{ "media_type": "text", "post_content": "What are some cons of consistently moving credit card balance to another balance transfer promo card offer? Wrapping up a previous 15month offer and was able to pay off 25%.", "post_id": "5c3378f967f59b0018f473c0", "reply_count": 4, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

What are some cons of consistently moving credit card balance to another balance transfer promo card offer? Wrapping up a previous 15month offer and was able to pay off 25%.

like
Posting as :
works at
You are currently posting as works at

Do I go with a personal loan for the rest, or go with a balance transfer and reduce the balance slowly

The only con is the balance transfer fee. If you're paying off enough of the balance for the interest savings to offset the fee then have at it.

What happens to credit score?

Fees, credit score ding, and the risk of missing a payment which brings down a world of hurt with possible massive fees and outrageous and possibly retroactive interest charges.

Related Posts

Have 200k Amex points .. all high redemption options I read online are for routes I don’t take. What are best ways to redeem for domestic flights

like

Us open grounds passes for sale. Two for Friday for $80 each, two for Saturday for $115 each. Flight to NYC was cancelled this morning :-(.

like

I would like to spend a month or little less in NYC to get a feeling for it before I make the decision to move there. Dont have a crazy budget to get a hotel for a month and airbnb fees are stupid high. What other options do I have?

likefunny

Advice needed: my stepmom pays for our vacation every year but she is a monster. I say we all pay our own way and dissolve her hold. The others say just deal with it for a free vacation. She is controlling, mean, and creates a stressful environment. I started getting my own hotel down the street but that made my siblings very mad. So I said Fine everyone pay next year and they folded. I hate it there. But they are my family.

like

Looking for a Tudor black bay 58 with black dial on nato? Tourneau in NYC on Madison and 53rd has one. I bought it last night then exchanged it just now for the leather strap. Call them and ask for Semsa and tell her the guy who just swapped for the leather told you. Unfort unless you’re an existing tourneau customer they won’t ship to you Good way to use that $500 chase sapphire reserve rebate for Tourneau. They also have a Tudor GMT Pepsi in stock

like

I'm new joinee in cognizant, wish to know is it easy to get leaves approved or we need to chase our reporting managers and plead ?

like

Is it safe to go for visa extension (dropbox appointment) at US consulate in Mumbai given we have all the necessary documents including NIE letter from employer?

like

Are we getting L1A visa appointments in Vancouver Canada?

like

Any talk of travel resuming at Accenture ? I am about to join as a Life Science Technology consultant and was hoping to get thoughts on if travel will be what it was pre-COVID (Mon-Thurs travel)? Thanks for your input!

like

Expecting my first child in a couple months. Parents in India have been dying to come to the US but unable to due to the visa restrictions. Anyone know of any exceptions to the visa restrictions that may apply or any other workaround? (Besides staying in 3rd country for 14days) I am above 21, married, US citizen. Parents gave up their green cards and are on tourist visa 😔

like

Say you’re offered a job that pays $325K, and you can work anywhere within the U.S. (remote job & team with occasional travel to meet team). Where would you live and why? Obviously “it depends” just curious to see the range of responses from this group!

like

***Oct 2021 Visa Bulletin Question*** Although the final action date for EB2 India is still stuck at Dec 2011, the date of filing chart has moved forward to Jul 2012. Question - My PD is May 2012. Will I be able to file my AOS based on the Date of Filing anytime soon? Please advise.

like

Are you okay with staying in a hotel room right by the ice machine?

likefunny

Are airlines doing food/beverage service right now? I have delta and American flights coming up. (FYI - More so curious about the alcohol part of the beverage service.) TIA

like

Chase UR is migrating systems, so they might not be able to find recent rewards bookings. Ask for a specialist if you have that issue - saved me a lot of time!

likehelpful

Has anyone gone on a solo trip or a female travel group trip that has recommendations? I have a week between jobs and thinking of exploring a new city.

like

Does anyone know how long is the H1B processing time right now ? (For new visa). My case was received on May 21st - Still have not heard anything.

like

If I’m starting on a 100% travel engagement and my parents live an hour away from my home office & they’ve been begging me to move on back home, is it worth keeping an empty in my home city?

like

Spotted on morning flight to LAX: multiple people wearing “KPMG future diversity leader” purple T-shirts. What’s this about?

like

Hey lady 🐠, let’s talk beauty. What do you use? What brands, creams, stuff? How does weekly travel affect that? Any tips for the affects of travel? Looking for advice on good skin regimens

like

Additional Posts

A colleague shared with me the presentation they have prepared for their promotion case. I worked with them on multiple projects during the year and I can clearly see that some of the claims on the deck are wild exaggeration or lies. For example, managed changes in scope for Project X including contract changes. Plot twist: there never was a change of scope for Project X and the contract is exactly the same. How can people be so dishonest? How far can you go before truth catching up?

likefunny

Hey all! If anyone is looking for a referral, reach out to me and we can see if you’re a good fit

like

Anyone interested in providing a referral to FireEye, Inc.? I have over 3 YOE in consulting. Thanks

like

Have 200k Amex points .. all high redemption options I read online are for routes I don’t take. What are best ways to redeem for domestic flights

like

Well-off client not over their spouse had previous counsel that didn’t know their head from their ass. So client is micromanaging us since we substituted in. Just got an email from client: “I need you to work this case like it’s your only case.” Oh, ok. If you pay your bill like it’s your only bill.

likefunny

When I first started traveling, I used to prefer to stay at the W, Andaz, Meridien...no matter where I travelled. Now I find myself at the Fairmont, Four Seasons, Ritz...signs I am getting older?

like

Any update on office opening Pwc Sdc Bangalore??

like

What are your thoughts on a control analyst position? Are the hours terrible like audit (10 to 11 hour days)?

like

Boycott Hilton over construction on Uyghur Mosque site.

like

Like Mck does Bain also provides any benefits related to Home Loan?

like

Is asset management a difficult path post-MBA? Are there any lucrative finance roles outside of IB that are available to T15 MBA grads?

like

Three weeks to leave for MBA, assigned to a new project. Please send me some words of support to not throw everything away and give up just now!

like

I'm a Microsoft Dynamics and C# Developer at a Big 4 consulting firm. But... working with Dynamics for the last 5 or 6 years is starting to wear on me. The salary is great because there is a shortage of qualified Dynamics developers, but I want to do something else, even if that's just back to being a run of the mill C# Developer. Maybe this is more of a rant or I'm letting off steam, but has anybody on here ever essentially gone from a specialized type of roll to more general role?

like

Us open grounds passes for sale. Two for Friday for $80 each, two for Saturday for $115 each. Flight to NYC was cancelled this morning :-(.

like

What percentage of total outstanding shares is typical for Senior Manager/Director level hires at a startup that is last stage Series E/F? Valuation of the companies are $2-4b. No MBA

like

Thinking of going to bschool. What is the starting salary and guaranteed bonus for a senior consultant coming out of bschool at MBB vs Accenture Strategy vs Deloitte S&O?

like

I hate that it takes me being sick on the couch for a weekend to realize I need to chill TF out and take care of Me first.

like

Hi 🐠 moms! Currently on maternity leave, but considering extending to take additional time off as I've heard theres quite a bit of growth/development in the first 6 months. Thoughts/Opinions?

Hi Folks - I wanted to understand..how is H1B 6 years duration counted? Is it strictly by the dates on the petition? In my petitions for example, first one was valid starting Oct 2017 and then I got an extension in 2020 till Feb 2023.. so that just equates to about 5 years and 4 months. So is my H1B only till Feb 2023 or it can extended to allow for the remaining period?

like

My in-laws bought a Wyndham points time share. And of course they are regretting it now. Is there a way to get rid of it?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal