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H1b: Roth or traditional 401k??
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Testing a new post at 12:06PT 5.12
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$20.5k of pretax 401k (total stock) $37k of after-tax 401k (with an in-service conversion to Roth to complete the mega back door ) (total stock) $12k for me and my spouse’s Roth IRAs $20k to taxable brokerage (total stock) $2.5k on a gaming laptop!!!!!!!!
A7, loving the investment protips, but let's get to the truly important stuff-- specs on your gaming PC? Prebuilt or DIY? And which games do you play?
I paid off my student loans earlier this year, and every cent of all of my previous bonuses went toward those (or my wedding). This year, I am treating myself to a pergola, fire pit and outdoor seating for my backyard.
Just my boring perspective, but every dollar of my bonus money while in biglaw went to investments. Allowed me to build up enough of a significant financial cushion to have the courage to leave.
Check out https://www.biglawinvestor.com/ or white coat investor. Good guides on what to do with your money. The smarter you use your money now, the sooner you will become financially independent and work because you want to, not because you have to.
I saved half like a responsible adult, I’m spending the other half like a reckless child.
I literally just bought diamond earrings 5 minutes ago 😅
Definitely not. And I spent 10k on a ring last year if it makes you feel better 😅 Jewelry is my weakness.
Buying a house next year, so it’s all going towards my down payment
Congrats!
Home repairs, paid off all high interest debt, and put 11k in savings. I now have 11k in savings for the first time in ... ever.
Thank you! 😅
Mentor
One *small* purchase and then the rest to pay off the loans. No better feeling than freedom.
VGT, VUG, or ETH
Mentor
do spy qqq
I want new skis
A cheapitaliandreamhome
Omg
Enthusiast
Here's the ring: https://www.etsy.com/ca/listing/522951687/3-carrot-diamond-ring-3-carrot-ring-925
Trip to Mexico with my girlfriend!
Coach
Student loans.
Subject Expert
Upping my emergency fund to 8 months of living expenses and doing home repairs.
Dogecoin
Yo, anyone spending $100k on a wedding grew up privileged. People that grew up broke are not going to prioritize paying for a wedding vs paying off debt.
This incessant need to label everyone who is not disadvantaged as “privileged” is becoming both annoying and meaningless.
Subject Expert
$25K on helping family. $5K on spoiling family. $5K on spoiling me (vacation and shopping). $60K on mortgage.
Mentor
Thanks. Those are good ideas.
I spent 10K of my bonus on a GMT Master II and I'll do it again!!!
I am thinking about trading it for a used Lange 1 since the grey market for the GMT is going crazy
Enthusiast
Getting married next year so my bonus and the majority of last year’s and next year’s paychecks is going towards my wedding
Elope elope elope and take your family on a nice vacation.