What are people’s outlook on Tesla? With the rise of EV and a stabilizing cash flow, I feel it can maintain this price point and maybe touch $1000 eoy

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$1200+. HODL

It’ll happen. Look at the technology behind the Model Y and Tesla’s supply chain management.

If you like tesla but would like diversification and broader exposure to the renewables market, I recommend PBW. It is small and midcap mostly, evenly split between value and growth. Great performance last year

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Cognizant has increased my salary so much in this hike, what to do with that extra earned money. Any suggestions? I am planning to buy one 5 star daily 😅Cognizant

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Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

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Looking for some advice to save up for a down payment/house. IE: Roth IRA? What has worked best for everyone :)

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Whats your own investment portfolio size and allocation? % in Gold/Stock/Bond/CD/Emerging Markets/Crypto etc?

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Thoughts on investing in PayPal? I’ve always liked them but they’ve been hit hard with this downturn and now seem super discounted. Any thoughts on mid to long term outlook?

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In your experience, how accurate is Credit Karma? I’m looking to buy my first property in the near future and am basing my mortgage rate estimates on my TransUnion / Equifax scores.

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We’re now 3.5 weeks into Le’Veon’s holdout. What are you valuing both him and Conner at in terms of trades?

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

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How do I go about getting a car loan so I can walk into a dealer with the loan already secure, but I don’t know the final selling price of the car? I want to lock in an interest rate now, so kinda “pre-approve” myself for the maximum amount I want to spend, but I will likely not actually spend that much to buy the car. I.e locking in a interest rate for $45k/60mo now, but might only use $35k at time of purchase.

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Can someone explain the Roth conversion ladder to me like I am idiot? Which is what I am 😎.

HHI over $350k and can’t do backdoor Roth because I have tIRAs…

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Anyone noticed the dip in the market and is tempted to sell at this point? My advice is HODL. History always repeats itself. The market will come back up and if you sell you will lose. This is the time to buy not sell. Let’s go 🚀

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i always feel bad,whenever crypto newbies lament about investment scam, its the society we are and people need to ensure they make proper research before investment. i learnt my lessons the hard way, lost all crypto assets and wallet customercare couldnt do jack,until i had to refer to external companies like climaxrecovery ,com to help recover all my lost asset.

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I won $25,000,000 last night in the lottery (after tax). I'm 24 with no debt or obligations. I want to invest it into future goals with no lifestyle changes, and let it compound epically over the next 40 yrs.

What's the most efficient vehicle to transfer this money into an index fund without exceeding contribution limits, that also allows me to make executive decisions and divert portions of the funds to future house down-payments, trust funds for family, etc, with limited withdrawal penalties?

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Thinking about buying a used luxury vehicle (BMW 4 series, Jaguar XF, Audi, etc), target $30K-$35K, less than 20K miles, and <3 years old. Any suggestions about target models? I don’t like the idea of buying new because of the premium/immediate depreciation, and leasing feels restrictive. Is this a bad idea?

What is this tax exemption thing? It wasted 10 min for $1.46 😵‍💫

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Survey Question: What do you consider making a lot of money? $100k, $200k?

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How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

What does everyone think of the current Austin housing market? Looks like prices are finally starting to come down a good bit (not that that means much in terms of monthly payments bc of interest rates). Do we think we’ll see a steady decline going into 2023? Looking to buy sometime in the near future.

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My CTC will be
Basic 13LPA
FB 7 LPA
Total fix pay - 20 LPA

80c - 1.5 LPA
HRA 3 LPA

Any one please help mi on which tax method will be sutable for me old or new?

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Anyone out there who is a RN who works in marketing? I have been a surgical nurse/nurse navigator for 10 years and for the last 2 years have taken an interest in marketing. I have my own social media management company I do on the side for locals, but I want to transition to working for a company full time. Tips?

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Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

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My final semester of UG, GPA completely tanked (quite a few C’s, etc). This was due to a tough family situation I was dealing with, is it worth explaining in my apps? Don’t wanna look like I’m making excuses though

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Hi, fishes.
I have started to learn web developement.
Finished HTML.
Will start CSS tomorrow.
Any pro tip or advice you would like to give me on the journey of learning CSS?
Thank you. 😊

The Westin in Buckhead has bedbugs. I have bites all over my body. No one will return my calls about this.

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I am having my first NJT as a licensed attorney on Monday 😏 Opposing party is pro se, so it eases the nerves quite a bit. But still, I’m nervous. Suggestions, pointers, advice, dos/donts, etc.? All welcomed and greatly appreciated !

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I'm drowning in one-off business logic or planning requests ever since the last shuffle of devs. I'm the most senior, and def know the most, but on a team where our devs wear many hats, it means that I don't get to code nearly as much as I want to.

I also feel like these one-off requests do nothing for my career, as they're not seen as valuable to anyone other than the requesters.

Has anyone been in this position? What do I do to combat this?

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Any referal for Senior Analyst position in any Big 4.
YOE - 5.5 years
Tech stack - Advance Excel, SQL , CRM(Saleforce user end), SAP

I have a good hold of Data analysis and Dashboarding in Excel , Lean six Sigma GB and handled European and US clients.

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Hi guys,

Is Jocata a good company for software engineer to join.

Thanks in advance

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Deloitte is sending their managers to IIM BLR for further managerial training. EY should need to learn something from their competitors.
Senior people here need such trainings very badly....

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Not directly an advertising question, but I'm curious how this works.

When an indie agency is bought out, how do they determine the number? Is there a general rule to follow?
Droga sold for $475MM
Were they simply billing a ton or is there more to it?

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I work out every day, typically between 30-70 minutes (sometimes even 2-a-days) mixing in cardio/weight training/hybrid and have been doing so for the past 3 years consistently. Additionally, I eat minimal/no gluten (sensitivity) and absolutely no dairy (allergy) yet can’t seem to lose weight. Granted, with my clothes on, I feel like I look fine, but feel as if something is missing. Any advice or am I being too hard on myself ?

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What is the notice period of AC Bangalore?

What's your favorite online research sites for 4th and 5th graders?

I’m a senior HR business partner working in a consulting firm. I’m ready for my next opportunity! Prefer remote but will still consider hybrid in NJ. Please DM if you have anything within your network

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Hi everyone, not sure if I have any options but figured it doesn’t hurt to ask. I signed a lease in June for $2050 when I was under the impression it wouldn’t get lower than that. The same apartment is now down $1650 and has been dropping. this is super frustrating since it’s such a dramatic drop. It’s almost more cost effective to break the lease for $4k in order to save $4500 over 12 months - $500 in total savings + cheaper if I renew next year. Do I have any negotiation power? Pls help/advise

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Hi, I want to learn how to build ETL pipelines with Pyspark and Azure. As right now i have experience in feature engineering only with SQL and Pyspark.

Can anyone suggest anything online from where i can learn and do hands on?@

Any official update on pune office address apart from the one in Viman Nagar?

Additional Posts in Personal Investment Chatter

Should I short the market through Feb as the omicron wave is coming up? I have a few losing positions in stocks that I am willing to offload anyhow, so is it worth selling out and buying some s&p500 short etf, or maybe some options?

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QUICK! Can someone tell me their thoughts on FBGRX va FSPTX??? Also should I wait five days until after election? I know time in market > timing market but it’s four days worth it?

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Has anyone ever done a post nup? I’ve leaned my in-lawas have a gambling problem and really want to protect myself in case things go south

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Hi all - figuring out loan options. Does anyone know if it’s better to choose:
A.) a longer term loan with a higher interest rate and overpay each month (0.5% higher interest, ~300 less in payment each month)
B.) a shorter term loan with a lower interest rate and meet the monthly payment exactly

Or how to calculate the better option?

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I have a 529 open for my child. I max my contribution to his 529.
Couple questions
- can I use money from that 529 where my child is the primary beneficiary.
- can I open another 529 for me and Max out the contribution there as well?

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PSA - if you’ve moved around, search your prior addresses on the corresponding state’s website for unclaimed property. Just found a bit of extra money.

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I bought in at the high earlier this week, thinking of double down. Planning to hold long term with SLV as a thematic bet on silver.
Would appreciate any insight on this.

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Hi!!! Is btc lpath idx 2060 n diversified enough for 401k?

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Still playing catch up for my age, but happy with this year’s gains.

It’s not about being better than the guy next to you, it’s about being better than you were yesterday.

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likeupliftinghelpfulsmart

If I move from TX (no state income tax) to NC, can I leave my savings account and brokerage address as TX (to not pay tax on interest and dividends) and update credit card accounts address to NC? Or..

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What are your favorite personal finance, investment or similar type podcasts to listen to?!

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What are some stocks you guys would invest in the current stock market if you had $4K in cash now?

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I started using wealthfront to invest in ETFs. Only have 401k other than this. Should I keep or move to Vanguard or some other brokerage? If you have been using wealthfront, how has it performed

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I won’t be able to hit the $6k limit for the Roth IRA and am thinking of pulling $2k from my brokerage account to meet the full amount for Roth IRA. Is there any downside this? Would this be better than not maxing the Roth?

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What is your investment preference: S&P 500 ETF or Berkshire B? And why?

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My grandmother opened a mutual fund account for me with Putnam investments. She started it with $500 and its at $2000 now but I never touched it and have no clue how to use it or make it grow. Can anyone point me in the right direction?

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My cash + investments net worth is roughly $225k. I’m 22 living in Florida. College paid off through scholarships and living at home. 1. What net worth goal in your 20s would you consider as “wealthy” 2. How should I decide between buying my own place vs staying with my parents (who are the amazing) and continue to have very little expenses?

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Looking to buy a car around NYC/NJ area? Anyone been in the market for cars recently and can suggest good car deals or sites? Also looking for EV or hybrid cars so please recommend any brands (besides exorbitant Tesla) - thanks!

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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