What are some financial strategies that can help me save money & create passive income.
I am a future mother, and I am looking for different ways to improve my finances. I don't want to live paycheck to paycheck honestly.

I live in Albania - a western country in the Balkans/Europe

Anyone work for Morgan & Morgan? Do you know if they allow you to work remotely/hybrid? I’d like to apply with them but the closest office is an hour away and I don’t want that commute. I have a young child.

For those of you that had more than one child, how was your second and subsequent pregnancies different from your first (besides feeling more tired because you have to run around after another kid)? I haven’t developed the morning sickness like my first yet and I’m feeling hopeful it will stay that way.

If one has a 401k (pre tax) thorough their employer and an independent Roth IRA (after tax), is investing in a Roth 401k (after tax) a better option if the employer allows it? Making a little under 100K for reference

Any one know of a great credit card promo? Have $15K purchase coming up in the next month. Would like to limit to applying to one card.

My boyfriend wants kids. The only kids I want are the ones with fur and 4 legs. He loves them because he has nieces and nephews, but he doesn’t even wake up when our senior cat cries at night or throws up on the floor. I’m the one that hears it. Doesn’t make me feel hopeful that he’ll wake up when he hears a baby cry at night. He sleeps like a log.

Question for moms past the young toddler phase - at what age did you find your child could safely & independently play/entertain themselves for 30-60 minutes? My just-turned 2 y.o. can play fairly well independently for 5-10 minutes and of course needs to be very closely supervised for safety (he loves to climb).

Just trying to put in perspective when we may get to the next step of having a chance to do something while we know he is safe/playing on his own. Thanks!

Recommendations on where to stay in Bermuda with a large group (7 adults, 1 baby)?

The military saved me. I'm serious. I brought so many conflicts into the service, my father was an alcoholic, and I was an opioid addict. I've been clean for seven years thanks to my training. Forever thankful to the troops for that.

Going to be moving to the Bay Area (looking primarily at South Bay) in a few months but curious if the rental market these days is as competitive as the real estate market (I.e. missing out on properties due to multiple tenants applying for the same rental)

Ladies, I have a question. After I use the maternity leave, how long do I need to work for the company? Can I quit immediately?

I remember seeing a post with the advice, anybody has a checklist of things to do before quitting and going home? Can I still open an IRA to roll my H1B, how do I proceed to freezing my H1B, etc?

I recently started a new job as HR Generalist at a small government contracting company. I only make about $66k/ year when previous i started closer to $45k but as a single parent of a kid in daycare, im struggling. I want advice on the best way to build my career as fast as possible to reach by goal of making $100k within the next 3 years in HR. What should I do to further myself professionally as fast as I can? SHRM classes? certs? PHR? all resources welcome!

I feel very lost. I just started as an associate at a big firm this year and have a one year old son. Learning how to be a mom and an associate has been extremely tough and I have felt burnt out on multiple occasions this year. Prior to having a child, I was a very determined individual and was used to saying yes to almost everything because I wanted to accomplish those things. Nowadays I feel like I don’t care about my job as much and being away from him gets more and more difficult.

Hi mamas! We are looking into childcare options when I go back to work in September and my baby will be 5 months old at that point. What are the pros and cons to each option (daycare vs nanny vs in-home care etc)? I’m a FTM and it’s stressing me out big time to trust my baby to a stranger.

Finished Stern interview and think I have a good shot of getting in. Trying to determine if 200k is worth it for an EMBA? The debt scares the shit out of me. Thoughts?

Should I move my 401k balance from my former employer into my current 401k?

Seeing all of the moms at bring your kid to work day makes me 😄 I hope I can be like you one day!

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

I'm 30lbs up from wedding weight. First kid is 15months and becoming more active, second kid is coming in October, and I'm targeting director promo next year. Any tips on shedding fat before baby two?

Would anyone be interested in participating in a research study? The only requirements are to be a school district employee and have a child in the district with special needs. Please help!!!

How to ask Salary Hike to my Manager, How should i lead the conversation? Will it impact anything (promotion etc.). Please guide me as I am fresher and this is my 1st company.

I am looking for ideas on how to teach spelling in the classroom.

Will Tua be a rushing QB?

I’m considering an opportunity to work in house at a large private equity shop. Anyone have any first hand and direct insights about how working in house at a private equity firm compares to working in the m&a practice of a V10 law firm? I’ve done my research but looking for any honest opinions from folks who have made a similar move. Thanks!

I’m becoming more and more uninterested with my current situation.

May I know what's the current Trend at Capgemini in offers?
Appreciate ur responses those who got offers recently.
Yoe, tech, salary pls ?

What max. fixed package can be expected from EY GDS for Manager (consulting divison- IFRS). Already have an offer with BOA of 36 Lac (Fixed). YOE= 10.4
How EY GDS is in terms of WLB, Job security in comparison with BOA?

What made you realize your LTR was finally over?

Since the beginning of this year, I stopped drinking alcohol, and it was easier for me when we were WFH. Now that my team wants to go to more happy hours, how do I navigate the happy hours? I’m a consultant, and people love to drink in this profession.

Hello fishes,
How is job security in T systems ICT pvt ltd , Pune. ?
@T systems.

A friend is considering deferring an offer (stem PhD) for 1 year straight out of undergrad to work in NY, either in a research institution or a biotech. She does not have any real work experience outside of her lab (3 years) and an adjacent internship. Another factor is she is just generally feeling burnt out on school after the last few years.
To what extent did you find that a year or two of work impacts prospects coming out of PhD? How might a year off from school impact her PhD work itself?

Hi fishes,
I have 3 yrs experience in big data , I recently joined exl
What's is the bench period in the exl
How the projects get assigned in the exl

Anyone take letrozole with success? How many cycles did you take it for?
Side effects?
I’m supposed to start it soon. I have pcos (long cycles, usually ovulating, good egg count).
TIA

hi sharks
anybody can let me know what is lead analyst implementation conversion senior profile In Fis global
What is there responsibilities??

Underpaid lateral hire here. My team is great, partner is amazing, they recognize me, but haven't been promoted yet stating 'Covid'
On every call with them, they say amazing words and I genuinely believe it's true because gets reflected in reviews.

Time to switch ? It hurts me to overwork and not get what I expect. I have expressed my wants clearly

Are there any firms out there that actually let you take all your PTO? I hate that we have to make up our PTO to meet utilization targets. Been on a capped 40-hour project for the last two years and it’s had a terrible effect on my utilization.

Plus, any firms that don’t require more working for free (like all of our BS firm contributions here at D)?

How do you recession proof your investments? Ideas, suggestions.

I have a 100k cash sitting in the bank account. Just rotting away. How do i invest it? I don't know the first thing about investments. Help!

What do you think medical expenses per year are in retirement? At 45? At 65? At 85? Unsure how to budget rn

Best Cannabis ETFs to buy this year from own experience?

Asked in a different bowl but didn’t get an answer. Thoughts on parking $100k in an NRE account (India) and use in a year or 2 for a house downpayment. I thing the current interest in 5-7%.

I’m regards to saving medical receipts to be reimbursed from your HSA at a later date: how do people maintain receipts over time?

If one has a 401k (pre tax) thorough their employer and an independent Roth IRA (after tax), is investing in a Roth 401k (after tax) a better option if the employer allows it? Making a little under 100K for reference

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Combined, my partner and I have federal student loan debt totaling $87K with interests rates from 3-6.13%. I have seen mixed advice whether to put all extra income towards paying it off vs. putting 60% extra income in to pay off, 40% to investments vs. all extra cash to pay off any loans 6% or higher then invest the rest… what do you all recommend?

What's the main diff b/w '401k Before Tax Contrib' and '401k Roth Contrib'?
Currently,in my employer sponsored 401k plan, there are no 401k Roth Contrib, wanted to understand how should I balance b/w the two?

What do you think the total cost of a child is from 0-18 + college if they are interested. Just did the math in my head and am kinda shocked by the price tag. I want to give my child the best and more than what I had (private school and college paid for). Curious how others budget / plan for a child and what that total number might be

Not considering actual percentage rates but on concept - buy toys (motorcycle) cash or combo of cash and credit? Curious what y’all think.

Just realized the Financial Panther FIREd with just $175k. And by FIREd I mean, quit his day job and only does gig work (DoorDash, Rover, AirBnB) at his convenience. In case anyone is feeling trapped in their current job situation.

I have a small chunk of money ($40k), should I take advantage of Calis first time home buyer programs and buy a house? 31 y/o, living in LA.

Is there ever a circumstance where it makes sense to buy a home if you’re not sure you’ll be there 5+ years? What criteria would need to be in place for it to make sense to do that? Currently renting - paying too much - lease is up in Summer 2022 and trying to decide next move. See some townhomes for sale that look great and mortgage would be less than current rent.

Can you critique my portfolio please?

I currently have: FNDX, SCHB, VTI,SPY, SCHF, VXUS, SCHG, SCHP, BNDX, BND SWSSX, SNXFX, SWPPX and SWLGX.

I don’t really know what I’m doing so all advice is appreciated.

Have a friend that just signed up for a 529 plan in Utah (we live in Texas) - is that really the best one or are there better plans out there offered by other states? Texas is no state tax so I don’t really care about the tax breaks unless it’s a federal one which I don’t think exists...

Any lender recommendations in NJ? I am new to the process. Not sure what type of mortgage I am looking for yet. Should I talk to a mortgage consultant?