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Larsen & Toubro Infotech Hey Guys,
I have 2 offers, one from LTI and another from TIAA. Please suggest better option in terms of career growth, wlb and annual hikes. LTI -
Dont know which project I will be assigned to and TIAA is in BFSI domain Salary is almost same and profile is Business Analyst
Yoe - 8 years (5 years java developer and 3 years as BA) Larsen & Toubro Infotech Teachers Insurance and Annuity Association of America
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I live in canada and want to move to usa for job in insurance underwriting. I have 5 years of work experience both in broker side and insurer side. Do i keep on applying until i hear back? Is there any strategic approach for canadians as i have to get employer to sponsor me? Liberty Mutual Insurance Marsh McLennan Progressive Insurance Allstate
How do I launch an insurance agency?
Context: I just started a sales role 3 months ago State Farm. It’s my first time ever doing sales. Huge success so far, (nothing extravagant yet), but it’s only been 3 months. I’m currently selling 50+ policies a month.
I know sales isn’t everything it takes to start an Agency. Where should I try to pursue growth before starting an agency?
Follow Up Question: Is my boss hyping me up or is 50+ policies a month pretty good?
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The more you drive, the higher, the risk probability of being involved in an accident, or some other kind of loss the less you drive, the less risk impact, so it makes sense that someone who doesn’t utilize their vehicle so frequently as someone who does pays less. It’s all about risk
It makes a lot of sense. There is a new insurance company that is solely based on your milages
Yes, this is pretty common I think. I have done this with my insurance carrier in the past (not USAA)
What happened with it? Did they change your rate?
Not surprised, “we” gave people discounts automatically during Covid. Without SafePilot telematics they would just have to take everyone at their word.
And will they go back up if we are driving again and our normal rate?
We started asking for something similar at Geico after the pandemic.
This is true. We’re not asking for mileage at renewal time.
So two fold answer. Yes many other companies do this. And the reason USAA is doing it because of revenue and in a certain state this is part of the requirements by the doi filings
Same.
This is common across many companies. At USAA, one of the auto rating variables (for many states, if not all at this point) is annual mileage which is why you’re being asked.
This is pretty standard for most companies.
It’s normal - and I’d bet good money you are in CA.
Yes, that’s pretty standard and I remembered providing that when I was shopping around. They want to know if you drive a lot (more accidents prone) which affect your premium.
Have you been driving more than normal? They probably just want a record of it.
Yeah that’s 100% normal. “You only pay for what you use” is not a unique “feature” to Liberty.
This is normal. You can always say it’s less but if they pull inspection documents they can get it updated. Basically. The more you’re on the road the higher probability you have to being involved in a loss.
Yes, at GEICO we send out what we call “vehicle usage” questionnaires every 6 months by mail and email. We do this to make sure we’re rating you for the right risk.
Every carrier should verify mileage. We're in a risk based business.
Yes it is common trying to update since most severely under estimate mileage