What are people hearing at the local levels for spending and tax policy changes due to covid related budget deficits?

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Nothing of significance will happen. Just expect a run of municipal bankruptcies and bond holders will get screwed.

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Trying to save up for a down payment on an investment property. Would it make sense to remove my 401K contribution for about 6 months to gain an extra $4K or is that stupid? I’m 23 and have no experience, just wanted opinions

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Friday was complicated. So, I am going to break it down. Nasdaq 100 Futures (NQ) traded to the 9837 level, 32.75 points short of it's 50% HWB short. It then proceeded to sell off like nobody's business to 9846.50, 31.5 points higher than the projected objective for the HWB short. So, if you followed me on the channel, we were positioned for a nice rally at the end of the day. Markets have no memory on Friday afternoon. So, I think we are going up eventually and rally hard.

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Has anyone just been feeling pretty sad and down these past few months? I’ve never really felt this way pre-pandemic but now no matter what I do (workout,talk to friends, yoga) I still feel waves of sadness. I live in a cold city with strict covid lockdowns so I know that that is contributing to my sadness but just wanted to see if anyone else feels like this and how you are coping? I also haven’t traveled or gone on many social outings since last March so Ik that is taking a toll on me as well

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Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

When leaving a company, what do you do with your 401k and ESPP accounts?

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Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them
Looking for options to take advantage of rollover.

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Will base jump from 120 - 145 make a significant difference in my saving? Offer has significantly less PTO and a lower 401k match. 32F with 400k saved, interested in buying a home soon in HCOL.

Hi Fishes,
Can anyone please help me in calculating in-hand salary?
I have 1.5lac investment under 80C
and 96k for house rent

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What blogs/books/resources should I seek out if I want to make the transition from passive trading (index funds/buy and hold blue chips) to more active trading (options, speculation, spending a few hours a week researching, etc)? I’m looking to turn my investing into more of a side hustle

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I’m on OPT working full time in consulting. Under my F-1 visa, am I allowed to collect income from my country if I have a gig there? e.g If I join a college prep academy in my country, am I allowed to accept payment from them into my US bank account (as in they do a wire transfer for my help)?
Thank you

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At what number do you feel like you’re making enough whether to satisfy your desires or just not feel guilty about spending money.I’ve been blessed to have my income raised a total of 85% throughout 9 years but shortly after each raise I still feel like it’s not enough to live by and that I’m always behind. I live in a high cost area and make triple of what my friends make yet it still doesn’t feel enough. Cont’d

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Which one do you prefer on the weekend (pre COVID-19): Hitting the bars at night, or day drinking/brunching?

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I’m a new associate to a T&E group, partner goes away on vacation and leaves me with a 706 to review and sign. The family is very wealthy. Decedent married for 60 years. Partner says it’s “just a DSUE election, decedent was ill for years, no assets.” Provides no records. Not even an admission the decedent owned a toothbrush. So I looked up the decedent’s home - it’s a joint asset. Partner was “surprised”, and still insists “no other assets”. I found file references to art and antiques.

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Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

Need some advise. I am fairly young/junior in the industry and was included in COVID layoffs. While searching for new positions I worry about moving to a less prestigious agency and stunting my career or not being able to find work at all. I am leveraging connections that I can but am feeling really overwhelmed with this transition. Any tips?

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Hi Moms. I’m 4.5mo postpartum with my first, and I’m having incredible feelings of resentment toward my husband, who I love dearly and with whom I’ve always had a great relationship. It feels like he’s not factoring me or the baby into his decisions (e.g. going on a 4d boys trip, attending big events), while I’m left with the consequences. My mat leave is ending, and he’s now sick with COVID. He’s quarantining at my in-laws while I return to work and take care of baby. I’m so frustrated… (cont.)

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Does HCL provide work from home?
What was the situation pre covid? I live in Gurgaon and HCL doesn’t have an office here, would there be an expectation to travel to Noida everyday?

Has anybody changed locations from SF or NY to a Lower COL city like Chicago during COVID (specifically in tech) and had their salary adjusted down? If so, how much was the decrease?

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Hi all,
I graduated during Covid with a double major in business administration and business management with a minor in marketing and magically ended up in sales because I needed a job. I’m about to take a data analytics course to make an attempt to break into that field. I’m currently looking for a mentor to help guide me during this time. Also, if anyone is willing to look over my resume and give me tips on how to make it more presentable for recruiters in DA that would be very helpful. Thanks

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Best credit card for sign up bonus: Already have CSR, Cap One Venture, Amex Blue, BOFA cash rewards, United explorer, and Discover. Optimizing for total net cash benefit - do not care so much about perks.

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More Posts

A professor in college (over a decade ago) said this to our class, and I always repeat it on Juneteenth: “Abraham Lincoln did not free the slaves. The slaves freed themselves.” Hopefully more and more people continue to understand what that means.

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“Quiet quitting is about bad bosses, not bad employees,” thoughts on this quote?

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Dear Fishes,

Anybody joining Citi tomorrow the 18thMay2022 ? Please comment

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It's been 3 weeks since I submitted my application to Bain/BCG. No response yet. Am I doomed?

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Is it me or does jcrew and madewell running big now?

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Best credit cards in India?

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McKinsey & Company Are there any jobs for BA in Energy and Sustainable/ Renewable domain? PwC Tata Consultancy Cognizant McKinsey & Company Deloitte

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Can anyone please refer me in JPMorgan Chase or Deloitte for Native Android Developer Profile.

YOE :- 6.8 years
Serving Notice Period

Thanks in advance

Fishers need help, which company should i join IBM GBS or PWC India for same salary skill set Nodejs Developer Infosys IBM Deloitte PwC KPMG Wipro Eaton Capgemini Tech Mahindra

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Anyone heard of Beal Bank / CSG Investments? Any thoughts of impressions to give someone who is seeking an investment analyst position there?

I’m getting an opportunity to work in forensic.. currently in internal audit.. would like to know from industry point of view what is the career path for forensic experience..also being new to forensic which is preferable internal audit or forensic? Thanks in advance!!

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Anyone have any experience moving from a retail broker to a wholesale brokerage? No offers, have not started looking but considering the change.

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new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

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Any Salesforce developer in KPMG?

✅ Will you be able to tell how big the Salesforce practice there?

✅What kind of clients they are getting ?

✅Will it be a good organization to join for Salesforce practice ?

For those of you that recently promoted within the company what was the salary negotiation like? Are we still tied to the no more than 9% increase prior to the job families and bands being redefined? What is the average and highest percentage increase you’ve heard of or seen?

Working as a summer analyst in private wealth management this summer and just got a return offer at GS. Anyone have any experience with salaries, exit ops, etc. pressured between taking the return and looking for something with more optionality.

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Additional Posts in Politics

Violent, radical right.

I actually don't think that the right is violent or radical, but I'm tired of people using non-political, quotidian violence in America to paint the left as extreme and mob-like

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Can you objectively look at Trump’s record without letting your emotions alter the insights?

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Time for opponents of gun regulation to send their thoughts and prayers to the victims of yet another mass shooting, this time in Boulder, Colorado. Reports of 6 dead and others injured. Shooter is a bearded white male who looks to be in his 20s or 30s and who is in custody.

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Who do you guys think Biden will fire after the November elections? Generally someone or two from the cabinet get canned. I think it would be Yellen to tie it to inflation. What do you think?

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Does that super conservative guy from KPMG have any comment on Trump's "interview" with Fox and Friends? I just want to know how they ratioanlize Mr. Stable Genius

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Which one of these Trump campaign promises that he enacted was your fave? (1) repeal Obamacare (2) lock her up (3) muslim ban (4) build the wall (5) reduce national debt.? It’s so hard to choose but I’m glad he’s a president that delivers!

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First they came for the seditionists, and I did not speak out -
Because I was not a seditionist

Then they came for the gun extremists, and I did not speak out -
Because I was not a gun extremist

Then they came for the cartoon's reproductive organs, and I did not speak out -
Because I was not a pervert

Then they came for the burger lovers - and there was no one left to speak for me

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I (in UK) just found that in the USA, prisons are private companies rather than govt entities. In all seriousness, wtaf? Why would you have it set up like that?

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Imagine still being a Joe Biden supporter right now lol

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Will America be around (as we know it) in 100 years? Will humans be around in 1000 years? The answer to both is no. Exhibit A: the politics bowl.

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Without using the useless phrase "come together", how do we solve the anti-Asian hate crimes that seem to be continuing on a weekly basis now?

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Is it OK for a black employee to say "I'm not taking to any white people today" on a conference call?

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As some one who’s on the left political spectrum, there are some things I just don’t understand

1) What is genuinely wrong with universal, free healthcare provided by a government entity ?

2) Why is there opposition to taxing the super rich at 70%?

3) Is it not clear that electoral campaigns sponsored by corporations are problematic for a democratic society ?

4) Everyone says “get an education” but that’s impossible with high costs. Why not make tuition free of charge ?

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They started by saying,"We're not to allowed to say Merry Christmas!" while being triggered by red Starbucks cups. Now, they're saying "We're not allowed to fly the flag on the 4th of July." Stop Karening our holidays please.

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Surprised that killing tens of thousands of Americans through laziness and incompetence nets a 33% approval.

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Man imagine if we only had republicans running the nation and no one wore masks or took any precautions... boy would we be in trouble

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If the average person is not educated or literate in politics or history, is it actually good for us to push so hard for voter turnout? Should we really be encouraging more people to vote even if they aren’t informed at all?

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