What accounts does VMLY&R Chicago have?

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Walgreens

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Jim Beam/Maker's Mark
Oreo
Trolli/Nerds

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Kraft, Constellation Brands, Walgreens

Lee and wrangler jeans

I can’t believe it’s not butter

I can

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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First house is currently valued at 900k (bought at 500k 7 years ago). We are considering a move to a LCOL city to try it out.

Should we rent it out for $3800/month to make money while keeping it as rental properties or sell it so we can buy a new home property and then invest the rest? Looks like getting financing for second home is pretty tough.

House is in Arlington VA if it matters.

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Told my gf (26) that I don’t want to buy a house with her because it is more straightforward for both parties if we keep things separate until marriage. We have been dating 2 years and renting together for 1 year.
I (29) suggest she uses her money to buy property separately whilst I’m happy to continue living together, whether it’s at my or her place.
She adamantly refused and cried and says we are buying together and she doesn’t want her own place.
I was calm and reasonable. What do I do?

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Looking to buy my first house, and clueless on how much money I “actually” have post-tax to use on a place. Please help!
Combined Assets:
220K Annual Salary 30K Bonus. 65K in Stocks, 110K in 401K, 40K in Savings Accounts. I can borrow 50% against my 401K right? But is that taxed? How much $$ can I reasonably pay for a home? (I also owe 135K in student loans) Thanks in advance!!!

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What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

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How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

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Fellow fishes , How much would my In hand salary per month be (excluding variable pay) according to the given breakup post taxes and 12% employee PF. And on yearly 100% variable pay out how much would I be taxed?

And could someone help me plan better tax savings ? I can claim max 1L as HRA , no home loan is possible , single parent so 25K insurance premium is what I can think of. What else can I do to minimize my tax liability and increase my inhand.

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Do you guys still diversify in different index funds and try to have a balanced portfolio or just invest in voo or vtsax. Also, people who do create your own diversified portfolio do you invest in bonds ( for folks younger than 40) , metals etc?

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Can anyone share templates/language for demand for production of Crypto-currency, NFT’s, Wallets, and the like? TIA

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Tax related question: wife and I file jointly. My income is $215k base, hers is $130k base. Not expecting large bonuses. On my withholdings, I never had additional withheld; nor did my wife. The IRS withholding calculator estimates we will owe an additional $18K in tax. Is the calculator accurate? No other capital gains or taxes to consider. Thank you!

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What are some of the risks/drawbacks (obv all forecasted) of brokerages that use payment in order flow as a source of revenue? Thinking of Robinhood, chamath’s sofi, etc.

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Anyone know if I could get Capital One Venture X? Or if not recommend a good travel credit card?
Currently have Quicksilver and Savor One
Credit scor: (FICO- 735, Creditwise- 752)
Oldest credit line: 1 year 5 months (😔)
Available credit: About 22k
Credit utilization: about 3%
Income- 96k

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When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

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Hi Scholars, can some one guide on below salary breakup what would be the total in hand salary.

- 80CC is applied for 1.5 lakh per year
- For HRA calcuatio6Per month rent is 30k

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Live in NJ, moving to Texas end of month. Have deal for 2022 BMW 530xi - 6500 down, 735/month, 15K miles/annual. Should I pull and ship to Texas or get the car there? Unsure if I will get better deal, used a broker with 6% discount on this. Any insight appreciated.

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Hi, is 10k SGD per month a good salary for data scientist role with 7 years of experience in singapore. Client is a bank. How much savings can be done from an Indian perspective?

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Are senior banks aggressive in formal IP growth financing? Assume sub $25M in credit ask

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Kindly help me to get monthly inhand and monthly income tax to be paid

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I have a united visa with premier 1k status & an Amex platinum. What do those with the same cards use to book travel with, to maximize points, and insurance coverage regards to delayed bags etc? TIA

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Audi A6 or BMW 5 Series?

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Any teachers in the New Mexico or Nevada area? We're thinking about relocating. Just curious about some ups and downs.

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Does anyone know why managers call themselves “Executives”? In my mind, I only consider Senior Managers and up an Executive. Just curious if anyone else thinks it’s a little bit of a stretch.

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Whats the best website to apply for jobs in Singapore?

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Attempting to leave my terrible job that I have been at for less than 6 months. The job I’ve accepted would like me to start in 2-3 weeks but I see in the handbook for my current (awful) company, requires 30 days notice or they withhold wages. Advice? The faster I can leave the better.

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Can a company legally tell you to not reveal your stock options (#of shares) or restrict you from even saying that you have any as a part of compensation?

It was hinted to me that this was what I would be signing but the confidentiality agreement seems more vague than that.

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Would you take this deal in a dynasty league?
I would be relieving Geno for Brady.

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Who has the absolute lowest cost VA? Have an 80 yr old who understands risk. She doesn't need living benefit, death benefit would be ok. It is an IRA so would be nice if the DB was RMD friendly

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Anybody looking for junior writers? Not really finding many roles for less than 2 YOE. Wondering if that’s common on the brand side.

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what are some truly exceptional examples of branded content working in a serialized / episodic format?

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Matching Data into Same Row

This may be simple or complicated:
I have a data set that is divided into 6 columns. I need to combine some of the rows together based off matching data.

What needs to happen is everyone with the same Bus Driver, needs to populate into the same row. Instead of the same Bus Driver being listed twice in the column.

For The names I plan on labeling them Person 1 | Person 2 | Person 3 | Person 4 | Person 5

I attached a smaller data set for an example

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LOS ANGELES: Award-winning agency hiring full-time CD to lead a piece of higher-education business. Must be comfortable leading both copy and art. Working remotely until further notice.

DM me books!

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Is it nessesary to submit registered rent agreement? Or normal notery one can also be acceptable?

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Hello,
Can you please guide me with the annual CTC of Senior Associate at Accenture?

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Grabbing lunch with my boss at my new job next week! Any advise on how I can make it a productive conversation?

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Any thoughts on how the litigation going on between Twitter and Elon Musk is going pan out?

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Interesting science TikTok accounts to follow?

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Is there anyone working at HCL singapore around 12 years experience or senior here ?
I need some help and input.
Please feel free to DM me.

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Hi fishes,
Looking for a job change in sales industry, currently working with byjus and having to much toxic environment these days due to layoffs . Kindly recommend .

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Travel Q: Is there a corporate discount code for the Radisson hotel group?

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Additional Posts in Chicago Advertising

Hi - Thoughts on the current state of FCB Chicago? Good place to work or avoid at all costs?

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We get an AT&T discount on service but still seems high. What service do you use and how much do you pay? I pay about $100 before discount for text, talk and “unlimited” data

Know this might be a reach, but any lifestyle/outdoor agencies/brands in Chicago area?

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How is DDB Chicago doing these days?

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Is OKRP staffing up on Burger King yet?

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How’s the army account at DDB?

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Anyone know of agencies looking for a Sr. AD or ACD?

Should I…

A) stay at my current agency and watch them hire people above me while I can’t even get on the promotion track (although I’ve had good reviews)

B) leave for another agency with a smaller team and for more money

C) stop asking strangers what to do with my life

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anyone know what the largest client is at FCB? talking to a recruiter but they’re not giving up details yet. thanks!

What’s the word on the street about The Marketing Store?

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Is anyone hiring Sr Art Directors?

Any leads on Senior Account Executive or Account Supervisor roles in Chicago? Or your agency’s equivalent of 5 years experience? TYIA!

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What’s the story on Jacobson Rost? The Glassdoor reviews are pretty awful. Do they ring true?

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In upstate NY there's Woodstock, Catskill and Hudson for small town-y, artisanal goodies and magestic hiking in the surrounding areas. Chicago, where do you roadtrip for that kind of experience?

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Is anyone looking for a new position in organic search strategy? DM me and I’ll send you the job posting!

What’s the good word on Digitas?

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What's the word on Pivot Design? They have some of the most enthusiastic Glass Door reviews I've ever read, but I always take those with a grain of salt.

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I know there was some conversation around Chicago Portfolio School a few months back. Did those of you who were/are teachers ever get paid? Are there even any students anymore? How is Jeff keeping it afloat? So many questions… really hoping if there are students that they aren’t getting scammed out of money. :/

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