like
Posting as :
works at
You are currently posting as works at

The more you drive, the higher, the risk probability of being involved in an accident, or some other kind of loss the less you drive, the less risk impact, so it makes sense that someone who doesn’t utilize their vehicle so frequently as someone who does pays less. It’s all about risk

likesmart

It makes a lot of sense. There is a new insurance company that is solely based on your milages

Yes, this is pretty common I think. I have done this with my insurance carrier in the past (not USAA)

like

What happened with it? Did they change your rate?

Not surprised, “we” gave people discounts automatically during Covid. Without SafePilot telematics they would just have to take everyone at their word.

like

And will they go back up if we are driving again and our normal rate?

like

We started asking for something similar at Geico after the pandemic.

like

This is true. We’re not asking for mileage at renewal time.

So two fold answer. Yes many other companies do this. And the reason USAA is doing it because of revenue and in a certain state this is part of the requirements by the doi filings

like

Same.

This is common across many companies. At USAA, one of the auto rating variables (for many states, if not all at this point) is annual mileage which is why you’re being asked.

like

This is pretty standard for most companies.

like

It’s normal - and I’d bet good money you are in CA.

like

Yes, that’s pretty standard and I remembered providing that when I was shopping around. They want to know if you drive a lot (more accidents prone) which affect your premium.

Have you been driving more than normal? They probably just want a record of it.

Yeah that’s 100% normal. “You only pay for what you use” is not a unique “feature” to Liberty.

This is normal. You can always say it’s less but if they pull inspection documents they can get it updated. Basically. The more you’re on the road the higher probability you have to being involved in a loss.

Yes, at GEICO we send out what we call “vehicle usage” questionnaires every 6 months by mail and email. We do this to make sure we’re rating you for the right risk.

Every carrier should verify mileage. We're in a risk based business.

Yes it is common trying to update since most severely under estimate mileage

Related Posts

Hello, I am a healthcare professional looking to get into practice management. I have a background in physician compliance and a masters in healthcare administration. Any tips on how to get into practice management?

like

I have several months of experience as a remote Personal Lines Insurance Agent with TTEC/ Progressive. Are there another insurance companies that offer remote roles? Thank you!

like

AE position for healthcare in DC area; COLA from previous salary/location (AE role) says it should be $75k. Don't think that's realistic - any insights?

like

Healthcare exit opps for $200k+ remote or hybrid (in Dallas)? 8 YOE. MBA Candidate

likefunny

What does a mental health day look like for you? Took one today & it was the best thing I’ve done for myself. Bonus Q: did you own up to it being a mental health day or did you go to “the dentist"

like

Larsen & Toubro Infotech Hey Guys,
I have 2 offers, one from LTI and another from TIAA. Please suggest better option in terms of career growth, wlb and annual hikes. LTI -

Dont know which project I will be assigned to and TIAA is in BFSI domain Salary is almost same and profile is Business Analyst

Yoe - 8 years (5 years java developer and 3 years as BA) Larsen & Toubro Infotech Teachers Insurance and Annuity Association of America

like

I just did my pre-licencing certification and passed my CA state exam for property and casualty. No I have no idea what to do or where to start my career as an insurance agent since I have no experience in the real world, just lots of knowledge. Please help!

like

Do people really have to work late night in advertising agency? I'm new to the industry like I graduated a year ago from an average college with some high hopes to dive into a professional agency, working in an average company but thank god I got the job in this Covid crises, yet underpaid and working for atleast 12 to 13 hrs a day, and someday the working hrs surpasses, isn't there any regulatory that can help people like us for our well being? Or help us get money, in return of our health?

Post Photo
like

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

like

Just cleared conflicts for a big law firm so I can officially leave my toxic mid-size insurance defense firm. I’m planning to give notice Friday, but should I get the start date first? The recruiter said they’d like me to start 11/15. And I seriously want to give notice soooooo bad. I’m so excited to leave that I literally cannot think straight 😂

like

What are the highest paid social work roles in healthcare or otherwise? Bonus if remote positions. I am in the northeast USA and haven’t gotten any offers above 65k which is low for the work required. 2 years licensed and experience in a healthcare setting.

like

PwC'ers. How much am I looking at for healthcare for myself, my wife, and toddler?

I start in a week, haven't seen figures yet.

22/F, fitness/health/travel junkie, Nashville. Slide in 😉

likeuplifting

Can anyone talk to me about how producers are getting paid in equity ? Producers who are specifically working in mid to big insurance brokerage companies , both wholesale and retail

How’s EY’s healthcare practice?

likefunny

Can anyone refer me , senior associate.. experience in insurance domain.non IT.(2.9years of experience)

like

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

like

For health advisory, what’s the range for sc and manager at ey?

like

I am new to Deloitte. My background is in agile transformation and product management within provider settings. I have found tech projects, but none within healthcare. Any advice for finding these?

likehelpful

More Posts

Hi fishies , I have total of 3.5 yrs data engineering experience and total It experience is 7 years.
I have offer from quantiphi,tiger analytics and impetus Technology.
Wanted to know if anyone can help me out which company should I choose?
Which firm is better for career growth ,learning and work life balance ?

like

Favorite self care routines or activities. Go!

like

Are there any D at Rosslyn office who would like to have regular salat ? I think there's a room on 12

like

Beautiful message from President Biden. Happy Diwali everyone!

Post Photo
likefunny

Is Tom Cruise gay?

like

Tips for starting new job?! First day+week ? Decided to make a big change and leave my job of 10 years to start a new one! Curious tips for first day you found worked or didn’t work

like

Need some help with a Facebook leadgen always on campaign. I generate +- 7000 leads pm but the quality of leads arent great. What are your tried and tested methods to up lead quality?

Please let me know if you are looking for job in any of these opportunities.

Post Photo
like

How much notice should we give before we retire?

like

Is IRS late payment interest deductible on a partnership return? I know the penalties are not deductible but thought the interest was. Trying to find the support for this in the code/regs and my Google skills are failing me.

like

Only For MacBook Users -
I slightly dropped my MacBook and apparently (slightly) damaged the keyboard and trackpad as per service Center. I don’t see any visible damage to the system but that’s what they say and are charging me about 28k for this even though my system is in warranty period (will complete a year in a few days). Are there any workaround for this? Like I can use external keyboard or maybe negotiate, anything else?

like

Back end or front end?

Post Photo
funnylike

I keep getting sick and having insanely traumatic things happen. Think multiple ER trips and scares in a month. Extreme COVID, cutoff finger etc. This is all really messing with me and I’m so tired.

Any advice on duas I should read? Give lots of sadaqa

like

Long-distance relationship - what are the tips and practices that can help maintain the relationship for couples ~5 years into working?

like

Best spot for classy cocktail dates in the city?

I feel like other roles outside of copywriting have so many opportunities outside of pharma advertising. Have any CWs gotten out of it completely and what are you doing? Feeling stuck and I’m not sure how I can use my skills and experience in a different type of job

like

Hi Folks,

Is it possible to reduce your notice period in Cognizant.
My notice period in Cognizant is 90days and joining date for new company is 1 month prior to my notice period.
Is there any option to reduce my notice period?
Or it is possible to ask my new employer to extend my joining date for another 1month.

like

Is there a way to make my eyebrows look better? Do regular eyebrow shops help with this? Do I just buy a pencil? Need advice!!

Post Photo
like

Client cfo “put some fishnet stockings on the cost model…”

likefunnyhelpful

Additional Posts in Insurance

What is the best way to grow in the insurance industry? I’m currently working as a Technical Assistant and just passed the RIBO. Don’t know where to start from…

like

Are there any supervisor or manager positions within claims available or becoming available that anyone knows about? It can be private passenger or commercial claims… Ten + years of experience and looking for that opportunity….

like

I know I’m not the only one burned out on insurance. Has anyone thought of moving into a different career? If so, what?

likesmart

Gender pay gap and Underwriting - I noticed in another thread regarding underwriter salaries that I had the most YOE out of the people who answered but I was the lowest paid. How much of this could be a gender pay gap? I’m 7 YOE / Female / Total compensation $63.4K.

like

Has anyone worked for Branch after coming from a larger carrier? How do you like it?

like

What’s a good way to find out what’s hot in insurance (PnC)? I cut my teeth in PnC but have been in health for a decade. Contemplating a jump.

like

i recently got promoted to Claims Supervisor position in my company and i was really excited to see how i can handle the responsibility but, while i got the postion and salary i am still doing the job of a claims officer. i tried to talk to my manager about this but he implied that there is no need for supervisor position and i have to wait until my seniors got promoted, should i ask for transfer to another branch?

like
like

Hello all, i have been working at an insurance firm from 3 years as roi technician thats release of information . Looking to explore more career options. I am not intrested in customer facing roles and roles which need to be on phone all day . Does anyone have info on those type of roles , or more career options please . Thanks in advance .

like

Yearly reviews are coming up. How should we handle conversations about salary when we feel we deserve a higher salary and are trying to grow with our company?

like

What’s the average salary for Life Science UW at larger carriers? (Chubb, MedMarc, CNA, Hanover etc)

like

What is the average employee health and benefits account manager making? I have 7 years of experience in Employee Benefits.

like
like

Would like your advices. Awhile back I applied and was video interview for a position at a competitor. I suspect I wouldn’t get it based on the vibes they gave off. Now randomly I get an email from one of their recruiter asking if I was interested to apply for a similar position. Should I even bother? It might be with the same people.

like

How do I launch an insurance agency?
Context: I just started a sales role 3 months ago
State Farm. It’s my first time ever doing sales. Huge success so far, (nothing extravagant yet), but it’s only been 3 months. I’m currently selling 50+ policies a month.

I know sales isn’t everything it takes to start an Agency. Where should I try to pursue growth before starting an agency?
Follow Up Question: Is my boss hyping me up or is 50+ policies a month pretty good?

like

Hello everyone ,
I’m an insurance customer service rep currently. If you had to pick would you go w underwriting or claims adjusting as your next career path? Tell me why. Thank you :)

likehelpful

15+ years experience in Forensic Accounting. What would be considered fair pay in the NYC area? Average yearly Billings was 2,500, however recently took over the building out of systems, training younger staff, more marketing in a set region; basically more non billable work.

like

Hi all! I was thinking about changing industries. I am currently an underwriter for for-hire transportation with 7.5 YOE. Wondering what others have found to be transferable skills or if anyone has made a career change. Also curious what other career paths other underwriters have gone on (possible changing departments or line of business, etc). Any info or suggestions appreciated!!

like

Good morning! Is anyone in a Risk Management Role currently?

likehelpful

I recently obtained my MBA, and I've been eager to start working as an analyst. But I'm not sure where to begin. As an underwriter assistant, I now make $43,000. However, it's quite difficult to get by, and I'd love to start doing what I enjoy. Any suggestions?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal