[UK] I’m fortunate to not need my year end bonus (~£20k gross) for immediate use. I’m considering whether to A. Take it and invest it (e.g., ISA, S&P 500 tracker or similar, not too exotic), B. Sacrifice all of it to put in my pension, C. Spend it or D. A combination of the above. (NB: If I take it, I’ll lose ~50% of the bonus given my tax bracket; I’ve already ‘maxed’ my pension so firm won’t match any more that I put in the pot). What do you advise? Thanks in advance. Hard to know what’s best!

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ISA - Stocks and Shares fund…. you’ll thank yourself later

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