We are moving to Denver this summer/fall. Would it be better to buy or rent? We know the area pretty well and know the areas where we want to be. I know prices are high in Denver but taxes are so low and with the growth seems like a great opportunity. Renting is obviously safer but based on needs and wants monthly rent will equate to about a monthly mortgage or more. Any advice here? Background - have about 10-15% down payment, costing costs, etc saved. We would be first time home buyers. TIA!

Hello! super new to investing.
On fidelity, what is the difference between "stocks/etf" and "mutual funds"?

Which NFT stock is worth for long term or quick profit. TKAT, YRV, HOFV, OCG

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Hello Fishesh,

Can some one please help me on below issue?

Compare to every month, Jan mnth tax deduction is just double for me. Is it same for evryone or Am I missing anything?

Hi there, I’d really love some advice from you all. In the last year I had to sell our home in Boulder, CO and embark on a new build process on a home in Tampa, FL. It turns out my dad can’t afford to live on his own so we found a home in FL that would have an in law suite. We locked in a rate but it expired and they are unwilling to extend due to the fact the builder is delayed and supply chain issues. Is there a smart way to structure loans now I’m unaware of? I’m super concerned.

Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

Pros and Cons of ESPP in UK and tax implications if we hold long term (>3Y)

A good realtor understands that sellers are more informed more now than ever. Agree?

Is VTSAX a buy rn? Or should I get a vanguard fund solely focused on the SP500

Alright, please dont come for me when I ask this but can one get a nice one bedroom apt in Manhattan (under 80th street) for up to $2,800 a month? If so, where?!?!?

Hey guys - How can I accurately calculate the capital gain tax amount for a crypto sell? Got doge at $.06 and am not sure how long I will hodl.

🐠 fam in the DMV area, has anyone done a home restoration or a big renovation project on an older home? I have some questions if you’d be willing to talk. Thank you in advance!

Hello Sharks ,

I need one Assistance in investment declaration for NPS employer contribution . My NPS account current POP is not ICICI .

While contacted the ICICI POP , he told me to declare the amount though the POP is not ICICI then only they will get request to transfer to ICICI POP .

I am looking for suggestions who have already gone through this POP transfer process .

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

Hello Everyone,

I have got an job offer but my car lease is on going....what are the options I have?

Under what circumstances should I invest in an IRA and/or roth instead of my employer’s 403b (after I contribute enough to meet my employer’s match amount)?

One policy that has been hotly debated but I strongly disagree with (as a left leaning person) is student debt cancellation. My other liberal friends also disagree with this one. Some worked hard to pay off. Others decided to borrow from family instead of institution. I know the left is not on board with this as a mainstream agenda right now and it should stay that way.

Anyone investing in SHIBA want to come together to develop a gaming app to help with the burning process?

We often talk on here about financial successes or what to do when we have money. Has anyone here bounced back from severe financial trouble and willing to share their story?

Is citi provide any vouchers on Birthday ? And any alternative they giving for club Mahindra benefit ?

AITA: Married (1 yr, together for 5+). SO earns significantly less than me (1/3rd my income), we live in HCOL. She’s continuously saying things that come across as entitled (I’m such a cheap date…we traveled internationally for 2 weeks). Rubbing me the wrong way.
How do I course correct ASAP?

What's the normal joining bonus amount they give for 7b band people in IBM GBS?

Are director roles at the big banks intense?
M at big4 strat and ops thinking of making a move.

Also any insight into salary ranges for Directors?

What websites do people use to find apartments in the bay area? Recently relocated and need to find a permanent spot once this is all over

Hey fellow Sale Bowl Mates. I wanted to give yall a quick update on our numbers.
We have grown by 1,890 members to 7113. This means we are well on our way to the 10K mark.
Thanks!

Why do bikers get so butthurt when you overtake them on a street? You’re blasting 18mph tops in a 45.

Anyone live at the Parker in Alexandria and wanna collude on a referral?

Anyone there ?

Any single females in New England area who are down to chat ? If it works may be a drink ? 30M here

Borderlands 3 in 2 more days!!! Guess who isn’t doing squat all weekend???

Crowdsourcing exit ideas. I have 20yoe in a niche area of federal environmental work but I’m also a strong consultant w/experience in management/leadership, proposals, writing, recruiting, training, strategic planning…. I’m stagnant in my current role. I want more pay, but I want to keep a remote role. Everything I see sounds boring, too technical/software related, or like a director/exec role that will kill my WLB. I’m also over the billability targets.

Travel recos for Nice, France?? ✈️

Do people/recruiters count the MBA as 2 years of work experience? My gut would say no but the more I think about it the more I’m uncertain

Do any of the Big Four have FDD groups in San Diego? Seems like most west coast practices are San Fran or LA.

Hey y'all - heading into the weekend and fourth week of this. Hope everyone is holdin' up. Share any helpful tips for workin like this/keeping sane?

Hate that emails pick up from 9-5 and then die at 5:00. Meaning I can actually work without distractions starting at 5 pm!

Is it possible to work in public tax and work 55 hours or less during busy season? Over the past few years I’ve seen my work/life balance in the summer fade, which is making me reassess my career choice. Lowering my hours this time of year works make it easier to justify staying in public.

🐠 fam in the DMV area, has anyone done a home restoration or a big renovation project on an older home? I have some questions if you’d be willing to talk. Thank you in advance!

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

Is $400-$450 too much to have bearings replaced on a washing machine?

First time home buyer. I can’t get better than a 3.9% rate.... my credit karma score is 797. I know they use a different score for mortgages but they used a score of like 680 for my rate?! How can I find/fix whatever’s causing that??

Insight on best Atlanta neighborhoods? Looking to relocate there this fall, but thinking the market hasn’t normalized just yet to position me to find a great fixer-upper forever home.

So, I’m thinking best bet for now would be a duplex or 4-family that I can live in temporary, as the market relaxes.

What neighborhoods are most ideal for finding a nice duplex/multi-fam that would attract solid long-term professional tenants?

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Has anyone dealt with a FIRPTA withholding on a sale? It looks like the seller of a condo I’m interested now is an international student so it would apply. Are there any specific steps to take with this kind of transaction? Is it as simple as withholding 15% of the Sales price from the seller to remit to the IRS or is there more to it?

From an investment perspective would you rather buy a lot or a fixer upper house assuming the lot was $75k cheaper? Also assume same location.

Would you give your new tenant some leeway if there was a few days delay in transferring over utilities?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

I'm looking to sell my condo unit in Florida. How much commission should I realistically expect to pay the realtor in this market? Given how hot the current market is, is it fair to say that the realtor can agree to negotiate his commission down from 6% to 4%? Has anyone been successful in negotiating down the realtor commission? If so, please share some tips. TIA

Is owner's title insurance a must when purchasing a home or is the lender's title insurance enough protection against any potential liens on the property?

I’m a first time home buyer in the process of making an offer on a condo in the DC area. My realtor is stating that earnest money is a requirement to submit the offer. Is that true? The condos been on the market for almost 3 months and no indication of any other offers being submitted recently. I’m not seeing the value in putting that money in escrow upfront if there’s no additional offers on the table.

3% interest rate with 1% credit toward closing costs or 2.75% with 0.4% credit toward closing cost?

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.