Urgent! I have received an offer. However, under group medical insurance, there is no coverage offered for my parents (very important).
Tried to negotiate, but company is saying that they'll be speaking to the insurer once I join.
P. S: Job switch is very critical due to location. Salary is secondary.
Pls advise if can go ahead and join.
Regards,

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

I have NEVER heard of group insurance coverage for parents!! Who does this? That would be amazing

likehelpful

Total 5l common pool. Not sure about the topup or addon. I joined recently.

This is one of the points to be discussed during salary negotiation, if they don't provide parents insurance policy then simply add annual premium cost to your negotiated CTC. If you still have leaverage to negotiate it, please do so because parents medical insurance premium starts from 50k that also for 10 lakh cover along with what all tests.

Recent IconRecent

My comany provided me group insurance for my parents and for in laws also

like

Hi. Can you refer me for a position in supply chain if possible. I'm serving notice. Thanks

See to be frank, if the Organisation didn’t have parents insurance in the past, no matter how big you join they cannot convince the Insurance org to get you a separate deal. It will be for all. Why don’t you buy from outside? I pay 76K annually for 30 Lac parents insurance. After 3 years, everything is covered.

like

That’s true but you can exclude those diseases & still buy?

like

Usually coverage for parents is available but to avail a certain amount is deducted from the salary. The coverage is always free for the employee, spouse and kids

like

You priority is job location... Go ahead.
Most of the time parental insurance cover will require additional top-up/plan.
.
.
.or worst case you can start searching another job once you move to your desired location.

like

Join if urgent because that should be a criteria, because you can buy from office for 20-25k

Later you can get from outside. From ny experience in 3 companies some companies cover parents for free but other companies you have to pay additional amount to cover parents so that option would be 90% there … also check if parents are not at all covered in their companies from glassdoor or ambition box

like

Better to get them separate insurance policies and not keep it contingent on your working / not working. There could be times when you want to take a break / get laid off / start up.

Don't have that luxury due to some complications.

That is amazing, if a parent does not have to be a dependent. Just the dental alone would be nice for the seniors

Hey man , one of my friend is looking for opportunity in supply chain. Would you be able to refer him at your position?

Check with your current insurer, if you can continue it.

They do offer it even after leave current org but the premium rises a little bit..

There is, in most cases, a seperate parental insurance where you pay the money for it. But never heard of a company who says will talk to the insurance company once you join. That's not how it works.

You can buy the insurance coverage for your parents. Most Organizations covers only individual, spouse and kids(under certain age)

I would prefer to take a personal health insurance for your parents and in addition, you can go for group health insurance from the company. Moreover, in some companies you can pay extra for health insurance for your parents.

An update guys!
Joined the new company 3 months back.
Company guys back tracked on the parents medical insurance and refused.
New job atmosphere is very toxic ( 2 members who joined alongside me already quit, 10 other senior employees have put papers).
Job is not at all challenging but very very hectic.
Need your advice, I can't afford to be unemployed due to personal issues.
TIA

Related Posts

Hi Everyone,
Getting an offer of 130k fixed canadian dollar and 20k variable for Toronto. Is this a good pay to survive in Toronto and save something back?
Thanks in advance for your feedback

like

When did the B4 get rid of OT? Talked with an MD of Tax at a client and he talked about how at Arther Andersen they were paid OT. My mom worked PA back then too and was paid OT.

like

Hi Guys
I have a query and need an urgent advise. Currently my CTC is 11.2 lkh which is all fixed. Due to some family issues I'm compelled to switch a job, I'm having an offer for 12.5 lakhs out of which 10 percent is variable. Just wanted to understand what will be the inhand in case I accept the offer and how does variable actually works?

like

I’ve been approached outside the firm for a number of roles and take interviews for the practice. Today a start up SaaS company called and when i gave my base salary expectation (which i thought would be wildly out of range) it was not even a flinch and “well within range” no wonder there’s a staffing shortage at pwc, these guys are throwing money at us, and I’m in marketing!!!!!

like

LA vs SF for a single guy in his mid/late 20s? Offer allows me to choose, and same pay regardless of location

CMAAS (PwC) vs AAS (KPMG) - which one is better? CMAAS has higher pay but seems to work more. Does AAS have better WLB?

like

Hi Folks
Capgemini me total pf amount kaise pata chalegi..

like

Fishes, does anyone have insight to salary info for CVS Health in a Senior Manager Data Engineering position? The job description says anywhere from $95k-$209k which is a pretty big range. What is a closer range? Recruiter is starting out with $120k which sounds too low to me.

like

Hi All, currently Visa is approved, stamping is yet to be done... But the package is 60k only and I heard from colleagues who are already there, that this is not sufficient... I am working at a package of 12 LPA in India, and I think switching is the best option rather than going to US. Need your opinion please

like

Anyone know what's the max base salary to ask for a FDD Transaction Advisory Service - Analyst position at Kroll (DP)? I have 1.5 YOE and becoming from a big4 advisory role and currently making 90k base.

It is crazy to ask for a range around 120k - 130k and expect at least 100k base to be offered? Thanks!

likefunny

Does Wipro provide full offshore salary during short term onsite (UK)? Relocation policy mentions "If on allowance model you will be on payroll of home country". Can anyone who recently went please confirm if it's full salary or just basic? Wipro

like

Looking to benchmark the latest management/strategy consulting comp packages for incoming undergrad campus hires (base salary, bonus, sign on). Looking to get a spread from a variety of firms Big 4, MBB, other. Thanks!

like

Looking for a list of paternal leave polices at different agencies. Can anyone chime in with what they know? Someone posted a great article about parental leave but it was vague on paternal.

like

I have an offer with a big4 firm for experienced tax senior. I live in a teir 3 city mcol. Also, they mentioned that I will be able to fast track to a Manager position per Managing Director. Is 105K based with a 20k sign on bonus worth it? Am I allowed to ask for more? Deloitte PwC KPMG EY

like

I have few questions regarding Optum :-
1. How much an average employees can expect from RRP, 20 percent of base as variable looks very high.
2. Work life balance
3. Notice period
4. Work timings
Can someone please help me on this.
Thanks in Advance

like

Hi! How much bonus does Internal audit get in banking? First year for my year end review so I have no clue what to expect..

How much do cyber security professionals make after about 5 years in the field?

like

6 years of experience with couple of years of Big 4 experience and making 92K in NY; Taking into consideration the current inflation and Great Resignation - how much should I negotiate as an AVP/Sr Analyst for a bank like Citi?

like
like

More Posts

Can anyone refer me for assurance profile?

A project of mine is taking much longer to complete than expected due to unexpected technical roadblocks. Is this normal, or does my boss view this as a personal failing?

like

All I want out of my career...

like

Does anyone know about the GC policy at Deloitte? Like when will the company start to perm for you?

Has anyone read ‘The Trusted Advisor’? Is it worth reading?

like

As a new joiner in the Bay Area, is the stock annually or monthly vested?

like

Is there any refusal tag system in thoughtworks? Can u refuse projects?

like

Hi Everyone,
My Brother, having 11 years of experience in Chartered Accountancy is seeking suitable opportunities to showcase his talent.
He has hands on experience & expertise in following finance related platforms- O2C,P2P,R2R,Revenue assurance,Consolidation,RPA,Pricing,Auditing,FP&A & ensuring Financials intact as per 606/IFRS

If anyone knows any opportunities or any lead or if can refer to any organisation, please do let me know.

New Courier company in the Quad-Cities area. Check out our website at

like

When the manager makes you drive to the other office thats twice the distance from your norm so "we can work on this issue together" and then spends all day saying "give me another hour".....

like

Serious question from a happy software engineer, what do you all love about your work/actually enjoy doing during working hours?

I'll start; I'm privileged enough to have been given the opportunity to work and learn deeply on Linux and Kubernetes, and I get to tinker and play with them all day. Problem solving with them is a "fun" part of my job.

Of course most things aren't roses and sunshine, but I'd love to hear the positive parts of what you are doing, or what you like to do at work.

like

Thoughts on CAIA? Difficulty, hours studied, study tips, overall experiences, etc.? I’ll be sitting for Level 1 in September. Currently work in the fund of funds space - moving over to my firm’s hedge fund research team soon so CAIA seemed like a perfect way to get knowledge in the area beforehand. I’m almost one year out of undergrad (econ background) so a lot of the CAIA content is new to me

like

Does anyone have advice for someone looking to go into marketing? I want to do content writing/brand design but I don’t have experience besides 1 internship. My experience is in sales/acct management

Need genuine suggestion.

I got L1B dependent visa to US.

3 options -
Resign and search job in US
Try within Accenture transfer
Continue in India with current role

L9 level , 21 fix , 15% variable

like

What one “life lesson” keeps you focused on moving forward when you have a setback? Mine: I can’t change the past, but I can try to make the present and future better. Let me focus on that right now.

likehelpful

What's the avg yearly hike% for grade 5 in fmr? Does it provide free/subsidised food?

Have been interviewing for over a year to switch outside the agency world into brand design / innovation firms. Should I just give up at this point?

Anyone here read nothing by Janne Teller? Just finished it and it's messing me up lol

like

Has Coforoge provided joining bonus to anyone., if yes how much can we ask?

What the average salary for a marketing manager with 8-10 years experience working at a Heath/wellness startup in SF?

likehelpful

Additional Posts in Referral and Opportunities

Hi fishes! I had asked for benefits other than CTC which Bank of America provides & now that I've completed 1 month here, here's the list of allowances you'll be getting irrespective of position/band:

1. Sodexo: 1300 p.m./ 15,600 p.a.

2. Transport allowance: 900 one way, 1800 two ways p.m./ 21,600 p.a.

3. Internet: 1500 max p.m. (other than that, one time installation charges)

4. Tuition fee: Any certification related to your field. Like CFA, FRM etc. 3,00,000 p.a.

(See Comments)

like

Hi Fishes,

Anyone willing to refer me in their current company ? I'm having overall 3+ yrs of experience in python/Django development. I'm urgently looking for a job change. please help

like

Hi Fishes,

Anyone at McKinsey willing to give a referral

Skills- Financial analysis, power BI, project management, financial services consulting McKinsey & Company

like

Hi Fishes,
Can anyone please please tell what's the interview process in Walmart Global Tech Bangalore is like for a Data Scientist position.

The upcoming round will be ML Engineering Aspect round, can someone tell what kind of questions are asked and how one should prepare for it?

like

Hello fishes,

For the past 6 months, I have been hunting for a technical writer job and have applied for more than 40-50 companies. While most of them rejected the application with no particular reason, without any assessment/interview, others have just not responded. And I have been applying to job roles specific to my skill set. Is this common? If yes, what can I do to overcome this?

PS: My notice period is for 3 months with no option of buyout. Is this the reason?

like

Hi All,

I am on notice period and looking for job. My last working day is 22nd August 2022.

Skill set : Java, Spring, HIBERNATE, Spring Boot, JPA, Sql, Jasper, Git

Total Experience : 3 years

Please let me know if anyone can refer me.

like
like

I am holding 6 YOE in Java Full Stack with 25LPA What salary I can expect for SDE 2 role in Amazon ? And I am currently working in service based company but the client is mid level product company. I always wondering like can I survive in FAANG companies? Amazon Walmart Google

like