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How do you keep yourself away from phone?
What is on your bingelist?
Go to the HDFC Bank and ask the Manager. It still issue not resolved. npci.org.in > UPI > Dispute Redressal Mechanism. Mostly issue will get resolved at Manager.
Pro
Just don't panic. You have statement right. So wait, it will reflect in sometime. I know 1lakh makes you anxious but it will surely reflect. Relax.
Relaxed …money returned to my HDFC Bank
Good analysis of Data.