US folks who have taken a loan for apt in India - what credit bureau report do you show for loan application? I showed the free experian report to the bank and they said they want the score and the report together. Free report does not have score on it. Any recommendations? I’m okay paying if needed, just want to know what is the report that worked for others? Thanks!

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Give them from credit karma, has score and report both from transunion and equifax.

Does credit karma allow you to get an actual report? I know score is available but that means multiple printouts or something? Sorry, might be a dumb qn.

Yes it does give you the report with the scores, open and closed accounts etc . I submitted Credit Karma report last year to HDFC and it was accepted.

Thanks D2! Any other tips to keep in mind? I couldn’t find any cheap personal loans in the US. Did you try any of that to avoid paying the 7-8% interest in India?

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