We often talk on here about financial successes or what to do when we have money. Has anyone here bounced back from severe financial trouble and willing to share their story?

Anyone still waiting to receive their IL refund for this tax year? I have had no luck reaching them
Over the ph or on the website. Any tips on how to contact and get a status on refund?

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

What're the best finance related instagram accounts to follow?

Have about 5k to invest - should I do FXAIX or FSKAX?

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

Do employees get discounts on buying apple Macs in amex?

What're your thoughts on GTA Real Estate for the next 1-2 years?

My 2 cents: Prices are already down in most pockets of the GTA since the February highs, number of units on the market has increased significantly and most units are sitting several weeks unsold.

Given that rate hikes have only just started, and will continue to come, I think there are some interesting times ahead of us in the near future..

Anyone have a private company SaaS financial model they wouldn't mind sharing to get some practice on?

Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

What does it even mean when an employer offers 3% match on 401k?? They contribute 3% of what I contribute or what I earn overall? And monthly or annually? Thanks, basic brain here.

I joined for nokia few days ago. NOKIA doesn't cover insurance for parents. What's the best insurer for elderly parents(aged 60 plus) as im considering to buy on my own ?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Does anyone have any experience using microventures as an investing platform?

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

What’s the best way to make a million dollars as a mechanical engineer?

Have corporate Amex (Green card). A) Can I upgrade to a corporate gold or platinum card? B) are the yearly expenses worth it?

Does Bank of America do a Mega Back door 401K?

Please provide 11 likes so that can dm

Hi,

Hope you all doing well.

I was working with Mindtickle. And recently got laidoff from Talent Acquisition team.
I'm looking out for change as Talent Acquisition, would you mind to refer in your current organization please Or can refer in your connection if someone has the opportunity.

Thanks
Aditya

Hi Folks. Looking for recommendations for resorts in Cancun at end of March. Heading there with my SO. Anyone stayed at the Hilton Playa del Carmen? I have Hilton points that can be used

Have any of you watched Super Drags on Netflix? What do you think about it?

What position should I look for in client side if I'm a copywriter?

Is is reasonable to find a large 2BR (e.g., 900 sqft) for under $3000/month? Flexible with location, looking at back bay, fenway, south end, beacon hill, etc

Hi folks,

May I know if Oracle India providing technology services as well?

( Is it both Product and service based organisation?)

ADs, how do you approach color grading? Going into my first and not sure what to look out for.

Hello, are there any holidays in October/November?.

When I was diagnosed, I struggled to find any info out there on adults and workplace etc. Thinking of setting up just a blog space for people’s stories, anonymously. If anyone’s happy to tell their story or an experience that might be useful lmk. Happy to provide a framework of questions so you don’t have to write a think piece... could be how it impacts work, advances your work, learnings from medication, learnings from stress, how you tell people, etc - anything that could help others!

What happens if you don't accept cookies on a site?

Are all rumours about meta true?

Anyone know how good/bad the fake bags vendors sell in Chinatown/Times Square are? I saw a vendor start to setup the other day and there was a crowd of pretty well dressed women scrambling around him. I’ve always kinda assumed they’re not ‘good fakes’ but would love to hear from y’all if anyone has thoughts on this. Thanks!

Can anyone share what's the minimum and max package one can expect in Band 8 in Kyndryl. Its little urgent so a quick response would be appreciated.

Advent Health....any thoughts with this company? They are having a career expo in Tampa, Florida soon and was looking at what they have to offer.

If you have an offer for a new position, would you wait to tell them you are pregnant (and due in May) until after you accept, so you don’t jeopardize the offer? If so, how long would you wait?

Anyone still working on WordPress and would want to upgrade their website? I was appointed by a Colombia-based Digital Marketing Agency named Tribu, to look for potential partners that are transitioning from traditional to digital, or those companies already in digital but having problems with WordPress.

What’s your side hustle to bring in extra 💰? I’m trying to payoff debt and have a lot of spare time, but biweekly salary isn’t cutting it.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Changed my brake pads and rotors last night on my car - really wasn’t that hard and I saved myself at least $300, $800 vs what the dealer was charging. Also got a nice sense of accomplishment out of it!

A lot of basic skilled labor can be worth learning and can really save you a lot of money. Most contractors in my area are often north of $100/hr for labor. I’ve often found the quality of my work to be better too. I think more folks shouldn’t be scared to get their hands dirty sometimes

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is it worth attempting to buy an apartment in NYC

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

What does it even mean when an employer offers 3% match on 401k?? They contribute 3% of what I contribute or what I earn overall? And monthly or annually? Thanks, basic brain here.

Does anyone have any experience using microventures as an investing platform?

Does Bank of America do a Mega Back door 401K?

Stock tip I suggested to my dad made him 240% over 8 months! ASC: AXE.

Australian room temp quantum computing company that just announced a partnership with IBM. Up 80%+ just today.

First ever tip

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

What APP to use to track net worth

I’ve been trying to select a good long term hysa to park ER funds and some funds I need short term. What’s the best reliable long term option out there?

Citi is offering 0.7% but I think that might just be temporary. Discover offered 1.5% back in May but now is 0.5%. Is discover still the best?

Anyone have a T-Mobile Money account? 4% up to 3k, so you would have $3600 in 5 years if you put in 3k. Thoughts?

Want to put a little on the stocks this morning. I have brokerage with fidelity. How do I do it. Normally I’m just buying a fund or ETF and do market and that’s been fine. Carving out 5k to play.

How much house can I afford? 200K all-in comp, 100K in cash saved. I’ve run a bunch of calculators but would love sense checks from folks here. In a HCOL city with older homes.

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.