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Is Y Combinator worth it?
Looking for 2 co-founders - 1 Technologist and 1 Marketer
Company caters to a niche, international industry and has no competition.
We connect people for a very specific (and government-regulated), business purpose and provide analytics about these connections. The company will be launched in 3 phases, with phases 2 and 3 partially relying on data from earlier phases.
I’m an investor in this venture and contribute on a part-time basis. If interested, please send contact info to: teganharper@gmail.com.
Has anyone heard of NovaTech? It's a FX and Crypto trading company. I'm trying to assess their legitimacy before I start investing with them. NovatTechfx.com their site provides details about the products, funding etc but I just learned about the company and am not sure if they are a sound investment company. They promise weekly payout on your ROI. No fees for $25000+ investments.
What’s your partnership strategy for Q4?
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So we are starting student loans at birth now?
It's not student loans as much as it is an opportunity for parents to get quality childcare
I think we need to address the root of the problem, the cost of childcare, not drive families into further debt
Other countries do this and they do it well. I have three kids, they have all done daycare, nanny shares, private schools, public schools, etc. I have been very fortunate to be able to pay for the care we desired. However, other countries are able to guarantee quality childcare for affordable prices by having it subsidized
Not sure about this one
If only there were other countries we could look at, to see how they support new parents and provide education for children.
Yes, some of the countries that support new parents with exceptional paid time off and/or childcare costs are: Finland, Sweden, Norway, Iceland, Denmark, UK, Ireland, France, Belgium, Estonia, Hungary, Lithuania, Canada, Australia, Singapore, South Korea.
Admirable concept, good cause. Who would underwrite those loans?
The finance company that I start for this specific type of loan.
I can’t see any issue with this. It’s not like tuition prices at colleges went up dramatically when student loans became much easier to get
The one glaring issue is who is going to underwrite a loan like this. At least with the structure OP is proposing.
nothing to secure this loan against, would strongly advise against even attempting this. assuming it’s your finance company that funds these loans — what’s your collateral? the child’s future? zero incentive for anyone to make payments on this loan. subsidizing a loan like this won’t work, even in america. might have better luck somewhere where the infrastructure allows this sort of loan to be beneficial to borrowers as well as yourself as a lender.
How does this make child care more affordable?
First you must get the child to agree to the T&C’s before forcing them down this path so they can’t argue it wasn’t their choice… a bag of M&M’s should do the trick
Seems like a terrible idea, throwing more money at a problem is only going to make it more expensive for everyone. That said, remember us little people when you're on your private jet to Davos to hang with Elon and the rest of your new Billionaire friends.
Coach
Just like how the govt subsidizing traveling nurses during the pandemic just enabled the contracting companies jack up their rates
Sourcing capital for these unsecured, long-term loans will be a challenge. The interest must also be high enough to weather a significant rate of charge offs.
You must have young kids. Childcare pales in comparison to private school and college.
No way. I am sending mine to public school and doing an online college or maybe a public college.