{ "media_type": "text", "post_content": "What banks or credit unions are good for auto loan refinance?\nI hear DCU bank from a number of friends, Any other good suggestions?\n", "post_id": "6071274674bd30002298efd0", "reply_count": 4, "vote_count": 1, "bowl_id": "58f8108c753e990016608a0b", "bowl_name": "Desi Consultants" }

What banks or credit unions are good for auto loan refinance? I hear DCU bank from a number of friends, Any other good suggestions?

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Why would you pay cash. I got 5 yr loan from Nissan with 0.9%. Only paid 2k down payment. Invest your money in market. Made 3 times on my investments. Don't ever put cash for any major purchases. Let the creditors assume all the risk while you pay near zero interest on that money

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I had DCU autoloan and liked them as they were my first bank in US . Later moved to unityone for better rate

Only saying this because it’s the desi bowl but it’s much better to pay cash than to take out a loan for a car

I apid out 70% of car cost and took loan on a very small amount as I had no loan history in credit score.

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