What are the general thoughts on automatic rebalancing of 401k? Good idea to maximize returns or better to pick some funds and stick to them?

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If it’s robo-done (like Schwab intelligent investor), I’ve found that they’re not all that intelligent.

If it’s a managed fund, just check the historical returns and see if you can stomach those

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Someone please refer me to tcs or big 4 /big 3 or any good company where I will get health insurance .
Domain : Finance
YOE : 5+
Education : Ca final & M:Com
Skill : Advanced Excel with Macros & VBA Rep
Am a Chronic kidney disease patient stage 4 , in future I might need insurance for transplant / dialysis .

Otherwise am active & perfectly working fine in a Pvt Ltd company .
Just that leave policy is very rigid & no insurance .

If you may refer me that will be really helpful !
Thank You .

Hi All,
I recently joined FIS but as I doesnot know about OPD policy which at the time of joining HR said that 16k p.a will be reimbursed. Please let me know the process of OPD reimbursement or GHMI policy.
TIA

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Started in Tax 1yr ago but was pulled onto PPPConsulting project 10 months in. After PPP I can’t see myself going back to tax. I’ve become interested in healthcare and eventually want to do MHA and go into hospital leadership. Just interviewed for a FA position at large nfp hospital system but also debating shifting to D’s OT health consulting group. I’m a CPA and dk what to pick. Insights? Need to move b4 tax busy season. Consulting starting pay and wlb?

It is looking like we will have a divided president and congress vs. senate. My thoughts are this will make it difficult to enact legislation, so it will mostly be business as usual and gridlock.

Thoughts on impact to healthcare?

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Have a call with recruiter and need to give them salary range for Microsoft level 65, principal program manager in Redmond. Thoughts on ranges for base + benefits please? Asking here because I heard(from inside friends) the google search is giving outdated answers… TIA!

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Hello, I am hiring a General Manager - preferable with a local passport and education - for anm digital advertising agency to start up subsidiary in SG to cater for the local SEA market.
What should I expect this person would require to receive in salary and benefits?

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Is it true that you end up getting shafted with internal transfer opportunities? I understand there would be no sign on bonus, but long term are you really sacrificing that much in pay (pay is increasing with internal transfer)? Obvious benefits of internal are keeping PTO/401K vest/pension

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Is it better to roll over 401k to new employer’s 401k or into rollover IRA? IRA gives more flexibility but staying with 401k seems safer than picking myself. Any other pros/cons I should know?

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From EPS how much pension one can expect?

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Prosecutor here considering career shift. I’m a first year DA making $87k in CA and have very good work/life balance + benefits. I’m passionate about the work but honestly need to make more to buy a house/someday raise a family in OC area. Any former prosecutors here feel the same way? Any insight from those in private sector re: higher pay but (possibly) worse hours? Considering L&E or plaintiff PI

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Can one retire early as a Partner say around 55 instead of 60? How will it impact pension benefits?

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Hi Hexaware,
This question is for my brother.
He joined h3xaware as fresher this year and has unknowingly declared medical insurance for parent. As I am already having another medical coverage for them. Is there a way to opt out of the insurance from portal.
It caused a deduction of 2k from his salary and is not required.

Any information on this or process will be really appreciated

#medicalinsuranceforparents #notrequired #optoutofparentalinsurance

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

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Which tax regime to choose? I’m planning to opt for Life insurance of 81k per annum. I may also take a home loan in the future. Which regime would be suitable for me and what are the steps that I can make to reduce my taxes and get max benefits. This is the first time I’m falling under taxable income slab. So, I’m little confused about these things. Help please. Thanks.

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Deloitte 401k:
- % match?
- 1 year to wait for match eligibility?
- does the match vest immediately?
Sorry if it’s been posted online, Glassdoor oddly reflects some mixed reviews..

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Recently switched into healthcare / life sciences because I want to have an impact on the world. My projects have been delayed for months, and I’d appreciate some advice from more experienced people

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Question for software engineers who are either already fully remote or looking to go fully remote, are there any specific benefits you want or expect from companies that might differ from the normal benefits? What things would really attract you or would at least be something that you would appreciate?

Hi Everyone! I will start recruiting for healthcare (RNs, LPNs, etc) next week. Do y’all have any advice for healthcare recruiting and best practices?
I would really appreciate the info! Thank you!!

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Anyone here know anything about Unify Consulting? They reached about looking for senior roles to build their National Healthcare and Life Science vertical.

Advice on how to exit to healthcare/pharma director role? What companies and roles are good to target? What level should you be when you exit and what experience should you try gain in preparation?

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More Posts

Anyone in business operations have their lean six sigma or six sigma certification? If so, can you recommend a program? Thank you in advance

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I have the day off today - usually I’d go to a workout class and/or a museum, but unfortunately most fitness studios are not open for indoor classes and I don’t feel like a museum today. Any suggestions on what to do? Open to ANYTHING, in any borough, although I am based in Manhattan!

likesmart

In the last PDM town hall, they said they were going to lower utilization targets for those that work on projects with capped hours. For those people, have you seen your utilization target lowered? I haven’t seen shit change for me.

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Was that as good for you as it was for me?

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likefunnyupliftinghelpful

i am an mutual fund distributor if need help cum guidance can connect@9302340643

Can anyone refer me to state Street company

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Is a responsive email from a partner laced in profanity and all caps acceptable? How do you deal? Does this bowl allow male attorneys in (this post is about a male partner)? Within an hour of said email, I received a phone call and email from our “hr” blaming me for the response and bringing up alleged shortcomings that have never been voiced before (despite receiving feedback in a firm wide attorney meeting discussing each associates’ strengths and weaknesses).

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I have a company that does rapid prototyping for startups, basically building up MVP from scratch. So far I was just doing it for friends and friends of friends and I am looking to expand into bigger markets. What's the best way to approach this target market?

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Does EY’s vision plan not cover eye exams?

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Anyone on here swap their Rolex Sub bracelet to a rubber strap? If so, which one did you go with Rubber B or Everest? And how are you liking it? Do you find yourself coming back to the bracelet? Been debating for a while now and thinking of making the leap for the summer.

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How does Nagarro BYOB referral works? Are we awarded only if the person joins? When do we get the reward?

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Hi team,
I am looking for a change in a product based company.
I am a backend dev with 6 yrs of experience earing 25lpa. Please suggest companies with good working environment and accepting applications.

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Looking for advice. A company came back with a counteroffer that I am still not happy with. Can I try to negotiate a second time or is that too much back and forth? What would you say?

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I’m a social media manager looking for a change. How different is being a community manager?

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How likely is this for new joiners in June/July?

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I accidentally blocked my ex on Instagram. I was meaning to “restrict” the account but accidentally “block” him instead. What should I do? 🙂

funny

Currently at Indeed but feel underpaid - besides FAANG, what other tech companies have great salaries and stock?

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Hi Hexaware,
This question is for my brother.
He joined h3xaware as fresher this year and has unknowingly declared medical insurance for parent. As I am already having another medical coverage for them. Is there a way to opt out of the insurance from portal.
It caused a deduction of 2k from his salary and is not required.

Any information on this or process will be really appreciated

#medicalinsuranceforparents #notrequired #optoutofparentalinsurance

Current salary is 120K, salary for next year could jump to $140k+ given promotion to manager.

Does it make sense to target 130-145k for exits into roles below manager or should I be waiting for manager opportunities?

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Tomorrow I’m reporting my white female coworker to HR.

It’s more of a protection measure for me but for once, I’m standing up for myself.

likesmartuplifting

Additional Posts in Personal Investment Chatter

I’m at a loss for picking index funds. New investor that is opening a Roth for the first time! All ears for advice. Thanks.

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Not sure where else to post this. I’m trying to use my dependent care FSA for our nanny, who my wife has been paying. Just realized that her arrangement with the nanny is “under-the-table” which means the nanny does not pay taxes on the income. Can I still use my DC FSA funds?

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I have an in house offer and with all the extra big law bonuses lately, it’s going to be a 40 - 50% pay cut. But it’s an amazing opportunity and I’m excited about it. Last May I started working with a Morgan Stanley financial advisor for long term investing. I will definitely have to cut the amount I am investing each month in half, but I am wondering if it is worth keeping the account open with Morgan Stanley after all the fees. Does anyone have any insight on the pros and cons?

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Has anyone moved to Florida recently? If so, any tips on renting an apt for 1-3 months

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Any tips to link a Payflex FSA to Personal Capital? PC can’t find my acct and I’ve tried mult vendors.

HEEELLPPPP 35 no savings no retirement need investing advice or contact for a reputable certified financial planner to help set up some investments for me....

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I have about 100k of my previous company stock , holding them for 3 years now. They did not grow much like other stocks and it’s risky to have this much amount in individual stock. If I sell them today I would have to pay about 20k in taxes. What’s the recommended way for selling? Should I sell Thai year or next year?

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Anyone buying UiPath stock? “UiPath rose 23% in the company's stock market debut on Wednesday after the software vendor and its investors reeled in $1.34 billion in the company's IPO. The shares closed at $69.”

likesmart

Anyone think market hit the bottom?

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What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

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Real estate investment worth it right now in a hot seller’s market?

Or is waiting a year or two a better bet?

Currently renting. I want to get a multi-family property and house hack for a bit.

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I had rented my condo to an unpleasant “condo maintenance company” as my tenant. Had to end the lease prematurely, a lot of trouble. Now I am deducting about $500 from their deposit of $2150, and he is threatening me that “his attorney will be moving forward and pursue every legal right he has as a tenant enforcing the RLTO”.. am I at wrong here? Anyone knows RLTO?

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Is financial planning (certified financial planner) a lucrative career path? How much can a CFP make realistically?

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VUG or VOOG for long term Roth IRA? 24 years old fwiw. I recognize that I am younger and also have plenty of individual stocks in my regular brokerage account

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General question: is there any certain “rule of thumb” post that you sell to take profiles? I’ve seen some experts (“”) say to always collect at 20% and others say until you see a reason to sell. Asking as rearranged last week and luckily got into the airlines before they exploded and now I’m sitting about 50% up on delta. And after selling Zoom way to early (used to buy my delta), I’m not sure whether to take the cash or let it ride more. This fast a rally makes me think it will plummet soon

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Well that just wiped all my gains. 😂

likefunnysmart
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Trying to decide if I opt for a HDHP to get the HSA or just go with the low deductible PPO. I mainly use my insurance for therapy which is $75-80/session with HDHP vs $25.

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Should I use my bonus to pay off a CC (0% APR until July 2021) or save it until then due to market volatility? Does it make a difference either way? CC balance is about 6k and was used for moving expenses

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For a Roth 401k, is the annual limit imposed on the pre tax contribution or the post tax contribution?

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