What are we buying today boys and girls? (Got 5K to play with)

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I'm thinking MSFT, but unsure with everything slipping now. I'll wait for the head and shoulders formation confirmation...

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With all these debacles (voyager, celsius), do you think staking contracts are good?

Already risky crypto, how many of you actually stake and have comments in favor or against..

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Make 110k base (no debt) and looking to buy a 400k condo. Can I afford this house? Not sure if this purchase price is typical for the income.

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I want to get better at stock trading, any tips?

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Genuinely curious. Do y’all think we’re in a bubble? Depending on the day I feel swayed by either argument. Meme stocks aside, equities seem incredibly overvalued, especially in tech and green energy/EVs and people are acting like nothing will change. However, with rates this low there is no where else to place money and there’s plenty of liquidity to go around. Are we in for inflation and a correction or the roaring 20s?

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Do rental markets really get slow in the winter? What about now with how much people are holding off buying because of interest rates, do you think the rental market may remain strong? I'm in Colorado.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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Anyone who left HCL me what to fill in current PF trust/RPFC for withdrawing PF

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Do amex have transportation and free meals in Bangalore location

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Peter Schiff is a very angry old man. Imagine if he bought bitcoin when his friend Max Kaiser told him about it in 2011!? He would be been a legend!

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Anything you wish you did 1-2 years before going to b school to help pay for the cost? (E.g., 529)

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Thinking about buying a home with my fiancé . We’re not married yet and would like to purchase a home first. What resources can I look at to learn more about purchasing/financing a home with someone else? Also have no idea where to even start, would also appreciate if anyone has any resources for a total new like me!

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If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right next door that is much better for $380k (top end of my budget). I went to their open house and the selling agent said we were the only ones who showed up.

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Just got engaged 😊😊. Need some advice. We both have two homes already.
1. Is it always better to get a third home ?
2. If yes, is better to rent out or sell the other two homes? Both homes mortgages are $1250 & $1450 and 1500 sqft & 2200 sqft respectively. Both homes are 3 bedrooms.
3. If we are getting a third home what price range is recommended?

We are based in Houston and HHI is going to be $380,000(including bonus & rsu) & $300,000 base. We are 27F & 30 M and no kids yet.

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Looking for a really good realtor in the downtown area/Elm Thicket/Park Cities area? Maybe even Vickery place. Any recommendations?

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Go big or go home. Mega funds only.

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Based on my calculations once I begin to max my 401K, Roth IRA in addition to HSA which is already maxed out, I’ll have approximately $5 saved per month 🥲

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If you no longer have a NY apt (and no ties to NY states as a result) and now WFH in a state with no state income tax (Florida), are you still subject to NY States taxes/withholdings?

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What’s what’s your age and how much in savings do you have? Are you investing your savings in stocks or index funds? Any student loans?

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How to transfer PF fund from hcl to epfo if i was a non pension member???

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I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

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Any input on how to best assist brand new immigrants in transitioning to the USA while also gaining academically? Our school has a steady stream of newcomer students and I want to grow in how I help.

Give me 100 Likes

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Welp got a raise for the first time in 3 years…..$.40 yes there is a decimal…40 cents. 😐

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Does anyone have experience or knowledge of how much someone who goes through the SAP academy for customer success makes when they come out as an account executive base and bonuses? Or how strenuous the 9 month training is?

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Privacy fish - Anyone taken the CIPM and can share what the exam is like?

Content outline seems like application of standard consulting approach, so how do they test it on an exam?

I hear a lot about Bankers & consultants going back to school for their MBA. I’m a digital marketer having worked for 5+ F500 clients. Should I try and get an MBA from a Top 20 school?

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When should I tell my boss/team that I’m expecting? I’m fully remote and don’t have to worry about “showing” at work, but want to give my colleagues ample heads up without jumping the gun too soon

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Having trouble wrapping my head around some bad/disturbing news in my personal life and trying to maintain focus at work. It’s been over a month now. I feel like my performance has taken a nosedive. Any advice?

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I live far from my house and hence I take 5pm cab. My senior says I waste 1.5 hrs in cab during evening. However I go home and work always. How to tackle this situation

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What is something your government could implement to make your work easier/more productive?

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Recently graduated and working in consulting but missing aspects of higher education (not ready for grad school yet). Does anyone have any suggestions for associations/orgs related to finance/economics/general business trends that have great speaker series’/conferences? Preferably Chicago area

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Just had an interview with Comcast for a junior project manager and the pay is between 60-67k…. Does that sound too low?

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So I was one of two final candidates for a position. I was not selected and was fine. What I do find issue was being told they loved me and still want to work with me. They referred me to one of their vendors - pay is 50k less and I would be working for the person I lost original position to. I am under the impression they do not realize how insulting they came off. AITA for saying below my salary expectations and not in line w/ career trajectory goals? Thanks but no thanks

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I was asked to do a seminar presentation interview. Can I present the work project I’m doing now at my current company? Will it bring me trouble? But I don't t have other work to show, what should I do?

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I just joined this amazing community. Looking for a job switch new to this need some tips as well...

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I’ve had my nursing license for a year and 6 months now. However I went directly into the plasma industry of health care. I want to venture into a more diverse hospital role. Does anyone know of any open opportunities in NJ hospitals or practices? I feel like I’m wasting my license away not doing much nursing in this field. I am a manger where I work and make decent money but want to use my RN in a more productive way.

Hi Guys,

Which organization is better to join Barclays or MasterCard?
How is the appraisal process, performance bonus, and any other perks?

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Hello Fishes, I am a Servicenow developer with 3+ years of experience.
Currently having offer from wipro of 13.5 Lpa is it worth joining ?

How is career growth, job security and work/life balance in wipro?

Thanks

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Laid off after Thanksgiving. 54. Not done yet. Plenty to offer. In Detroit but ready and able to move anywhere. AD/CD. Hangin in there. How bout you?

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Additional Posts in Personal Investment Chatter

Aside from index funds, how much do you set aside for “play money”? Ie buying individual stocks based on speculation or what’s hot at the moment

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My financial advisor is asking if I want to roll over my 401k to them. I’ve always rolled over to my next employer, but since I had previously had vanguard (I trust vanguard) and now have empower (unknown to me) Im considering doing it. Is the major trade off that I would be paying the 1% management fee? For context it’s 100k to rollover and my current brokerage with the FA is about 50k. I know I don’t have much to warrant the FA but I like putting investing on auto pilot so I don’t obsess.

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My grandmother opened a mutual fund account for me with Putnam investments. She started it with $500 and its at $2000 now but I never touched it and have no clue how to use it or make it grow. Can anyone point me in the right direction?

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Should I refinance my student loans now or later? SO is in school another year with ~$100k in federal unsubsidized loans, at an average of 6.5% APR, 10 year term.

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I had 4-5 hard inquiries going through the home buying process. What can I do to mitigate the impact?

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Hi investment fish! My Wife and I make a combined income of just under 200k and looking to buy our first home. We want to live comfortably in our means, what price should we be looking to stay under?

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If you see a property and want to put in a verbal offer (to the builder) on the spot before reaching out through your agent, is that okay? Or should you wait and let it go through the agent?

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For those of you that manage your own investment accounts and invest in micro or mid cap stocks, how do you find companies originally? Do you just research a sector you want to invest in until you find something you like? Are there websites that do this?

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Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

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Hello. Anyone familiar with iBonds? I started investing a little in March of this year, and while I see the interest rate has changed from 7.12% to over 9%, I don't see my balance growing beyond what I have put in. From what I've read I thought the interest would hit monthly. Also I keep hearing that they are super safe because they're backed by the govt, but what are the actual risks? Any insight is greatly appreciated.

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Is Amzn Still a good buy? Looking to invest some $$ today 😎

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Who’s buying DIDI?

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Has anyone used ellevest ? Pros cons? Or should I just invest on my own. I’m looking to just do a small sum to start until I pay off the rest of my student loan then can contribute more later. (Hoping by spring this year)

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Has anyone tried using air bnb to rent out their property daily versus finding a long term tenant? Curious about the pros and cons to consider. I’d rather do air bnb so that I can use it also when I come into town, however not sure how big of a headache this can turn into. Appreciate any tips.

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Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

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Is Build Back Better getting rid of Roth Conversion?

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Does anybody work with personal capital for wealth management? I just had a meeting with them and it seems a good thing to have them manage investments since I don't have the time (or skills/knowledge to do it? I'd love to hear from who have hired them what your experience has been... Thanks!

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Becoming a Senior Manager this year and live in the DC area. Any recommendations on pay band as we start negotiating?

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How do people in hcol cities do it? All in, I make a little under 200k in Atlanta. Im able to max out my 401k, HSA, & back door roth. I save 1200 + buy 2 shares of VOO /month. Mortgage/HOA is 2100. After all that, I find myself watching every penny on my Amex bc money feels tight. Would love to move to a bigger city but PwC wouldn’t pay that much more & it’s hard to envision mortgage or rent doubling like it would in SF/LA/NYC. Tips for how to make your budget work? Just save less?

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This is my first time investing. Have about $50k savings. I am thinking of investing $10k. $4k in S&P 500, $3k in Muni state bonds and $3k possibly in mutual funds. I know its not a huge investment but trying to start small. Any advice would be appreciated

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