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What age are you and what % of your assets are in cash (no risk), low risk (bonds), medium risk (stocks), and high risk (penny stocks, crypto, etc.) investments?

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I’m 25 and roughly have 20% in cash, 60% in bonds (low risk), 20% in stocks (medium risk), and none in high risk investments. Is this too conservative for my age?

Also, pls don’t post your net worth here. I dont want this to be a post where people show off how much they have. Thanks!

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It depends on your liquidity needs (do you have a lot of debts ? Want to buy a house soon?)
Without more circumstances it’s hard to tell but:
-Keep 6 months of living (not salary) in cash (so depends what 20% means in value in your case)
-60% in bonds seems high to me for a 25 yo (the younger you are, and the more you are likely to increase your earning in the future, the more risks you can take), I d put more in stocks
-stocks can be medium to high risk depending on whether you diversified
Crypto is not high risk, it is gambling to me (I don’t consider it an investment, but don’t get me wrong, I have nothing against people who want to buy some) short selling, or stock picking are high risk (even not penny stock, Tesla is high risk due to its volatility which is the definition of risk in finance)

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29, 25% cash 75% stocks or ETFs (medium)

But I come from a very privileged background and have a family safety net (we’ve explicitly talked about this when I started investing)

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What risk level is real estate.

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Low risk but low liquidity

I’m 25 as well. Have 20% cash, 20% ETFs (half is triple leveraged), 40% individual stocks, 20% crypto which is becoming a larger and larger slice of the pie

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30% cash, 70% individual stocks. I'm 27

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Roughly 2/7 cash, 2/7 VOO, 3/7 my 401(k) (which is some magic Vanguard fund for people my age, which I assume is mostly VOO).

I’m 27.

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Calculate your individual efficient investment frontier and adjust from time to time

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35

Assets are mostly real estate (my house) and retirement accounts. Roughly 5-10% is in cash. I think this depends largely on how much your assets are. It’s not a linear relationship as assets grow. The only thing that should be in cash is an emergency fund whatever you decide that should be.

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33. 3 months cash. Then 80% equity/10% real estate / 10% crypto. Minimize cash exposure

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33. 1% in no risk, 3% in low risk, 66% in medium risk, 30% in high risk

Yo I have about a billion in my accounts. You too can be me if you cut back on lattes, turn yourself into a productivity robot, remove any distracting personal relationships and take advantage of company match

29, 8% cash and the rest in stocks

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