What are your financial rules of thumb to save for retirement, buy a car, save for kid’s college, buy a house,…?

What percent of your savings are in bond etfs ? Is it a good time to put some money in bonds ? Or should I stick to stock etfs ? Want to park some money safe if there are immediate needs

Hi all. My 6mo rvw is approaching in <2mo. I am aware I will receive a performance-based raise, but not sure how much. My student loan payments kick back in shortly after and I could use some advice on how to ensure that raise accommodates as much of my new debt as possible. I have over 6 years of various office and FOH experience, but no degree. I often receive praise from coworkers and intend on revising my SOP to record every one of my tasks in my current position to cover my basis. Thoughts?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

My TSA pre-check is expiring on 11/25 but my Global Entry doesn’t expire for another couple of years. Do I need to renew pre-check separately?

Hi fish friends! I’m new to the city and apartment hunting. How much do you typically pay per month for utilities and trash? An apartment complex I’m looking at has utilities included so trying to compare my options. Thank you!

With your income, how much do you feel comfortable paying for rent?

This would be my first time renting/living in my own in NYC wondering how much do you pay on other apt things monthly rent like internet, utilities other things I’m not realizing yet.

Nifty 50 index mutual fund vs Nifty ETF ? Which is better ?

Had a 1×1 with my manager who told me that my ratings was at the lower end. My workload has been pretty hectic and have a infant at home which makes it hard for me to focus, since both my wife and I are working from home and we take turns who takes care of her. Told my wife about sending my infant to day care, but she is adamant that she wants the baby to be at home till she's a year old. I feel helpless and I am stressed always. Only source of joy is my baby's smile

Hello ,

How much is the cost of a 2BHK for rent near Doddanekundi area ?

What are some good and affordable societies near to Bagmane bussiness park area ?

My budget is around 30K .

Thanks in advance.

While de-escalating a situation or dealing with a child having an outburst I tend to notice outside coworkers coming in my room to offer help or just check in. I find this doesn’t help it actually makes the situation worse. Would it be rude of me to send out an email asking them not to interrupt since it can make the situation work. I know most of the time it’s cause they are being nosy.

Any tips on saving 30% plus living in NYC? 23 y/o. Currently have 65k between, savings, investments and checking. I’ve been living at home for the last 1.5 years. Make 75k and I’m about to start paying ~$2000 in living expenses (rent + utilities). Salary should jump this year to at least over 80k in October. (maybe more but in this economy who knows lol)

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

How long did it take after getting your license to actually start making money?

How to transfer PF after joining new organization.

There is no romance and feel like I'm stuck in my marriage. Wife has been feeling the same way since a year. There is no respect, love, intimacy between us. She's just sticking it out for our child (under 4)..I feel like I should start looking outside of our paper marriage! 🥹

Need one urgent suggestion. My rent owner is providing PAN of his wife although the flat isn't on her name and I paid the rent on owner's account. The rent is approx 25k per month so 3 lacs per year. Will it land in to any trouble during ITR? Please suggest. TIA

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

Reminder! Zoom mixer Friday night 5:30-7:00 PST DM me if the links/details are still not showing

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I have been on wipro for 1.5 years. At pharmacovigilance. Can anyone find the same post on iqvia? I want to apply. Can't get in touch. It is better if someone helps.
N. B. Many have joined, and got permanent wfh also. their posts are not updated on the website. So do not suggest the website. It is better to get the mail address of HR.

Post your needs regarding case prep and hopefully find a partner to prep with

LL.M tax student, foreign trained attorney with 4 years of M&A tax experience in Mexico. Tips for applying to Big Law. Is it possible? Are there openings for foreign attorneys?

Immigrant here. Considering purchasing a house and wondering what weight would you attach to elementary school in your decision making? I have a 1 year old currently. See myself at the new house for at least 2-5 years. No more than 5 though.

How important is elementary school to set up my kid for success in Canada ? I am hearing conflicting opinions - some say elementary schools are the same all over GTA, doesn't matter where your kid goes. Is this true ?

Anyone at 502 level in JP Morgan and what is the salary range for them 5yoe.

How does below compare with regional comp for big4? Considering the salary progression and 1/2-bed flats in London being ~£400-500k I can’t see how it’s feasible to ever own a place until SM grades by which point most will be in early/mid-30s...

BEST or WORST ECD/CCO in London? GO! 👏🏽

Anyone ever been to “Best of Big D”? Hosted by D Magazine and could share their thoughts?

How do you stay fit on the road? - Since March ive put on ~15kg literally with minimal exercise on the verge of quitting just so I can lose weight

Opinions on what happening with Facebook and their poor employee outlook? What will FAANG be if Facebook hits the fan? NAAG?

Registry: Glider/Rockers. Do we really need the 1000 (eg pottery barn) fancy things? What do you love for midnight feedings and why do you love it? Only one kid so I don’t need it to last a lifetime. Just warning you now- this registry thing has me up all night so I may post more. You all are great resources! 🙏🏽

Hi Fishes.. Does Barclays offer any Diwali gifts ? Just curious to know 😄

Schoolology VS Google Classroom- which is better for sending out and getting getting work turned back in? I like classroom where I assign the work “to each student” and when they turn it in I have it. So many times before this they would forget to make a copy and put it into their class folder.

Fish in Washington state, when you got your Driver's license, is it valid in 6 years? Or only until the last day on your i797?
Thanks!

Hi! I’m an clinical assistant at an orthodontist practice. This is my second office in this field. I have a total of 7 years experience what is a good hourly rate for someone with my experience? I am in the DC, MD, VA area.

When to break-up with someone? I’ve been dating my gf for 6 years (2 long distance 1yr on a break and 3 living together. Nothing terrible about the relationship but I’m not happy and no longer feel in love. I’ve tried working it out but haven’t felt the relationship has gotten any better. I feel at this point the best thing to do for both of us is split (she shouldn’t be with someone that can’t love her fully). So here’s the options continued…

Has anyone left law for a public admin job? I’m wanting to move to public service but not as a litigator and I’ve already tried working in the nonprofit sector. I’m considering getting an MPA. Any insight or considerations from folks who’ve done this have would be helpful. Thanks!

What percent of your savings are in bond etfs ? Is it a good time to put some money in bonds ? Or should I stick to stock etfs ? Want to park some money safe if there are immediate needs

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

I have about 20k left in student loans growing at 3.75% interest and 70k saved/invested. Not a lot, but is it dumb to go ahead and pay off the loans?

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

Is it just me or does Peleton seem like a great short?

Anyone buy multifamily buildings with unpermitted renovations? Looking at a triplex where third unit is not permitted.

What was the cost and timeline of submitting for inspection and approval of unpermitted area? I'm looking to understand approximate baseline cost excluding any repairs for bringing up to code (and god forbid tearing down unpermitted areas and reverting)

How much money should I keep in my checking account: just enough to keep up with monthly payments, or should I build it up more? No major purchases to make in the next few years.

If you were to recommend only one finance book (for a beginner) what would it be?

Thoughts on a good budgeting tool or app.. seen ads for mint and other such websites.. any recommendations.

If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

I’m renting an apartment and I have a medical student who is graduating now and starting their residency that is interested . What should I ask for ? Do they earn income as a resident ? Etc

Any recommendations for NO FEE Refinancing mortgage in Virginia?
Better, Owning etc. don't serve here yet.

Current rate is 3.25% and 29 years left.

If I contributed after tax dollars to a traditional IRA last year, will I get a tax form from the administrator to get a reduction in my taxes when I file the return?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Anyone aware of good and affordable virtual financial planners?

I am about to max out my ROTH IRA ($6,000) before the tax season ends. Where is everyone dumping their cash into?

Does anyone think USDC would go the same way TerraUSD did?

Need advice: I have 53k in student loans, about 24K MV in etfs and stock as of today, and with my new job, I can now pay off 2K per month in SL.

Should I pay off 2K/ month and be done with loans in 2.5 yrs resulting in a higher cash reserve or Liquidate all of my investments in September + 2K/month and be done with loans by Dec 2021? ( yes i have 6 month emergency fund/401k)

Thanks in advance