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Hi,. 24F YOE = 2years10months Work = DevOps and cloud (AWS) . I have two offers, both from same work. SAP Sal 11.7 fixed + 1.3 Vpay = 13LPA Airbus Sal 14.3 fixed + 2.7Vpay = 17.5 LPA and 5L joining (should be given back if early exit in 3years) Both companies have other benefits apart from CTC. Can anyone suggest which one to decide? I have some idea on SAP labs but not sure about airbus when it comes to work life balance, career growth, team. thank you and much appreciated
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Hello Fishes, I recently got an offer from EY with Senior Con - 3 designation (band 4). Yoe is 7 years. (BE Tier 2+MBA Tier 1)
My mba batchmates who had got placed at Deloitte and PwC 5 years back, where made Sen Con two years ago and are now at Manager position.
My question- Am i offered the correct designation according to my profile? when would I be made manager at EY India? Please provide your insight.
KPMG PwC India Big 4
So how do I make friends in Boston?
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Any REITs recommendations?
Can Deloitte use WealthFront?
How long will you be in school? If your income is going to be low for a few years, you should be contributing to traditional now if your 401k allows for Roth 401k conversion. You could then convert the money to Roth at a lower tax rate than your traditional contribution deduction.
I’ll be in school for 2-3 years. This is exactly what I was thinking: to contribute to traditional now
And then convert to Roth.
If you can afford it, yes I think it makes sense.
I would factor in what you think the tax rates will be at retirement and how much you plan to withdraw as taxable income at retirement to make that decision. If you plan to be spending alot of money at retirement you might be better off maximizing your ROTH to enjoy tax free withdraws. If you plan to retire frugally then the traditional with pretax dollars now would be better. I also like the flexibility of the ROTH as a last resort emergency fund being able to take out the money you put in penalty free.... which could also be used as a tool for an early retirement.
Time to get out your crystal ball.