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My boyfriend and I are closing on our first home in a couple of months. We are 27 and 30 years old and putting 20 percent down. I had to live with my parents up until now and my boyfriend lived on pennies, barely eating some days, to pay off his student loans and penny pinched for many years to save up enough.
Haha he is proposing before we have to close. We already picked out the ring. We looked for a house knowing that we would be engaged around the same time. But fair question. I wouldn't have been ok jumping into a huge financial commitment without knowing there was a more concrete future for us.
28: 55K down - rental property now. Depends on a lot of factors from assets to liabilities to type of loan to LO to city to interest rates (lowest ever poised to drop again) to national average (1.08%). Our parents would tell us make sure you can put 20% down, but that was for 200K properties at 16% interest rates Carter years. The only time you need money down is if you can’t cover the spread, but all things can be worked via your LO.
23, $40K ($80K between Biz partner and I), multi-unit rentals. No gifts. Now 25.
Whats your business? Teach us lol
34: 190k
Given the structure of the question, I think his down payment was 190k
31: $172k 🥃✍️🤢
30, 40k gift from my dad
19
0 down
^ 😆
31 , 40k
31: 25k
24, $15k with a first-time home buyer loan. In the process of moving and making it a rental property.
23, $40k. A 400sqft shoebox but it was my own!
27, 300k down
what % down is that btw? im 23 and have been saving. my goal is to one day buy a house as rental
income but i want to put a lot down w hopes of owning it pretty early into the mortgage
27, $0
Chief
36. Nothing down.
Chief
VA loan
31, 126k
26, $30k
$300 house, Chicago (Far North side) and took the hit on PMI.
26, $90k
26, $6k down (3% as part of Homepath program). Bought the last condo in Seattle out of foreclosure I think.
26, 3.5% down FHA
30, $99k