WFH made me realize I do not need to live in a large city like NYC at all. Interested in moving to smaller size cities after this is over, curious about how the pay is compared to COL?

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I haven't done a deep analysis, but I think you will end up keeping more of your paycheck after paying bills.

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I would tend to agree as long as you stay out of SoCal, Bay Area and South Florida.

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NYC is absolute shit in terms of pay vs COL. Unless you work in Banking/PE/Marketing/Media there is no reason to live here other than love of the city. I moved from Boston, where I had a much higher after tax income (transferred offices at B4) and paid 20% less in rent for a much nicer apartment. Went from saving $3000/mo minimum as a Senior Associate (incl 401k) to a fraction of that now. NYC is more fun though.

In broader, more macro terms - Boston’s median household income is $75K, New York’s is $60K, not even including lower taxes in Boston. Numbeo puts consumer prices including rent as 20% more expensive in New York. So average household probably gives up $25k per year to live in NYC in this scenario (and Boston is a high COL city in its own right).

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I’m in a very low COL city and make about $10-13K less than friends in Big 4 in NYC. Associate level. I definitely end up having much more disposable income, but they choose NYC for reasons other than disposable income.

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And Colorado is beautiful

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Raleigh to DC pay is $5-$10k higher in DC for my position. After cost of living, working in DC I’m making $30k less than I would in Raleigh.

Still valid reasons to do that long run, but yeah, the difference is real.

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