We're beginning the IVF process and it's seeming to be a bit expensive, one that Insurance doesn't cover. Are there any known ways to get some discounts on the cost? (if there are any discounts for military members too, that'd be great)

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There's a list of employers who pay for IVF on Reddit. Consider switching jobs to get a job at those companies

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Starbucks does it for part time employees too

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At the place we used, there was a 20% discount for veterans.

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This. Check around and see what the diffeeent clinics are offering in your area. Some clinics do a flat discount simply for veteran status, while others provide a more significant discount if the couples’ infertility is related to a service-connected medical condition.

Our clinic offered a large discount for self-pay patients, maybe you could inquire about that posibility?

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Same. We go to REACH in Charlotte

Some states mandate fertility coverage so I have a secondary insurance plan. But even with that it’s still probably 13,000 with all the extras.

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The ART Institute of Washington provides IVF services to military families and is affiliated with Walter Reed

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The medicines are expensive, join groups on Facebook, etc (ex. Little brown diaries) where people give away medicine.
Another thing is there are reputable ivf clinics that do a lot of research such as RMA, and this place will give you $$ towards the process for you be involved in an IVF research study, talk to you clinic or if you’re still looking ask around for that.

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Vote for Medicaid for all. In the UK, NHS covers IVF and other fertility treatments.

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Unless your employer offers it, there’s no coverage. Many large companies do. Also there are a handful of states with decent coverage mandates but you’d need to live there (MA, CT etc).

Otherwise your options are traveling to CNY Fertility for cheaper rates (posted on their site), traveling abroad (in many European countries it’s 1/5 of the cost), or getting a part time job at Starbucks as they offer coverage to PT employees.

Also there are websites that ship cheaper meds from abroad.

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If you don’t have insurance coverage, it is very expensive. Even with insurance coverage, I am paying around $10K out of pocket for one cycle due to deductibles, co-insurance, and certain things not being covered. I am not aware of any ways to get this discounted but there are loans, and I’ve seen posts about cheaper places to get medicines.

MRDx Pharmacy in Encino, CA ships nationwide. They specialize in infertility drugs.

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20 states mandate some form of ivf coverage, so would definitely look into it. Otherwise self pay is usually cheaper and there are often military discounts. I would ask!

I thankfully live in MA :)

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Our clinic had a discount if you bought 3 cycles up front. Fingers crossed you didn’t need them but it was cheaper

Yes, I used bundl. 3 cycles including transfers for 59K. Did not include meds.

Would it be feasible for you to try this outside the US ?

There’s an IVF in Mexico Facebook group. From what I understand the cost is a lot cheaper if you travel to lesser known cities like Guadalajara for it. Beach towns aren’t cheap. Look at LIV fertility.

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I’m a veteran and we found out the hospital we used gave a 20% discount to veterans.

Some states are required to offer it if a company is based there. If you live in a state does, but do not work for a company based there, you can purchase supplemental health insurance for it from the marketplace. Illinois is a good example. Grants are out there, but very competitive to get. They are more like lottery wins. I know a couple who chose to drive from Indiana to new York because it was significantly cheaper to travel to a clinic there for ivf

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