agencies that do Nike specific recruiting? Been trying to break in and feels so tough without some kind of “in”

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What is the best approach to negotiate salary on an offer? Is it bad form to ask via email if the offer was sent by email? Or is that the norm?

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Favorite go-to brands for summer blouses. Prefer button ups or simple blouses. Brand recs for the sweaty chic chick??

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Need 11 likes for DM functionality. Thankyou 😁

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Anyone doing any investing in Charleston, SC

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I have been declaring 1.5lks under 80c , HRA and i am still paying 35k every month as tax.. kindly let me know other options if you are aware to avoid tax deduction at Max.

Under 80c i have NSC component and would be deciding to stop and switch to ppf or elss, let me know your views?

Hi Fishes
I have completed the HR manger round on Oct 4th in
Tata Elxsi ... Still I didn't receive my offer ...HR told it's pending with compensation team and now he told it's pending with BU head .. it's worth waiting ... Is they consider counter offers for CTC?? Tata Consultancy Infosys Cognizant Tata Elxsi

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Virtusa hiring Automation tester with 5+ yrs exp.. Immediate joiners within 30 days required.. Pan india.. Dm me.. Virtusa

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Are there any companies having trouble finding data scientists?

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Is putting other as your race on an MBA application a disadvantage? I don’t identify with any other options on the given list of races.

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Any idea of Deloitte's policy for booking AirBnB instead of a hotel room?

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What questions should I be asking an in-house recruiter? Seeking Sr/ACD roles.

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How to search for jobs outside India .I know there is Naukri Gulf for gulf countries.But how to search for Europe and Canada jobs

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Do we have work from home option or Hybrid culture in DBS?

We are in a textbook adoption cycle. Does anyone have any textbooks/online curriculum that you absolutely love?

Additional Posts in Personal Investment Chatter

Can you withdraw money from 401k? What the penalty and how to find out?

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How much do you take home after tax and maxing pre tax 401k while making 144k? Not sure if I'm doing something wrong with my withholding. I'm married filing jointly withholding at a single rate, 1 federal and 1 state. DC location. I'm only taking home $6k a month.

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Not sure what to do with my student federal loans. Weirdly my private loans have a 3% rate while federal loans are at 6.5% makes no sense

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How are you all treating your 401Ks? Are you just letting it sit there or are you reallocating?

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Better alternatives to mint for understanding spending/spending categories over time?

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I was looking at the 2020 census data, and towns in southern California have median house value of $1M+ but the median income is only $100k. What am I missing here?

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Does anyone have experience adding authorized user to a fidelity account?

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How much house can I afford making ~80k/year pretax? Also is it worth it to put down less than 20% despite PMI? I know credit is cheap right now, so I’m curious. TIA

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Are there any ETFs for blockchain companies?

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Which career pathway to take, if I reside in BC (Canada)
1) Clinical Psychologist
2) RCIC (Immigration Consultant/ Lawyer)

I’m open to pros and cons or any insights if you work in either of those industries?

Thank you in advance ☺️

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If I get a new job in New York but only move in august, would I be able to avoid state income tax for all of 2021 income given I spent over 6 months in Florida ? Have lived in Florida for all of my career thus far.

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“How much house can I afford” question, input appreciated!

HHI of $105k, living in a HCOL area where a reasonable house for me is going to cost $400-$500k. Obviously that exceeds the rule of 3 (cont)

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What is a good introduction book on investing?

If I’m above the Roth income limit, can I do back door Roth for my Roth IRA and mega back door Roth for my Roth 401k? And does back door Roth count against contribution limit for mega back door?

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Anyone else buying Series I bonds right now? What are the pros/cons?

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Thought I’d invest $20K when the market dips due to election but...

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Investor’s Business Daily: worthwhile?

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Well mortgage rates basically doubled so it looks like I won’t be owning a home

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Should I refinance a student loan of $9000 from 3.85% to 3.33%? I plan on paying within 15 months. Or is it better to invest?

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Best investment book recommendations?

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